{
  "canonical_url": "https://lendb.ai/in/wisconsin/fond-du-lac-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 28 funded VA home loans in Fond du Lac County, WI in 2025, 104 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (37), Freedom Mortgage (12) and United Wholesale Mortgage (8). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fond du Lac County are linked below.",
  "county": {
    "fips": "55039",
    "name": "Fond du Lac County",
    "state": "WI"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 28,
    "lenders_10": 2,
    "loans": 104,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 553566,
            "full_name": "Amanda Henschel",
            "canonical_url": "https://lendb.ai/lo/amanda-henschel-553566",
            "branch_city": "Fond du Lac",
            "branch_state": "WI"
          },
          {
            "nmls_id": 1570832,
            "full_name": "Rosary Ambas",
            "canonical_url": "https://lendb.ai/lo/rosary-ambas-1570832",
            "branch_city": "Oshkosh",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 698420,
            "full_name": "Shawna Mertens",
            "canonical_url": "https://lendb.ai/lo/shawna-mertens-698420",
            "branch_city": "Fond Du Lac",
            "branch_state": "WI"
          },
          {
            "nmls_id": 248126,
            "full_name": "Linda Busse",
            "canonical_url": "https://lendb.ai/lo/linda-busse-248126",
            "branch_city": "Oshkosh",
            "branch_state": "WI"
          },
          {
            "nmls_id": 584442,
            "full_name": "Keri Fleischmann",
            "canonical_url": "https://lendb.ai/lo/keri-fleischmann-584442",
            "branch_city": "Oshkosh",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}