{
  "canonical_url": "https://lendb.ai/in/west-virginia/jefferson-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 62 funded FHA home loans in Jefferson County, WV in 2025, 442 loans in all, per HMDA, FFIEC/CFPB data. The most active were First Heritage Mortgage (89), Lennar Mortgage (40) and CrossCountry Mortgage (30). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "54037",
    "name": "Jefferson County",
    "state": "WV"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 62,
    "lenders_10": 11,
    "loans": 442,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 89,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 188852,
            "full_name": "David W. Smith",
            "canonical_url": "https://lendb.ai/lo/david-w-smith-188852",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          },
          {
            "nmls_id": 450659,
            "full_name": "Dave Mellott",
            "canonical_url": "https://lendb.ai/lo/dave-mellott-450659",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          },
          {
            "nmls_id": 868451,
            "full_name": "Bryan Bates",
            "canonical_url": "https://lendb.ai/lo/bryan-bates-868451",
            "branch_city": "Martinsburg",
            "branch_state": "WV"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 207590,
            "full_name": "Jackie Fields-Gleadall",
            "canonical_url": "https://lendb.ai/lo/jackie-fields-gleadall-207590",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 312906,
            "full_name": "Caryn Grafton",
            "canonical_url": "https://lendb.ai/lo/caryn-grafton-312906",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 609901,
            "full_name": "Amy Lodes",
            "canonical_url": "https://lendb.ai/lo/amy-lodes-609901",
            "branch_city": "Leesburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2116211,
      "name": "RMC Home Mortgage, LLC",
      "slug": "rmc-home-mortgage-llc-2116211",
      "canonical_url": "https://lendb.ai/lender/rmc-home-mortgage-llc-2116211",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 22,
        "people": [
          {
            "nmls_id": 139611,
            "full_name": "Darren Ferlisi",
            "canonical_url": "https://lendb.ai/lo/darren-ferlisi-139611",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 460981,
            "full_name": "Charlene Alane Johnson",
            "canonical_url": "https://lendb.ai/lo/charlene-alane-johnson-460981",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 476340,
            "full_name": "Jeff Austin",
            "canonical_url": "https://lendb.ai/lo/jeffery-austin-476340",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}