{
  "canonical_url": "https://lendb.ai/in/virginia/portsmouth-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 72 funded FHA home loans in Portsmouth city, VA in 2025, 431 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (47), Atlantic Bay Mortgage Group (42) and Rocket Mortgage (40). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Portsmouth city are linked below.",
  "county": {
    "fips": "51740",
    "name": "Portsmouth city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 72,
    "lenders_10": 11,
    "loans": 431,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 47,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 44,
        "people": [
          {
            "nmls_id": 92405,
            "full_name": "Reggie Register",
            "canonical_url": "https://lendb.ai/lo/reggie-register-92405",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 117538,
            "full_name": "Sean McConnell",
            "canonical_url": "https://lendb.ai/lo/sean-mcconnell-117538",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 136526,
            "full_name": "Chris Fountain",
            "canonical_url": "https://lendb.ai/lo/chris-fountain-136526",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2921,
      "name": "Southern Trust Mortgage",
      "slug": "southern-trust-mortgage-2921",
      "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 200234,
            "full_name": "Andrew Kellam",
            "canonical_url": "https://lendb.ai/lo/andrew-kellam-200234",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 205515,
            "full_name": "Wes Flowers",
            "canonical_url": "https://lendb.ai/lo/wesley-flowers-205515",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 211134,
            "full_name": "Darien Pearce",
            "canonical_url": "https://lendb.ai/lo/darien-pearce-211134",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 236265,
            "full_name": "Scott Wilson",
            "canonical_url": "https://lendb.ai/lo/scott-wilson-236265",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 609841,
            "full_name": "Meghan McDonald",
            "canonical_url": "https://lendb.ai/lo/meghan-mcdonald-609841",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1284708,
            "full_name": "Jessica Dowd Theisen",
            "canonical_url": "https://lendb.ai/lo/jessica-theisen-1284708",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}