{
  "canonical_url": "https://lendb.ai/in/wisconsin/ozaukee-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 79 funded conventional home loans in Ozaukee County, WI in 2025, 535 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (60), Fairway Independent Mortgage Corporation (54) and Newrez (38). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ozaukee County are linked below.",
  "county": {
    "fips": "55089",
    "name": "Ozaukee County",
    "state": "WI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 79,
    "lenders_10": 16,
    "loans": 535,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 879044,
            "full_name": "Jamison Kaul",
            "canonical_url": "https://lendb.ai/lo/jamison-kaul-879044",
            "branch_city": "Mequon",
            "branch_state": "WI"
          },
          {
            "nmls_id": 311373,
            "full_name": "Lon R. Niedermeier",
            "canonical_url": "https://lendb.ai/lo/lon-r-niedermeier-311373",
            "branch_city": "Kewaskum",
            "branch_state": "WI"
          },
          {
            "nmls_id": 59775,
            "full_name": "Cindy Kopeny",
            "canonical_url": "https://lendb.ai/lo/cynthia-kopeny-59775",
            "branch_city": "Mequon",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 38,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 279960,
            "full_name": "Mike Drews",
            "canonical_url": "https://lendb.ai/lo/michael-drews-279960",
            "branch_city": "Mequon",
            "branch_state": "WI"
          },
          {
            "nmls_id": 1031048,
            "full_name": "Katie Hammes",
            "canonical_url": "https://lendb.ai/lo/kathleen-hammes-1031048",
            "branch_city": "Mequon",
            "branch_state": "WI"
          },
          {
            "nmls_id": 1141705,
            "full_name": "Kelly Dahlberg",
            "canonical_url": "https://lendb.ai/lo/kelly-dahlberg-1141705",
            "branch_city": "Mequon",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1469555,
            "full_name": "Jeffrey Fahrenbach",
            "canonical_url": "https://lendb.ai/lo/jeffrey-fahrenbach-1469555",
            "branch_city": "Sheboygan",
            "branch_state": "WI"
          },
          {
            "nmls_id": 502467,
            "full_name": "Tracy Bould",
            "canonical_url": "https://lendb.ai/lo/tracy-bould-502467",
            "branch_city": "Mequon",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 488745,
            "full_name": "Erik Thiel",
            "canonical_url": "https://lendb.ai/lo/erik-thiel-488745",
            "branch_city": "Sheboygan",
            "branch_state": "WI"
          },
          {
            "nmls_id": 226679,
            "full_name": "Adrienne Shill",
            "canonical_url": "https://lendb.ai/lo/adrienne-shill-226679",
            "branch_city": "Germantown",
            "branch_state": "WI"
          },
          {
            "nmls_id": 269031,
            "full_name": "Joe Banske",
            "canonical_url": "https://lendb.ai/lo/joe-banske-269031",
            "branch_city": "Germantown",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}