{
  "canonical_url": "https://lendb.ai/in/washington/island-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 2 funded USDA home loans in Island County, WA in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (5) and Envoy Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Island County are linked below.",
  "county": {
    "fips": "53029",
    "name": "Island County",
    "state": "WA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 2,
    "lenders_10": 0,
    "loans": 6,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 64001,
            "full_name": "Jim Reischling",
            "canonical_url": "https://lendb.ai/lo/jim-reischling-64001",
            "branch_city": "Port Townsend",
            "branch_state": "WA"
          },
          {
            "nmls_id": 217692,
            "full_name": "Lynda Myrick",
            "canonical_url": "https://lendb.ai/lo/lynda-myrick-217692",
            "branch_city": "Port Townsend",
            "branch_state": "WA"
          },
          {
            "nmls_id": 108829,
            "full_name": "Julie Ann Jackson",
            "canonical_url": "https://lendb.ai/lo/julie-ann-jackson-108829",
            "branch_city": "Oak Harbor",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 234196,
            "full_name": "Michael Mcintosh",
            "canonical_url": "https://lendb.ai/lo/michael-mcintosh-234196",
            "branch_city": "Oak Harbor",
            "branch_state": "WA"
          },
          {
            "nmls_id": 292321,
            "full_name": "Jack Arney",
            "canonical_url": "https://lendb.ai/lo/jack-arney-292321",
            "branch_city": "Oak Harbor",
            "branch_state": "WA"
          },
          {
            "nmls_id": 384006,
            "full_name": "Peter Cowie",
            "canonical_url": "https://lendb.ai/lo/peter-cowie-384006",
            "branch_city": "Oak Harbor",
            "branch_state": "WA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}