{
  "canonical_url": "https://lendb.ai/in/washington/cowlitz-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 106 funded conventional home loans in Cowlitz County, WA in 2025, 1,146 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (191), Rocket Mortgage (145) and United Wholesale Mortgage (88). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cowlitz County are linked below.",
  "county": {
    "fips": "53015",
    "name": "Cowlitz County",
    "state": "WA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 106,
    "lenders_10": 28,
    "loans": 1146,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 191,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 404533,
            "full_name": "Mike Bettineski",
            "canonical_url": "https://lendb.ai/lo/mike-dennis-bettineski-404533",
            "branch_city": "Longview",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2401238,
            "full_name": "Rose Mackin",
            "canonical_url": "https://lendb.ai/lo/rose-mackin-2401238",
            "branch_city": "Longview",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2678029,
            "full_name": "Craig Carter",
            "canonical_url": "https://lendb.ai/lo/craig-carter-2678029",
            "branch_city": "Longview",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 145,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 57,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 583039,
            "full_name": "Matt Elerding",
            "canonical_url": "https://lendb.ai/lo/matt-elerding-583039",
            "branch_city": "Battle Ground",
            "branch_state": "WA"
          },
          {
            "nmls_id": 880569,
            "full_name": "Angela Frost",
            "canonical_url": "https://lendb.ai/lo/angela-frost-880569",
            "branch_city": "Battle Ground",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 414164,
            "full_name": "Jon Trussell",
            "canonical_url": "https://lendb.ai/lo/jon-trussell-414164",
            "branch_city": "Longview",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2190032,
            "full_name": "Gabbi Graves",
            "canonical_url": "https://lendb.ai/lo/gabbi-graves-2190032",
            "branch_city": "Longview",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 145502,
      "name": "V.I.P. Mortgage, Inc.",
      "slug": "v-i-p-mortgage-inc-145502",
      "canonical_url": "https://lendb.ai/lender/v-i-p-mortgage-inc-145502",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}