{
  "canonical_url": "https://lendb.ai/in/wisconsin/racine-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 116 funded conventional home loans in Racine County, WI in 2025, 1,288 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (181), Fairway Independent Mortgage Corporation (112) and JPMorgan Chase Bank (Chase Home Lending) (79). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Racine County are linked below.",
  "county": {
    "fips": "55101",
    "name": "Racine County",
    "state": "WI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 116,
    "lenders_10": 30,
    "loans": 1288,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 181,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 112,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 243258,
            "full_name": "James John Wavro",
            "canonical_url": "https://lendb.ai/lo/james-john-wavro-243258",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          },
          {
            "nmls_id": 270233,
            "full_name": "Bradley James Lahey",
            "canonical_url": "https://lendb.ai/lo/bradley-james-lahey-270233",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          },
          {
            "nmls_id": 278207,
            "full_name": "Mark K Kuyawa",
            "canonical_url": "https://lendb.ai/lo/mark-k-kuyawa-278207",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 1440788,
            "full_name": "Bobby Fisher",
            "canonical_url": "https://lendb.ai/lo/bobby-fisher-1440788",
            "branch_city": "Oak Creek",
            "branch_state": "WI"
          },
          {
            "nmls_id": 2067434,
            "full_name": "Kyle Tornow",
            "canonical_url": "https://lendb.ai/lo/kyle-tornow-2067434",
            "branch_city": "Franklin",
            "branch_state": "WI"
          },
          {
            "nmls_id": 1657973,
            "full_name": "Ana Munoz",
            "canonical_url": "https://lendb.ai/lo/ana-munoz-1657973",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 226206,
            "full_name": "Blake Nahf",
            "canonical_url": "https://lendb.ai/lo/blake-nahf-226206",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          },
          {
            "nmls_id": 261869,
            "full_name": "Shadia Museitif",
            "canonical_url": "https://lendb.ai/lo/shadia-museitif-261869",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          },
          {
            "nmls_id": 1465221,
            "full_name": "Cris Saldana",
            "canonical_url": "https://lendb.ai/lo/cris-saldana-1465221",
            "branch_city": "Kenosha",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 58,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 274614,
            "full_name": "Lori Dobrowolski",
            "canonical_url": "https://lendb.ai/lo/lorali-dobrowolski-274614",
            "branch_city": "Mount Pleasant",
            "branch_state": "WI"
          },
          {
            "nmls_id": 283702,
            "full_name": "Peter Radjenovich",
            "canonical_url": "https://lendb.ai/lo/peter-radjenovich-283702",
            "branch_city": "Greenfield",
            "branch_state": "WI"
          },
          {
            "nmls_id": 284259,
            "full_name": "Paul Wagner",
            "canonical_url": "https://lendb.ai/lo/paul-wagner-284259",
            "branch_city": "Greenfield",
            "branch_state": "WI"
          }
        ]
      }
    },
    {
      "nmls_id": 7233,
      "name": "Gateway Mortgage (Gateway First Bank)",
      "slug": "gateway-mortgage-7233",
      "canonical_url": "https://lendb.ai/lender/gateway-mortgage-7233",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 557196,
            "full_name": "Michael Nigbur",
            "canonical_url": "https://lendb.ai/lo/michael-nigbur-557196",
            "branch_city": "Brookfield",
            "branch_state": "WI"
          },
          {
            "nmls_id": 583945,
            "full_name": "Michelle Garibay",
            "canonical_url": "https://lendb.ai/lo/michelle-garibay-583945",
            "branch_city": "Gurnee",
            "branch_state": "IL"
          },
          {
            "nmls_id": 428268,
            "full_name": "Russell Ruegger",
            "canonical_url": "https://lendb.ai/lo/russell-ruegger-428268",
            "branch_city": "Racine",
            "branch_state": "WI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}