{
  "canonical_url": "https://lendb.ai/in/washington/cowlitz-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded FHA home loans in Cowlitz County, WA in 2025, 516 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (94), DAS Acquisition Company, LLC (57) and United Wholesale Mortgage (41). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cowlitz County are linked below.",
  "county": {
    "fips": "53015",
    "name": "Cowlitz County",
    "state": "WA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 66,
    "lenders_10": 13,
    "loans": 516,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 94,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 404533,
            "full_name": "Mike Bettineski",
            "canonical_url": "https://lendb.ai/lo/mike-dennis-bettineski-404533",
            "branch_city": "Longview",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2401238,
            "full_name": "Rose Mackin",
            "canonical_url": "https://lendb.ai/lo/rose-mackin-2401238",
            "branch_city": "Longview",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2678029,
            "full_name": "Craig Carter",
            "canonical_url": "https://lendb.ai/lo/craig-carter-2678029",
            "branch_city": "Longview",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 57,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 41,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 145502,
      "name": "V.I.P. Mortgage, Inc.",
      "slug": "v-i-p-mortgage-inc-145502",
      "canonical_url": "https://lendb.ai/lender/v-i-p-mortgage-inc-145502",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 583039,
            "full_name": "Matt Elerding",
            "canonical_url": "https://lendb.ai/lo/matt-elerding-583039",
            "branch_city": "Battle Ground",
            "branch_state": "WA"
          },
          {
            "nmls_id": 880569,
            "full_name": "Angela Frost",
            "canonical_url": "https://lendb.ai/lo/angela-frost-880569",
            "branch_city": "Battle Ground",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}