{
  "canonical_url": "https://lendb.ai/in/west-virginia/jefferson-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 91 funded conventional home loans in Jefferson County, WV in 2025, 1,153 loans in all, per HMDA, FFIEC/CFPB data. The most active were Lennar Mortgage (213), Rocket Mortgage (147) and First Heritage Mortgage (106). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "54037",
    "name": "Jefferson County",
    "state": "WV"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 91,
    "lenders_10": 23,
    "loans": 1153,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 213,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 147,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 106,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 207590,
            "full_name": "Jackie Fields-Gleadall",
            "canonical_url": "https://lendb.ai/lo/jackie-fields-gleadall-207590",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 312906,
            "full_name": "Caryn Grafton",
            "canonical_url": "https://lendb.ai/lo/caryn-grafton-312906",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 609901,
            "full_name": "Amy Lodes",
            "canonical_url": "https://lendb.ai/lo/amy-lodes-609901",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 188852,
            "full_name": "David W. Smith",
            "canonical_url": "https://lendb.ai/lo/david-w-smith-188852",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          },
          {
            "nmls_id": 450659,
            "full_name": "Dave Mellott",
            "canonical_url": "https://lendb.ai/lo/dave-mellott-450659",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          },
          {
            "nmls_id": 868451,
            "full_name": "Bryan Bates",
            "canonical_url": "https://lendb.ai/lo/bryan-bates-868451",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 22,
        "people": [
          {
            "nmls_id": 139611,
            "full_name": "Darren Ferlisi",
            "canonical_url": "https://lendb.ai/lo/darren-ferlisi-139611",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 460981,
            "full_name": "Charlene Alane Johnson",
            "canonical_url": "https://lendb.ai/lo/charlene-alane-johnson-460981",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 476340,
            "full_name": "Jeff Austin",
            "canonical_url": "https://lendb.ai/lo/jeffery-austin-476340",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}