{
  "canonical_url": "https://lendb.ai/in/virginia/pulaski-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded USDA home loans in Pulaski County, VA in 2025, 27 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (7), Atlantic Bay Mortgage Group (7) and United Wholesale Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Pulaski County are linked below.",
  "county": {
    "fips": "51155",
    "name": "Pulaski County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 11,
    "lenders_10": 0,
    "loans": 27,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 659491,
            "full_name": "Jamey Roberts",
            "canonical_url": "https://lendb.ai/lo/jamey-roberts-659491",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1584328,
            "full_name": "Amanda Brooks",
            "canonical_url": "https://lendb.ai/lo/amanda-brooks-1584328",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1810356,
            "full_name": "Chris Eads",
            "canonical_url": "https://lendb.ai/lo/chris-eads-1810356",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1838711,
            "full_name": "Daniel Schroeder",
            "canonical_url": "https://lendb.ai/lo/daniel-schroeder-1838711",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1996326,
            "full_name": "Victoria Outland",
            "canonical_url": "https://lendb.ai/lo/victoria-outland-1996326",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 226869,
            "full_name": "Marianne Washington",
            "canonical_url": "https://lendb.ai/lo/marianne-washington-226869",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 315561,
            "full_name": "Sam Albimino",
            "canonical_url": "https://lendb.ai/lo/sam-albimino-315561",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 368716,
            "full_name": "Jon Higginbotham",
            "canonical_url": "https://lendb.ai/lo/jon-higginbotham-368716",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}