{
  "canonical_url": "https://lendb.ai/in/virginia/powhatan-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 62 funded conventional home loans in Powhatan County, VA in 2025, 331 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (71), ALCOVA Mortgage (28) and United Wholesale Mortgage (19). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Powhatan County are linked below.",
  "county": {
    "fips": "51145",
    "name": "Powhatan County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 62,
    "lenders_10": 10,
    "loans": 331,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 71,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 392923,
            "full_name": "Frankie Jacques",
            "canonical_url": "https://lendb.ai/lo/frankie-jacques-392923",
            "branch_city": "Powhatan",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1128838,
            "full_name": "Justin Kellaway",
            "canonical_url": "https://lendb.ai/lo/justin-kellaway-1128838",
            "branch_city": "Powhatan",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1401836,
            "full_name": "Debi Jacques",
            "canonical_url": "https://lendb.ai/lo/debi-jacques-1401836",
            "branch_city": "Powhatan",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 168164,
            "full_name": "John Blauvelt",
            "canonical_url": "https://lendb.ai/lo/john-blauvelt-168164",
            "branch_city": "North Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 190790,
            "full_name": "Greg Rojakovick",
            "canonical_url": "https://lendb.ai/lo/greg-rojakovick-190790",
            "branch_city": "North Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 450473,
            "full_name": "Tim McDonnell",
            "canonical_url": "https://lendb.ai/lo/tim-mcdonnell-450473",
            "branch_city": "North Chesterfield",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1168,
      "name": "AmeriSave Mortgage",
      "slug": "amerisave-mortgage-1168",
      "canonical_url": "https://lendb.ai/lender/amerisave-mortgage-1168",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 646417,
            "full_name": "Tiffany Arnold",
            "canonical_url": "https://lendb.ai/lo/tiffany-arnold-646417",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 953995,
            "full_name": "Octavio Jose Wilson",
            "canonical_url": "https://lendb.ai/lo/octavio-jose-wilson-953995",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 204399,
            "full_name": "Greg Cowart",
            "canonical_url": "https://lendb.ai/lo/greg-cowart-204399",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}