{
  "canonical_url": "https://lendb.ai/in/wisconsin/eau-claire-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 64 funded conventional home loans in Eau Claire County, WI in 2025, 465 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (108), U.S. Bank (39) and Fairway Independent Mortgage Corporation (30). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Eau Claire County are linked below.",
  "county": {
    "fips": "55035",
    "name": "Eau Claire County",
    "state": "WI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 64,
    "lenders_10": 14,
    "loans": 465,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 108,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 526069,
            "full_name": "Frank Vega",
            "canonical_url": "https://lendb.ai/lo/frank-vega-526069",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1828892,
            "full_name": "Shane Manor",
            "canonical_url": "https://lendb.ai/lo/shane-manor-1828892",
            "branch_city": "Altoona",
            "branch_state": "WI"
          },
          {
            "nmls_id": 2664451,
            "full_name": "Drew Manor",
            "canonical_url": "https://lendb.ai/lo/drew-manor-2664451",
            "branch_city": "Altoona",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 227396,
            "full_name": "Josette Kuehl",
            "canonical_url": "https://lendb.ai/lo/josette-kuehl-227396",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          },
          {
            "nmls_id": 218127,
            "full_name": "Jeff Engum",
            "canonical_url": "https://lendb.ai/lo/jeff-engum-218127",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          },
          {
            "nmls_id": 2495373,
            "full_name": "Morgan Franks",
            "canonical_url": "https://lendb.ai/lo/morgan-franks-2495373",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 370736,
            "full_name": "Chris Claeys",
            "canonical_url": "https://lendb.ai/lo/chris-claeys-370736",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2572647,
            "full_name": "Chandler Blair",
            "canonical_url": "https://lendb.ai/lo/chandler-blair-2572647",
            "branch_city": "Eau Claire",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}