{ "canonical_url": "https://lendb.ai/in/virginia/powhatan-county/fha-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 33 funded FHA home loans in Powhatan County, VA in 2025, 79 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (14), United Wholesale Mortgage (8) and Freedom Mortgage (7). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Powhatan County are linked below.", "county": { "fips": "51145", "name": "Powhatan County", "state": "VA" }, "loan_type": "fha", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 33, "lenders_10": 1, "loans": 79, "qualifies": false }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 14, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 8, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2767, "name": "Freedom Mortgage", "slug": "freedom-mortgage-2767", "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767", "loans": 7, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 6, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 40508, "name": "ALCOVA Mortgage", "slug": "alcova-mortgage-40508", "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 20, "people": [ { "nmls_id": 392923, "full_name": "Frankie Jacques", "canonical_url": "https://lendb.ai/lo/frankie-jacques-392923", "branch_city": "Powhatan", "branch_state": "VA" }, { "nmls_id": 1128838, "full_name": "Justin Kellaway", "canonical_url": "https://lendb.ai/lo/justin-kellaway-1128838", "branch_city": "Powhatan", "branch_state": "VA" }, { "nmls_id": 1401836, "full_name": "Debi Jacques", "canonical_url": "https://lendb.ai/lo/debi-jacques-1401836", "branch_city": "Powhatan", "branch_state": "VA" } ] } }, { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "loans": 4, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 323021, "full_name": "Michael Cao", "canonical_url": "https://lendb.ai/lo/michael-cao-323021", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 482600, "full_name": "Derek Evans", "canonical_url": "https://lendb.ai/lo/derek-evans-482600", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1573753, "full_name": "Mitch Rigsby", "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753", "branch_city": "Richmond", "branch_state": "VA" } ] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 16, "people": [ { "nmls_id": 101361, "full_name": "Scott Dunning", "canonical_url": "https://lendb.ai/lo/scott-dunning-101361", "branch_city": "Midlothian", "branch_state": "VA" }, { "nmls_id": 455181, "full_name": "Robin Joseph", "canonical_url": "https://lendb.ai/lo/robin-joseph-455181", "branch_city": "Midlothian", "branch_state": "VA" }, { "nmls_id": 513125, "full_name": "Clay Carroll", "canonical_url": "https://lendb.ai/lo/clay-carroll-513125", "branch_city": "Midlothian", "branch_state": "VA" } ] } }, { "nmls_id": 75164, "name": "Prosperity Home Mortgage", "slug": "prosperity-home-mortgage-75164", "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2600, "name": "Carrington Mortgage Services", "slug": "carrington-mortgage-services-2600", "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2921, "name": "Southern Trust Mortgage", "slug": "southern-trust-mortgage-2921", "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 211851, "full_name": "David Johnston", "canonical_url": "https://lendb.ai/lo/david-johnston-211851", "branch_city": "Midlothian", "branch_state": "VA" }, { "nmls_id": 848959, "full_name": "Laura Cooper", "canonical_url": "https://lendb.ai/lo/laura-cooper-848959", "branch_city": "Midlothian", "branch_state": "VA" }, { "nmls_id": 964035, "full_name": "Mark Atkinson", "canonical_url": "https://lendb.ai/lo/mark-atkinson-964035", "branch_city": "Midlothian", "branch_state": "VA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }