{ "canonical_url": "https://lendb.ai/in/virginia/richmond-city/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 148 funded conventional home loans in Richmond city, VA in 2025, 1,920 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (231), United Wholesale Mortgage (146) and JPMorgan Chase Bank (Chase Home Lending) (114). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richmond city are linked below.", "county": { "fips": "51760", "name": "Richmond city", "state": "VA" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 148, "lenders_10": 40, "loans": 1920, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 231, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 146, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 114, "includes_brokered": false, "loan_officers": { "total": 2, "people": [ { "nmls_id": 101096, "full_name": "George Karousos", "canonical_url": "https://lendb.ai/lo/george-karousos-101096", "branch_city": "Henrico", "branch_state": "VA" }, { "nmls_id": 459689, "full_name": "Felicia Howey", "canonical_url": "https://lendb.ai/lo/felicia-howey-459689", "branch_city": "Chesterfield", "branch_state": "VA" } ] } }, { "nmls_id": 72043, "name": "Atlantic Bay Mortgage Group", "slug": "atlantic-bay-mortgage-group-72043", "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043", "loans": 90, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 512138, "name": "TowneBank Mortgage", "slug": "townebank-mortgage-512138", "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138", "loans": 73, "includes_brokered": false, "loan_officers": { "total": 13, "people": [ { "nmls_id": 455252, "full_name": "Jay Lewis", "canonical_url": "https://lendb.ai/lo/jay-lewis-455252", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 182553, "full_name": "Sanj Banga", "canonical_url": "https://lendb.ai/lo/sanj-banga-182553", "branch_city": "Glen Allen", "branch_state": "VA" }, { "nmls_id": 195058, "full_name": "Jennifer White", "canonical_url": "https://lendb.ai/lo/jennifer-white-195058", "branch_city": "Glen Allen", "branch_state": "VA" } ] } }, { "nmls_id": 75164, "name": "Prosperity Home Mortgage", "slug": "prosperity-home-mortgage-75164", "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164", "loans": 72, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2893, "name": "NFM Lending", "slug": "nfm-lending-2893", "canonical_url": "https://lendb.ai/lender/nfm-lending-2893", "loans": 68, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 204399, "full_name": "Greg Cowart", "canonical_url": "https://lendb.ai/lo/greg-cowart-204399", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1034510, "full_name": "Jesse Perrone", "canonical_url": "https://lendb.ai/lo/jesse-perrone-1034510", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1928522, "full_name": "Mary-Margaret Wells", "canonical_url": "https://lendb.ai/lo/mary-margaret-wells-1928522", "branch_city": "Richmond", "branch_state": "VA" } ] } }, { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "loans": 65, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 323021, "full_name": "Michael Cao", "canonical_url": "https://lendb.ai/lo/michael-cao-323021", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 482600, "full_name": "Derek Evans", "canonical_url": "https://lendb.ai/lo/derek-evans-482600", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1573753, "full_name": "Mitch Rigsby", "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753", "branch_city": "Richmond", "branch_state": "VA" } ] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 56, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399803, "name": "Truist Bank", "slug": "truist-399803", "canonical_url": "https://lendb.ai/lender/truist-399803", "loans": 55, "includes_brokered": false, "loan_officers": { "total": 39, "people": [ { "nmls_id": 96000, "full_name": "Eric Prindes", "canonical_url": "https://lendb.ai/lo/eric-prindes-96000", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 96017, "full_name": "Bryan Sutton", "canonical_url": "https://lendb.ai/lo/bryan-sutton-96017", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 96025, "full_name": "Adam Yanes", "canonical_url": "https://lendb.ai/lo/adam-yanes-96025", "branch_city": "Richmond", "branch_state": "VA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }