{
  "canonical_url": "https://lendb.ai/in/virginia/virginia-beach-city/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 113 funded VA home loans in Virginia Beach city, VA in 2025, 2,770 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (415), United Wholesale Mortgage (391) and Freedom Mortgage (264). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Virginia Beach city are linked below.",
  "county": {
    "fips": "51810",
    "name": "Virginia Beach city",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 113,
    "lenders_10": 35,
    "loans": 2770,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 415,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 69775,
            "full_name": "Dave Michaud",
            "canonical_url": "https://lendb.ai/lo/dave-michaud-69775",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 260324,
            "full_name": "James Walrod",
            "canonical_url": "https://lendb.ai/lo/james-walrod-260324",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 261072,
            "full_name": "Kevin Warren",
            "canonical_url": "https://lendb.ai/lo/kevin-warren-261072",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 391,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 264,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 193,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 131,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 118,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 102,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2921,
      "name": "Southern Trust Mortgage",
      "slug": "southern-trust-mortgage-2921",
      "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 200234,
            "full_name": "Andrew Kellam",
            "canonical_url": "https://lendb.ai/lo/andrew-kellam-200234",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 205515,
            "full_name": "Wes Flowers",
            "canonical_url": "https://lendb.ai/lo/wesley-flowers-205515",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 211134,
            "full_name": "Darien Pearce",
            "canonical_url": "https://lendb.ai/lo/darien-pearce-211134",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 41,
        "people": [
          {
            "nmls_id": 92405,
            "full_name": "Reggie Register",
            "canonical_url": "https://lendb.ai/lo/reggie-register-92405",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 117538,
            "full_name": "Sean McConnell",
            "canonical_url": "https://lendb.ai/lo/sean-mcconnell-117538",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 136526,
            "full_name": "Chris Fountain",
            "canonical_url": "https://lendb.ai/lo/chris-fountain-136526",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 96,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}