---
canonical_url: https://lendb.ai/lang/ar/tennessee
last_verified: 2026-10-21
---

# Arabic-speaking loan officers in Tennessee

As of 2026-10-21, LenDb lists 5 loan officers licensed in or based in Tennessee whose lender pages say they speak Arabic. The top-ranked are Mina Agaiby (U.S. Bank, Franklin), Romaniy Romaniy (U.S. Bank, Murfreesboro) and Mervat Jouny (Bank of America, Hermitage). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Mina Agaiby](https://lendb.ai/lo/mina-agaiby-1530811)** (NMLS 1530811), U.S. Bank, Franklin, TN
   - Speaks Arabic (lender page, verified 2026-10-21)
   - Office in Franklin, TN
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
2. **[Romaniy Romaniy](https://lendb.ai/lo/romaniy-romaniy-1174961)** (NMLS 1174961), U.S. Bank, Murfreesboro, TN
   - Speaks Arabic (lender page, verified 2026-10-21)
   - Office in Murfreesboro, TN
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
3. **[Mervat Jouny](https://lendb.ai/lo/mervat-jouny-2394602)** (NMLS 2394602), Bank of America, Hermitage, TN
   - Speaks Arabic (lender page, verified 2026-10-19)
   - Office in Hermitage, TN
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
4. **[Shenouda Ghali](https://lendb.ai/lo/shenouda-ghali-2515269)** (NMLS 2515269), Loan Factory
   - Speaks Arabic (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 3, 2024 (Texas), per state regulator
5. **[Shady Hanna](https://lendb.ai/lo/shady-hanna-2545537)** (NMLS 2545537), Loan Factory
   - Speaks Arabic (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 18, 2026 (Florida), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/ar/tennessee.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._