{
  "canonical_url": "https://lendb.ai/in/washington/kitsap-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 86 funded VA home loans in Kitsap County, WA in 2025, 1,347 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (220), Veterans United Home Loans (126) and Navy Federal Credit Union (111). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kitsap County are linked below.",
  "county": {
    "fips": "53035",
    "name": "Kitsap County",
    "state": "WA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 86,
    "lenders_10": 24,
    "loans": 1347,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 220,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 126,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 111,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 85,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 112,
        "people": [
          {
            "nmls_id": 1624896,
            "full_name": "Lee Nguyen",
            "canonical_url": "https://lendb.ai/lo/leer-nguyen-1624896",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 135887,
            "full_name": "Jenn Bowman",
            "canonical_url": "https://lendb.ai/lo/jenn-bowman-135887",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 143470,
            "full_name": "Michelle Muqtadir",
            "canonical_url": "https://lendb.ai/lo/michelle-muqtadir-143470",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 71,
      "includes_brokered": true,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 175716,
            "full_name": "Shirley Clough",
            "canonical_url": "https://lendb.ai/lo/shirley-clough-175716",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 176331,
            "full_name": "Cheryl Hubbell",
            "canonical_url": "https://lendb.ai/lo/cheryl-hubbell-176331",
            "branch_city": "Seattle",
            "branch_state": "WA"
          },
          {
            "nmls_id": 241577,
            "full_name": "Beverly Liesy",
            "canonical_url": "https://lendb.ai/lo/beverly-liesy-241577",
            "branch_city": "Seattle",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 88,
        "people": [
          {
            "nmls_id": 310018,
            "full_name": "Trevor Monette",
            "canonical_url": "https://lendb.ai/lo/trevor-monette-310018",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313158,
            "full_name": "Kristine Lydiard",
            "canonical_url": "https://lendb.ai/lo/kristine-lydiard-313158",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          },
          {
            "nmls_id": 313159,
            "full_name": "Jerry Meneses",
            "canonical_url": "https://lendb.ai/lo/jerry-meneses-313159",
            "branch_city": "Silverdale",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}