---
canonical_url: https://lendb.ai/lang/ar/north-carolina
last_verified: 2026-10-20
---

# Arabic-speaking loan officers in North Carolina

As of 2026-10-20, LenDb lists 3 loan officers licensed in or based in North Carolina whose lender pages say they speak Arabic. The top-ranked are Ramez Fahmy (First Heritage Mortgage), Vivian Daniel (First Heritage Mortgage) and Bola Samuel (Barrett Financial Group, Carmel). Ranking is lender-neutral: a license in NC, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Ramez Fahmy](https://lendb.ai/lo/ramez-fahmy-476394)** (NMLS 476394), First Heritage Mortgage
   - Speaks Arabic (lender page, verified 2026-10-20)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 8, 2014 (Florida), per state regulator
2. **[Vivian Daniel](https://lendb.ai/lo/vivian-daniel-1006920)** (NMLS 1006920), First Heritage Mortgage
   - Speaks Arabic (lender page, verified 2026-10-20)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 29, 2022 (Florida), per state regulator
3. **[Bola Samuel](https://lendb.ai/lo/bola-samuel-2409881)** (NMLS 2409881), Barrett Financial Group, Carmel, IN
   - Speaks Arabic (lender page, verified 2026-10-19)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)

Cite as: LenDb.ai, https://lendb.ai/lang/ar/north-carolina.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._