{
  "canonical_url": "https://lendb.ai/in/west-virginia/monongalia-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Monongalia County, WV in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (2), Equity Prime Mortgage LLC (2) and Guaranteed Rate (Rate) (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Monongalia County are linked below.",
  "county": {
    "fips": "54061",
    "name": "Monongalia County",
    "state": "WV"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 798613,
            "full_name": "Jennifer Wilson",
            "canonical_url": "https://lendb.ai/lo/jennifer-wilson-798613",
            "branch_city": "Morgantown",
            "branch_state": "WV"
          },
          {
            "nmls_id": 2439735,
            "full_name": "Ashley Harris",
            "canonical_url": "https://lendb.ai/lo/ashley-harris-2439735",
            "branch_city": "Morgantown",
            "branch_state": "WV"
          }
        ]
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 56323,
      "name": "Intercoastal Mortgage, LLC",
      "slug": "intercoastal-mortgage-llc-56323",
      "canonical_url": "https://lendb.ai/lender/intercoastal-mortgage-llc-56323",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2828746,
            "full_name": "Ryan Rundle",
            "canonical_url": "https://lendb.ai/lo/ryan-rundle-2828746",
            "branch_city": "Fairmont",
            "branch_state": "WV"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 225548,
      "name": "Developer's Mortgage Company",
      "slug": "developer-s-mortgage-company-225548",
      "canonical_url": "https://lendb.ai/lender/developer-s-mortgage-company-225548",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 415625,
            "full_name": "Lisa M. Zeller",
            "canonical_url": "https://lendb.ai/lo/lisa-m-zeller-415625",
            "branch_city": "Morgantown",
            "branch_state": "WV"
          },
          {
            "nmls_id": 1131051,
            "full_name": "Vickie Phares",
            "canonical_url": "https://lendb.ai/lo/vickie-phares-1131051",
            "branch_city": "Morgantown",
            "branch_state": "WV"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}