{
  "canonical_url": "https://lendb.ai/lang/de/rhode-island",
  "summary": "As of 2026-10-20, LenDb lists 1 loan officer licensed in or based in Rhode Island whose lender pages say they speak German. The top-ranked is Fiona Baker (First Home Mortgage, Seekonk). Ranking is lender-neutral: a license in RI, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "de",
  "state": "RI",
  "total": 1,
  "last_verified": "2026-10-20",
  "results": [
    {
      "rank": 1,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 2758169,
        "slug": "fiona-baker-2758169",
        "full_name": "Fiona Baker",
        "licensed_names": [
          {
            "name": "Fiona Baker",
            "name_with_middle_initial": "Fiona S. Baker",
            "first_name": "Fiona",
            "middle_initial": "S",
            "last_name": "Baker",
            "states": [
              "MA"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-26"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/fiona-baker-2758169",
        "json_url": "https://lendb.ai/lo/fiona-baker-2758169.json",
        "lender": {
          "nmls_id": 71603,
          "name": "First Home Mortgage",
          "slug": "first-home-mortgage-71603",
          "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
          "type": "imb"
        },
        "branch": {
          "city": "Seekonk",
          "state": "MA"
        },
        "headshot_url": "https://firsthome.com/wp-content/uploads/2025/11/Screenshot-2026-02-06-at-12.32.35-PM.png",
        "licensed_states": [
          "MA",
          "RI"
        ],
        "licenses": [
          {
            "state": "MA",
            "confidence": "confirmed"
          },
          {
            "state": "RI",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "de"
        ],
        "specialties": [],
        "lender_offers": [
          "construction",
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "jumbo",
          "renovation",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://firsthome.com/loan-officers/fiona-baker/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks German (lender page, verified 2026-10-20)",
        "RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/fiona-baker-2758169",
      "license_check": {
        "state": "RI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://firsthome.com/loan-officers/fiona-baker/"
      }
    }
  ]
}