{ "canonical_url": "https://lendb.ai/in/west-virginia/berkeley-county/usda-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 31 funded USDA home loans in Berkeley County, WV in 2025, 104 loans in all, per HMDA, FFIEC/CFPB data. The most active were Integrity Home Mortgage Corporation (27), CrossCountry Mortgage (20) and American Pacific Mortgage (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Berkeley County are linked below.", "county": { "fips": "54003", "name": "Berkeley County", "state": "WV" }, "loan_type": "usda", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 31, "lenders_10": 2, "loans": 104, "qualifies": false }, "lenders": [ { "nmls_id": 208516, "name": "Integrity Home Mortgage Corporation", "slug": "integrity-home-mortgage-corporation-208516", "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516", "loans": 27, "includes_brokered": false, "loan_officers": { "total": 16, "people": [ { "nmls_id": 212994, "full_name": "Sherrie Bloomfield", "canonical_url": "https://lendb.ai/lo/sherrie-bloomfield-212994", "branch_city": "Winchester", "branch_state": "VA" }, { "nmls_id": 1736860, "full_name": "Ross Lehman", "canonical_url": "https://lendb.ai/lo/ross-lehman-1736860", "branch_city": "Winchester", "branch_state": "VA" }, { "nmls_id": 203910, "full_name": "Byron Reed", "canonical_url": "https://lendb.ai/lo/byron-reed-203910", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 20, "includes_brokered": false, "loan_officers": { "total": 27, "people": [ { "nmls_id": 188852, "full_name": "David W. Smith", "canonical_url": "https://lendb.ai/lo/david-w-smith-188852", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 450659, "full_name": "Dave Mellott", "canonical_url": "https://lendb.ai/lo/dave-mellott-450659", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 868451, "full_name": "Bryan Bates", "canonical_url": "https://lendb.ai/lo/bryan-bates-868451", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 6, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 728866, "full_name": "Denise Williams", "canonical_url": "https://lendb.ai/lo/denise-williams-728866", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 1069593, "full_name": "Chris Hipp", "canonical_url": "https://lendb.ai/lo/chris-hipp-1069593", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 2405444, "full_name": "Tom Hales", "canonical_url": "https://lendb.ai/lo/tom-hales-2405444", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 13649, "name": "PrimeLending", "slug": "primelending-13649", "canonical_url": "https://lendb.ai/lender/primelending-13649", "loans": 6, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1127, "name": "NVR Mortgage", "slug": "nvr-mortgage-1127", "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 229964, "full_name": "Eric Stenger", "canonical_url": "https://lendb.ai/lo/eric-stenger-229964", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 1493325, "full_name": "Valerie Franklin", "canonical_url": "https://lendb.ai/lo/valerie-franklin-1493325", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 22882, "full_name": "Mark Lynch", "canonical_url": "https://lendb.ai/lo/mark-lynch-22882", "branch_city": "Winchester", "branch_state": "VA" } ] } }, { "nmls_id": 1058, "name": "Lennar Mortgage", "slug": "lennar-mortgage-1058", "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2229, "name": "Union Home Mortgage", "slug": "union-home-mortgage-2229", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "loans": 3, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 643114, "name": "Atlantic Coast Mortgage", "slug": "atlantic-coast-mortgage-643114", "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2129, "name": "Supreme Lending", "slug": "supreme-lending-2129", "canonical_url": "https://lendb.ai/lender/supreme-lending-2129", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }