{
  "canonical_url": "https://lendb.ai/in/washington/kitsap-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 68 funded FHA home loans in Kitsap County, WA in 2025, 466 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (50), Movement Mortgage (41) and Rocket Mortgage (37). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kitsap County are linked below.",
  "county": {
    "fips": "53035",
    "name": "Kitsap County",
    "state": "WA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 68,
    "lenders_10": 14,
    "loans": 466,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 50,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 88,
        "people": [
          {
            "nmls_id": 310018,
            "full_name": "Trevor Monette",
            "canonical_url": "https://lendb.ai/lo/trevor-monette-310018",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313158,
            "full_name": "Kristine Lydiard",
            "canonical_url": "https://lendb.ai/lo/kristine-lydiard-313158",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313159,
            "full_name": "Jerry Meneses",
            "canonical_url": "https://lendb.ai/lo/jerry-meneses-313159",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 37,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 112,
        "people": [
          {
            "nmls_id": 1624896,
            "full_name": "Lee Nguyen",
            "canonical_url": "https://lendb.ai/lo/leer-nguyen-1624896",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 135887,
            "full_name": "Jenn Bowman",
            "canonical_url": "https://lendb.ai/lo/jenn-bowman-135887",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 143470,
            "full_name": "Michelle Muqtadir",
            "canonical_url": "https://lendb.ai/lo/michelle-muqtadir-143470",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 72,
        "people": [
          {
            "nmls_id": 1664753,
            "full_name": "Ariel Zufelt",
            "canonical_url": "https://lendb.ai/lo/ariel-zufelt-1664753",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2277686,
            "full_name": "Jessica Beverage",
            "canonical_url": "https://lendb.ai/lo/jessica-beverage-2277686",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 2667594,
            "full_name": "Peter Pearson",
            "canonical_url": "https://lendb.ai/lo/peter-pearson-2667594",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 150009,
      "name": "Click n' Close, Inc.",
      "slug": "click-n-close-inc-150009",
      "canonical_url": "https://lendb.ai/lender/click-n-close-inc-150009",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 175716,
            "full_name": "Shirley Clough",
            "canonical_url": "https://lendb.ai/lo/shirley-clough-175716",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 176331,
            "full_name": "Cheryl Hubbell",
            "canonical_url": "https://lendb.ai/lo/cheryl-hubbell-176331",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 241577,
            "full_name": "Beverly Liesy",
            "canonical_url": "https://lendb.ai/lo/beverly-liesy-241577",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}