{
  "canonical_url": "https://lendb.ai/in/washington/skagit-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 38 funded VA home loans in Skagit County, WA in 2025, 204 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (28), Veterans United Home Loans (21) and CMG Home Loans (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Skagit County are linked below.",
  "county": {
    "fips": "53057",
    "name": "Skagit County",
    "state": "WA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 38,
    "lenders_10": 6,
    "loans": 204,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 439752,
            "full_name": "Brandon Williams",
            "canonical_url": "https://lendb.ai/lo/brandon-williams-439752",
            "branch_city": "Mt Vernon",
            "branch_state": "WA"
          },
          {
            "nmls_id": 487542,
            "full_name": "Theresa Sundance",
            "canonical_url": "https://lendb.ai/lo/theresa-sundance-487542",
            "branch_city": "Mt Vernon",
            "branch_state": "WA"
          },
          {
            "nmls_id": 815182,
            "full_name": "David Ell",
            "canonical_url": "https://lendb.ai/lo/david-ell-815182",
            "branch_city": "Mt. Vernon",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1568839,
            "full_name": "Emily Ann Griffin",
            "canonical_url": "https://lendb.ai/lo/emily-ann-griffin-1568839",
            "branch_city": "Mount Vernon",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 136234,
            "full_name": "Michelle Schmidt",
            "canonical_url": "https://lendb.ai/lo/michelle-schmidt-136234",
            "branch_city": "Arlington",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}