{
  "canonical_url": "https://lendb.ai/in/washington/kitsap-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 153 funded conventional home loans in Kitsap County, WA in 2025, 2,730 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (340), United Wholesale Mortgage (233) and Navy Federal Credit Union (200). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kitsap County are linked below.",
  "county": {
    "fips": "53035",
    "name": "Kitsap County",
    "state": "WA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 153,
    "lenders_10": 44,
    "loans": 2730,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 340,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 233,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 200,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 155,
      "includes_brokered": false,
      "loan_officers": {
        "total": 88,
        "people": [
          {
            "nmls_id": 310018,
            "full_name": "Trevor Monette",
            "canonical_url": "https://lendb.ai/lo/trevor-monette-310018",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313158,
            "full_name": "Kristine Lydiard",
            "canonical_url": "https://lendb.ai/lo/kristine-lydiard-313158",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313159,
            "full_name": "Jerry Meneses",
            "canonical_url": "https://lendb.ai/lo/jerry-meneses-313159",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 149,
      "includes_brokered": false,
      "loan_officers": {
        "total": 112,
        "people": [
          {
            "nmls_id": 1624896,
            "full_name": "Lee Nguyen",
            "canonical_url": "https://lendb.ai/lo/leer-nguyen-1624896",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 135887,
            "full_name": "Jenn Bowman",
            "canonical_url": "https://lendb.ai/lo/jenn-bowman-135887",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 143470,
            "full_name": "Michelle Muqtadir",
            "canonical_url": "https://lendb.ai/lo/michelle-muqtadir-143470",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 98,
      "includes_brokered": true,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 175716,
            "full_name": "Shirley Clough",
            "canonical_url": "https://lendb.ai/lo/shirley-clough-175716",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 176331,
            "full_name": "Cheryl Hubbell",
            "canonical_url": "https://lendb.ai/lo/cheryl-hubbell-176331",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 241577,
            "full_name": "Beverly Liesy",
            "canonical_url": "https://lendb.ai/lo/beverly-liesy-241577",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 83,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 117301,
            "full_name": "Tatiana Denall",
            "canonical_url": "https://lendb.ai/lo/tatiana-denall-117301",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 130688,
            "full_name": "Aaron Tyler",
            "canonical_url": "https://lendb.ai/lo/aaron-tyler-130688",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 302797,
            "full_name": "Daniel Anacker",
            "canonical_url": "https://lendb.ai/lo/daniel-anacker-302797",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}