{
  "canonical_url": "https://lendb.ai/in/west-virginia/mercer-county",
  "summary": "Lenders LenDb lists funded 134 conventional, 72 FHA, 66 VA and 22 USDA home loans in Mercer County, WV in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Mercer County. These are lender counts, not loan officer counts.",
  "county": {
    "fips": "54055",
    "name": "Mercer County",
    "state": "WV"
  },
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "loan_types": {
    "conventional": {
      "lenders": 34,
      "lenders_10": 4,
      "loans": 134,
      "qualifies": true
    },
    "fha": {
      "lenders": 19,
      "lenders_10": 1,
      "loans": 72,
      "qualifies": false
    },
    "va": {
      "lenders": 16,
      "lenders_10": 1,
      "loans": 66,
      "qualifies": false
    },
    "usda": {
      "lenders": 8,
      "lenders_10": 0,
      "loans": 22,
      "qualifies": false
    }
  },
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}