{
  "canonical_url": "https://lendb.ai/lang/ar/texas",
  "summary": "As of 2026-10-19, LenDb lists 9 loan officers licensed in or based in Texas whose lender pages say they speak Arabic. The top-ranked are Michael Hachem (Western Mortgage Corporation, Houston), Amal Boulos (SecurityNational Mortgage Company, Austin) and Antoine Meleak (JPMorgan Chase Bank (Chase Home Lending), Burleson). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ar",
  "state": "TX",
  "total": 9,
  "last_verified": "2026-10-19",
  "results": [
    {
      "rank": 1,
      "score": 46.3,
      "loan_officer": {
        "nmls_id": 239575,
        "slug": "michael-hachem-239575",
        "full_name": "Michael Hachem",
        "licensed_names": [
          {
            "name": "Michael Hachem",
            "name_with_middle_initial": "Michael Y. Hachem",
            "first_name": "Michael",
            "middle_initial": "Y",
            "last_name": "Hachem",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/michael-hachem-239575",
        "json_url": "https://lendb.ai/lo/michael-hachem-239575.json",
        "lender": {
          "nmls_id": 328188,
          "name": "Western Mortgage Corporation",
          "slug": "western-mortgage-corporation-328188",
          "canonical_url": "https://lendb.ai/lender/western-mortgage-corporation-328188",
          "type": "imb"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "headshot_url": "https://cdn.mortgagehosting.com/images/376/1WaGRYwG/michael-hachem__h-200.webp",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "ar",
          "en"
        ],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2004-02-13",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2004,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.westernmortgagecorp.com/michaelhachem/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-15)",
        "Office in Houston, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: February 13, 2004 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-hachem-239575",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 2,
      "score": 40,
      "loan_officer": {
        "nmls_id": 1736632,
        "slug": "amal-boulos-1736632",
        "full_name": "Amal Boulos",
        "licensed_names": [
          {
            "name": "Amal Boulos",
            "name_with_middle_initial": "Amal I. Boulos",
            "first_name": "Amal",
            "middle_initial": "I",
            "last_name": "Boulos",
            "states": [
              "CA",
              "CT",
              "FL",
              "MD",
              "MO",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-26"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/amal-boulos-1736632",
        "json_url": "https://lendb.ai/lo/amal-boulos-1736632.json",
        "lender": {
          "nmls_id": 3116,
          "name": "SecurityNational Mortgage Company",
          "slug": "securitynational-mortgage-company-3116",
          "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
          "type": "imb"
        },
        "branch": {
          "city": "Austin",
          "state": "TX"
        },
        "headshot_url": "https://rstatic.mortgage.snmc.com/locations/2256996_5001853_Amal_Boulos_Headshot.png",
        "licensed_states": [
          "FL",
          "TX",
          "CT",
          "MO",
          "CA",
          "MD"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CT",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "ar",
          "en",
          "es"
        ],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2018-10-01",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2018,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://mortgage.snmc.com/tx/austin/amal-boulos-1736632.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-15)",
        "Office in Austin, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: October 1, 2018 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/amal-boulos-1736632",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 3,
      "score": 39.5,
      "loan_officer": {
        "nmls_id": 922008,
        "slug": "antoine-meleak-922008",
        "full_name": "Antoine Meleak",
        "licensed_names": [
          {
            "name": "Antoine Meleak",
            "name_with_middle_initial": "Antoine P. Meleak",
            "first_name": "Antoine",
            "middle_initial": "P",
            "last_name": "Meleak",
            "states": [
              "FL"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-09"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/antoine-meleak-922008",
        "json_url": "https://lendb.ai/lo/antoine-meleak-922008.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Burleson",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/UdoGgjxjAU8OQx4aqkGXfN5s83_sEzlzFisTx96fZQU/723x1083.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-05-07",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
        },
        "years_experience": 17,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/burleson/155-nw-john-jones-dr-hla-922008",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Burleson, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "Earliest state license record: May 7, 2021 (Florida), per state regulator",
        "States 17 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/antoine-meleak-922008",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 4,
      "score": 39,
      "loan_officer": {
        "nmls_id": 991879,
        "slug": "lisa-a-safady-991879",
        "full_name": "Lisa A Safady",
        "canonical_url": "https://lendb.ai/lo/lisa-a-safady-991879",
        "json_url": "https://lendb.ai/lo/lisa-a-safady-991879.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Austin",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/LSH3k1fT9TE_4DWXXAOjdzd2tGqPnejPcXX_Tg9vZr8/834x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 16,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/austin/7545-burnet-rd-hla-991879",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Austin, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 16 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/lisa-a-safady-991879",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 5,
      "score": 33.8,
      "loan_officer": {
        "nmls_id": 2326322,
        "slug": "lydia-abdelmessih-2326322",
        "full_name": "Lydia Abdelmessih",
        "canonical_url": "https://lendb.ai/lo/lydia-abdelmessih-2326322",
        "json_url": "https://lendb.ai/lo/lydia-abdelmessih-2326322.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Fort Worth",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/lEDUxA1t7wmFEPEuUc9r5uuGR0iTS2NOcuphZxFLiDU/387x580.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 7,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/fort-worth/4420-golden-triangle-blvd-hla-2326322",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Fort Worth, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 7 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/lydia-abdelmessih-2326322",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 6,
      "score": 33.5,
      "loan_officer": {
        "nmls_id": 1927279,
        "slug": "mark-greiss-1927279",
        "full_name": "Mark Greiss",
        "licensed_names": [
          {
            "name": "Mark Greiss",
            "name_with_middle_initial": "Mark L. Greiss",
            "first_name": "Mark",
            "middle_initial": "L",
            "last_name": "Greiss",
            "states": [
              "FL"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-09"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/mark-greiss-1927279",
        "json_url": "https://lendb.ai/lo/mark-greiss-1927279.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Cypress",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/AB4ZOmjRyxbBW4oa33Ew2HVpgXfW3_PwOOYU3Pgcm70/577x865.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-03-05",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/cypress/26030-nw-freeway-hla-1927279",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Cypress, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "Earliest state license record: March 5, 2021 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/mark-greiss-1927279",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 7,
      "score": 30,
      "loan_officer": {
        "nmls_id": 2703876,
        "slug": "kanda-el-mawla-2703876",
        "full_name": "Kanda El-Mawla",
        "canonical_url": "https://lendb.ai/lo/kanda-el-mawla-2703876",
        "json_url": "https://lendb.ai/lo/kanda-el-mawla-2703876.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Crowley",
          "state": "TX"
        },
        "headshot_url": "https://images.em.bankofamerica.com/AMP/C57B1442-3B07-4E7D-948C-923D628EC9B7.png",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/kanda-el-mawla",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Crowley, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/kanda-el-mawla-2703876",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 8,
      "score": 29.3,
      "loan_officer": {
        "nmls_id": 2286364,
        "slug": "amy-hajjar-2286364",
        "full_name": "Amy Hajjar",
        "canonical_url": "https://lendb.ai/lo/amy-hajjar-2286364",
        "json_url": "https://lendb.ai/lo/amy-hajjar-2286364.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "headshot_url": null,
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/amal-hajjar",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Arabic (lender page, verified 2026-10-19)",
        "Office in Houston, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/amy-hajjar-2286364",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 9,
      "score": 25,
      "loan_officer": {
        "nmls_id": 2236557,
        "slug": "jak-ataalla-2236557",
        "full_name": "Jak Ataalla",
        "licensed_names": [
          {
            "name": "Jak Ataalla",
            "name_with_middle_initial": "Jak R. Ataalla",
            "first_name": "Jak",
            "middle_initial": "R",
            "last_name": "Ataalla",
            "states": [
              "CA"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/jak-ataalla-2236557",
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}