{
  "canonical_url": "https://lendb.ai/in/wisconsin/ozaukee-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 26 funded FHA home loans in Ozaukee County, WI in 2025, 64 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (11), Freedom Mortgage (7) and Fairway Independent Mortgage Corporation (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ozaukee County are linked below.",
  "county": {
    "fips": "55089",
    "name": "Ozaukee County",
    "state": "WI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 26,
    "lenders_10": 1,
    "loans": 64,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 879044,
            "full_name": "Jamison Kaul",
            "canonical_url": "https://lendb.ai/lo/jamison-kaul-879044",
            "branch_city": "Mequon",
            "branch_state": "WI"
          },
          {
            "nmls_id": 311373,
            "full_name": "Lon R. Niedermeier",
            "canonical_url": "https://lendb.ai/lo/lon-r-niedermeier-311373",
            "branch_city": "Kewaskum",
            "branch_state": "WI"
          },
          {
            "nmls_id": 59775,
            "full_name": "Cindy Kopeny",
            "canonical_url": "https://lendb.ai/lo/cynthia-kopeny-59775",
            "branch_city": "Mequon",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 488745,
            "full_name": "Erik Thiel",
            "canonical_url": "https://lendb.ai/lo/erik-thiel-488745",
            "branch_city": "Sheboygan",
            "branch_state": "WI"
          },
          {
            "nmls_id": 226679,
            "full_name": "Adrienne Shill",
            "canonical_url": "https://lendb.ai/lo/adrienne-shill-226679",
            "branch_city": "Germantown",
            "branch_state": "WI"
          },
          {
            "nmls_id": 269031,
            "full_name": "Joe Banske",
            "canonical_url": "https://lendb.ai/lo/joe-banske-269031",
            "branch_city": "Germantown",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1025894,
      "name": "Mutual of Omaha Mortgage",
      "slug": "mutual-of-omaha-mortgage-1025894",
      "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}