{
  "canonical_url": "https://lendb.ai/in/virginia/waynesboro-city/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 59 funded conventional home loans in Waynesboro city, VA in 2025, 223 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (35), ALCOVA Mortgage (21) and Movement Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Waynesboro city are linked below.",
  "county": {
    "fips": "51820",
    "name": "Waynesboro city",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 59,
    "lenders_10": 4,
    "loans": 223,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 35,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 198053,
            "full_name": "Michelle Nuckols",
            "canonical_url": "https://lendb.ai/lo/michelle-nuckols-198053",
            "branch_city": "Staunton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 235608,
            "full_name": "Michelle Fix",
            "canonical_url": "https://lendb.ai/lo/michelle-fix-235608",
            "branch_city": "Staunton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1709807,
            "full_name": "Michael Pickle Nuckols",
            "canonical_url": "https://lendb.ai/lo/michael-pickle-nuckols-1709807",
            "branch_city": "Staunton",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 618664,
            "full_name": "Casey Snyder",
            "canonical_url": "https://lendb.ai/lo/casey-snyder-618664",
            "branch_city": "Waynesboro",
            "branch_state": "VA"
          },
          {
            "nmls_id": 398517,
            "full_name": "Erin Chiles",
            "canonical_url": "https://lendb.ai/lo/erin-chiles-398517",
            "branch_city": "Harrisonburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1624186,
            "full_name": "Sommer Fritz",
            "canonical_url": "https://lendb.ai/lo/sommer-fritz-1624186",
            "branch_city": "Harrisonburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 2214236,
            "full_name": "Jake Adler",
            "canonical_url": "https://lendb.ai/lo/jake-adler-2214236",
            "branch_city": "Fishersville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2823978,
            "full_name": "Tyler Nuckoles",
            "canonical_url": "https://lendb.ai/lo/tyler-nuckoles-2823978",
            "branch_city": "Fishersville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 907344,
            "full_name": "Jenna Stiltner",
            "canonical_url": "https://lendb.ai/lo/jenna-stiltner-907344",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 460056,
            "full_name": "Karen Frank",
            "canonical_url": "https://lendb.ai/lo/karen-frank-460056",
            "branch_city": "Staunton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 831263,
            "full_name": "Paige Bryant",
            "canonical_url": "https://lendb.ai/lo/paige-bryant-831263",
            "branch_city": "Staunton",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 202242,
            "full_name": "Ben Aliff",
            "canonical_url": "https://lendb.ai/lo/ben-aliff-202242",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 915587,
            "full_name": "Lindsay Witt",
            "canonical_url": "https://lendb.ai/lo/lindsay-witt-915587",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2115744,
            "full_name": "Jaime Laugelli",
            "canonical_url": "https://lendb.ai/lo/jaime-laugelli-2115744",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1168,
      "name": "AmeriSave Mortgage",
      "slug": "amerisave-mortgage-1168",
      "canonical_url": "https://lendb.ai/lender/amerisave-mortgage-1168",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}