{ "canonical_url": "https://lendb.ai/in/virginia/richmond-city/fha-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 63 funded FHA home loans in Richmond city, VA in 2025, 275 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (35), NVR Mortgage (20) and Rocket Mortgage (18). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richmond city are linked below.", "county": { "fips": "51760", "name": "Richmond city", "state": "VA" }, "loan_type": "fha", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 63, "lenders_10": 5, "loans": 275, "qualifies": true }, "lenders": [ { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 35, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1127, "name": "NVR Mortgage", "slug": "nvr-mortgage-1127", "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127", "loans": 20, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 18, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 72043, "name": "Atlantic Bay Mortgage Group", "slug": "atlantic-bay-mortgage-group-72043", "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043", "loans": 12, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 512138, "name": "TowneBank Mortgage", "slug": "townebank-mortgage-512138", "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138", "loans": 10, "includes_brokered": false, "loan_officers": { "total": 13, "people": [ { "nmls_id": 455252, "full_name": "Jay Lewis", "canonical_url": "https://lendb.ai/lo/jay-lewis-455252", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 182553, "full_name": "Sanj Banga", "canonical_url": "https://lendb.ai/lo/sanj-banga-182553", "branch_city": "Glen Allen", "branch_state": "VA" }, { "nmls_id": 195058, "full_name": "Jennifer White", "canonical_url": "https://lendb.ai/lo/jennifer-white-195058", "branch_city": "Glen Allen", "branch_state": "VA" } ] } }, { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "loans": 9, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 323021, "full_name": "Michael Cao", "canonical_url": "https://lendb.ai/lo/michael-cao-323021", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 482600, "full_name": "Derek Evans", "canonical_url": "https://lendb.ai/lo/derek-evans-482600", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1573753, "full_name": "Mitch Rigsby", "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753", "branch_city": "Richmond", "branch_state": "VA" } ] } }, { "nmls_id": 174457, "name": "loanDepot", "slug": "loandepot-174457", "canonical_url": "https://lendb.ai/lender/loandepot-174457", "loans": 9, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 8, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 39179, "name": "Movement Mortgage", "slug": "movement-mortgage-39179", "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179", "loans": 8, "includes_brokered": false, "loan_officers": { "total": 14, "people": [ { "nmls_id": 1659038, "full_name": "Olivia Smith", "canonical_url": "https://lendb.ai/lo/olivia-smith-1659038", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 1001938, "full_name": "Susan Dennison", "canonical_url": "https://lendb.ai/lo/susan-dennison-1001938", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 244305, "full_name": "Josh Klemmer", "canonical_url": "https://lendb.ai/lo/josh-klemmer-244305", "branch_city": "Richmond", "branch_state": "VA" } ] } }, { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "loans": 7, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 208973, "full_name": "Shawn Johnson", "canonical_url": "https://lendb.ai/lo/shawn-johnson-208973", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 271064, "full_name": "Kay Pearce", "canonical_url": "https://lendb.ai/lo/lucy-pearce-271064", "branch_city": "Richmond", "branch_state": "VA" }, { "nmls_id": 617986, "full_name": "Philip McKenney", "canonical_url": "https://lendb.ai/lo/philip-mckenney-617986", "branch_city": "Richmond", "branch_state": "VA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }