{
  "canonical_url": "https://lendb.ai/lang/bn/arizona",
  "summary": "As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Arizona whose lender pages say they speak Bengali. The top-ranked are Sumeet Kaur (Loan Factory) and Kiran Vedantam (Loan Factory). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "bn",
  "state": "AZ",
  "total": 2,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 31.8,
      "loan_officer": {
        "nmls_id": 2712552,
        "slug": "sumeet-kaur-2712552",
        "full_name": "Sumeet Kaur",
        "canonical_url": "https://lendb.ai/lo/sumeet-kaur-2712552",
        "json_url": "https://lendb.ai/lo/sumeet-kaur-2712552.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "AZ"
        },
        "headshot_url": "https://lh3.googleusercontent.com/sZSwfpPQW4MbSn7QgOIeFQQarj85fvnzKYIFLA1kgJRLRKQOu6Vu1roZ5yKhZdlB625US0Af57-3bhYRQJPt8XSHI6iI-BWagyE5KA",
        "licensed_states": [
          "AZ"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "bn",
          "en",
          "gu",
          "hi",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sumeet-kaur-2712552",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Bengali (lender page, verified 2026-10-09)",
        "Office in Arizona",
        "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/sumeet-kaur-2712552",
      "license_check": {
        "state": "AZ",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/sumeet-kaur-2712552"
      }
    },
    {
      "rank": 2,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 1058096,
        "slug": "kiran-vedantam-1058096",
        "full_name": "Kiran Vedantam",
        "licensed_names": [
          {
            "name": "Kiran Vedantam",
            "name_with_middle_initial": "Kiran V. Vedantam",
            "first_name": "Kiran",
            "middle_initial": "V",
            "last_name": "Vedantam",
            "states": [
              "CA",
              "FL",
              "OR",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/kiran-vedantam-1058096",
        "json_url": "https://lendb.ai/lo/kiran-vedantam-1058096.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/XsjWTppBWBCkSGwMI02Pa5loKvprD-kXIQq5b9Uia69P3QHjD7C3k74ndMW8URVaQYx1D_vOBGTOtWB3PmIxGx3_fjh4xB3EDWXp",
        "licensed_states": [
          "FL",
          "AZ",
          "OR",
          "TX"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "OR",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "bn",
          "en",
          "gu",
          "hi",
          "mr",
          "ne",
          "pa",
          "ta",
          "te",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-07-20",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2023,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kiran-vedantam-1058096",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Bengali (lender page, verified 2026-10-09)",
        "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 20, 2023 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/kiran-vedantam-1058096",
      "license_check": {
        "state": "AZ",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/kiran-vedantam-1058096"
      }
    }
  ]
}