{ "canonical_url": "https://lendb.ai/in/west-virginia/jefferson-county/usda-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 17 funded USDA home loans in Jefferson County, WV in 2025, 32 loans in all, per HMDA, FFIEC/CFPB data. The most active were Integrity Home Mortgage Corporation (7), Lennar Mortgage (4) and Guild Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.", "county": { "fips": "54037", "name": "Jefferson County", "state": "WV" }, "loan_type": "usda", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 17, "lenders_10": 0, "loans": 32, "qualifies": false }, "lenders": [ { "nmls_id": 208516, "name": "Integrity Home Mortgage Corporation", "slug": "integrity-home-mortgage-corporation-208516", "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516", "loans": 7, "includes_brokered": false, "loan_officers": { "total": 22, "people": [ { "nmls_id": 139611, "full_name": "Darren Ferlisi", "canonical_url": "https://lendb.ai/lo/darren-ferlisi-139611", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 460981, "full_name": "Charlene Alane Johnson", "canonical_url": "https://lendb.ai/lo/charlene-alane-johnson-460981", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 476340, "full_name": "Jeff Austin", "canonical_url": "https://lendb.ai/lo/jeffery-austin-476340", "branch_city": "Frederick", "branch_state": "MD" } ] } }, { "nmls_id": 1058, "name": "Lennar Mortgage", "slug": "lennar-mortgage-1058", "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058", "loans": 4, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 9, "people": [ { "nmls_id": 229964, "full_name": "Eric Stenger", "canonical_url": "https://lendb.ai/lo/eric-stenger-229964", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 1493325, "full_name": "Valerie Franklin", "canonical_url": "https://lendb.ai/lo/valerie-franklin-1493325", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 22882, "full_name": "Mark Lynch", "canonical_url": "https://lendb.ai/lo/mark-lynch-22882", "branch_city": "Winchester", "branch_state": "VA" } ] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 32, "people": [ { "nmls_id": 188852, "full_name": "David W. Smith", "canonical_url": "https://lendb.ai/lo/david-w-smith-188852", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 450659, "full_name": "Dave Mellott", "canonical_url": "https://lendb.ai/lo/dave-mellott-450659", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 868451, "full_name": "Bryan Bates", "canonical_url": "https://lendb.ai/lo/bryan-bates-868451", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 13649, "name": "PrimeLending", "slug": "primelending-13649", "canonical_url": "https://lendb.ai/lender/primelending-13649", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 643114, "name": "Atlantic Coast Mortgage", "slug": "atlantic-coast-mortgage-643114", "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 11, "people": [ { "nmls_id": 207590, "full_name": "Jackie Fields-Gleadall", "canonical_url": "https://lendb.ai/lo/jackie-fields-gleadall-207590", "branch_city": "Leesburg", "branch_state": "VA" }, { "nmls_id": 312906, "full_name": "Caryn Grafton", "canonical_url": "https://lendb.ai/lo/caryn-grafton-312906", "branch_city": "Leesburg", "branch_state": "VA" }, { "nmls_id": 609901, "full_name": "Amy Lodes", "canonical_url": "https://lendb.ai/lo/amy-lodes-609901", "branch_city": "Leesburg", "branch_state": "VA" } ] } }, { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 728866, "full_name": "Denise Williams", "canonical_url": "https://lendb.ai/lo/denise-williams-728866", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 1069593, "full_name": "Chris Hipp", "canonical_url": "https://lendb.ai/lo/chris-hipp-1069593", "branch_city": "Martinsburg", "branch_state": "WV" }, { "nmls_id": 2405444, "full_name": "Tom Hales", "canonical_url": "https://lendb.ai/lo/tom-hales-2405444", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 2611, "name": "Guaranteed Rate (Rate)", "slug": "guaranteed-rate-2611", "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }