{
  "canonical_url": "https://lendb.ai/in/wisconsin/st-croix-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 81 funded conventional home loans in St. Croix County, WI in 2025, 756 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (106), CrossCountry Mortgage (69) and United Wholesale Mortgage (55). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Croix County are linked below.",
  "county": {
    "fips": "55109",
    "name": "St. Croix County",
    "state": "WI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 81,
    "lenders_10": 17,
    "loans": 756,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 106,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 493394,
            "full_name": "Chris Wood",
            "canonical_url": "https://lendb.ai/lo/christopher-wood-493394",
            "branch_city": "Hudson",
            "branch_state": "WI"
          },
          {
            "nmls_id": 373394,
            "full_name": "Dave Amelsberg",
            "canonical_url": "https://lendb.ai/lo/dave-amelsberg-373394",
            "branch_city": "Stillwater",
            "branch_state": "MN"
          },
          {
            "nmls_id": 409653,
            "full_name": "Andy Riemenschneider",
            "canonical_url": "https://lendb.ai/lo/andrew-riemenschneider-409653",
            "branch_city": "Stillwater",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 55,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 539879,
            "full_name": "Brad Weappa",
            "canonical_url": "https://lendb.ai/lo/brad-weappa-539879",
            "branch_city": "Hudson",
            "branch_state": "WI"
          },
          {
            "nmls_id": 256058,
            "full_name": "Darin Heller",
            "canonical_url": "https://lendb.ai/lo/darin-heller-256058",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          },
          {
            "nmls_id": 335792,
            "full_name": "Becky Heller",
            "canonical_url": "https://lendb.ai/lo/becky-heller-335792",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 524093,
            "full_name": "Karl Schlichting",
            "canonical_url": "https://lendb.ai/lo/karl-schlichting-524093",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          },
          {
            "nmls_id": 501957,
            "full_name": "Bradley Johnson",
            "canonical_url": "https://lendb.ai/lo/bradley-johnson-501957",
            "branch_city": "White Bear Lake",
            "branch_state": "MN"
          },
          {
            "nmls_id": 330920,
            "full_name": "Bre Garcia",
            "canonical_url": "https://lendb.ai/lo/bre-garcia-330920",
            "branch_city": "Cottage Grove",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 413709,
            "full_name": "Todd R Seidl",
            "canonical_url": "https://lendb.ai/lo/todd-r-seidl-413709",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}