{ "canonical_url": "https://lendb.ai/lang/es/alabama", "summary": "As of 2026-10-26, LenDb lists 23 loan officers licensed in or based in Alabama whose lender pages say they speak Spanish. The top-ranked are Gizella Etheredge (Guild Mortgage, Mobile), Jaime Dejesus (CMG Home Loans, Grand Prairie) and Christina McCollum (Churchill Mortgage, Kennewick). Ranking is lender-neutral: a license in AL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "AL", "total": 23, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 34.8, "loan_officer": { "nmls_id": 2289810, "slug": "gizella-etheredge-2289810", "full_name": "Gizella Etheredge", "licensed_names": [ { "name": "Gizella Etheredge", "name_with_middle_initial": "Gizella P. Etheredge", "first_name": "Gizella", "middle_initial": "P", "last_name": "Etheredge", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/gizella-etheredge-2289810", "json_url": "https://lendb.ai/lo/gizella-etheredge-2289810.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Mobile", "state": "AL" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/mcge-gizella-etheredge.jpg", "licensed_states": [ "FL", "AL" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-04-14", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/al/mobile/gizella-etheredge-104-mcge.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Mobile, AL", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 14, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/gizella-etheredge-2289810", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://branches.guildmortgage.com/al/mobile/gizella-etheredge-104-mcge.html" } }, { "rank": 2, "score": 33.3, "loan_officer": { "nmls_id": 1280113, "slug": "jaime-dejesus-1280113", "full_name": "Jaime Dejesus", "canonical_url": "https://lendb.ai/lo/jaime-dejesus-1280113", "json_url": "https://lendb.ai/lo/jaime-dejesus-1280113.json", "lender": { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "type": "imb" }, "branch": { "city": "Grand Prairie", "state": "TX" }, "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_5866_Jaime_Dejesus_1791468076", "licensed_states": [ "FL", "CO", "LA", "TX", "AL", "AR", "CA", "IA", "KS", "KY", "MD", "MT", "OK", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IA", "confidence": "confirmed" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "low-credit", "new-construction", "renovation", "reverse", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-02-10", "state": "TX" }, "licensed_since": { "year": 2018, "state": "TX" }, "years_experience": 25, "lender_profile_url": "https://www.cmghomeloans.com/mysite/jaime-dejesus", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 10, 2018 (Texas), per state regulator", "States 25 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/jaime-dejesus-1280113", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.cmghomeloans.com/mysite/jaime-dejesus" } }, { "rank": 3, "score": 33.3, "loan_officer": { "nmls_id": 1398321, "slug": "christina-mccollum-1398321", "full_name": "Christina McCollum", "licensed_names": [ { "name": "Christina McCollum", "name_with_middle_initial": "Christina R. McCollum", "first_name": "Christina", "middle_initial": "R", "last_name": "McCollum", "states": [ "CA", "FL", "MA", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "slug": "churchill-mortgage-1591", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Kennewick", "state": "WA" }, "headshot_url": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/Christina%20McCollum3.jpeg", "licensed_states": [ "FL", "MO", "TX", "AK", "AL", "AZ", "CA", "GA", "ID", "IL", "MA", "MI", "MT", "NC", "NE", "OH", "OR", "SC", "TN", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "lender_offers": [ "1099-income", "asset-based", "bank-statement", "condo-non-warrantable", "condotel", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "multi-family-2-4", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-02-06", "state": "OR" }, "licensed_since": { "year": 2017, "state": "OR" }, "years_experience": 20, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 6, 2017 (Oregon), per state regulator", "States 20 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum" } }, { "rank": 4, "score": 32.8, "loan_officer": { "nmls_id": 453621, "slug": "marco-guerra-453621", "full_name": "Marco Guerra", "licensed_names": [ { "name": "Marco Guerra", "name_with_middle_initial": "Marco A. Guerra", "first_name": "Marco", "middle_initial": "A", "last_name": "Guerra", "states": [ "AR", "CA", "DE", "FL", "MO", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/marco-guerra-453621", "json_url": "https://lendb.ai/lo/marco-guerra-453621.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Santa Rosa", "state": "CA" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/ckmgu-marco-guerra.jpg", "licensed_states": [ "FL", "AL", "AR", "CA", "DE", "GA", "ID", "IL", "KY", "LA", "MO", "TX", "WA", "WI", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "CA", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2014-12-08", "state": "CA" }, "licensed_since": { "year": 2014, "state": "CA" }, "years_experience": 32, "lender_profile_url": "https://branches.guildmortgage.com/ca/santarosa/marco-guerra-440-ckmgu.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 8, 2014 (California), per state regulator", "States 32 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/marco-guerra-453621", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://branches.guildmortgage.com/ca/santarosa/marco-guerra-440-ckmgu.html" } }, { "rank": 5, "score": 32, "loan_officer": { "nmls_id": 1622922, "slug": "adrian-moreno-1622922", "full_name": "Adrian Moreno", "licensed_names": [ { "name": "Adrian Moreno", "name_with_middle_initial": "Adrian K. Moreno", "first_name": "Adrian", "middle_initial": "K", "last_name": "Moreno", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/adrian-moreno-1622922", "json_url": "https://lendb.ai/lo/adrian-moreno-1622922.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/bcctFuelhEmI-69vc7PQ4kss8uKh3UBa_Me0o3LH1tOUMlCJe3iYoi8UQJdQr8_-XY-pzxUm9z6qnfQ9yYD_R2eF7B5AN_VDmnr2", "licensed_states": [ "FL", "AL", "GA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2017-05-25", "state": "FL" }, "licensed_since": { "year": 2017, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/adrian-moreno-1622922", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 25, 2017 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/adrian-moreno-1622922", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/adrian-moreno-1622922" } }, { "rank": 6, "score": 31.3, "loan_officer": { "nmls_id": 238306, "slug": "carlos-flores-238306", "full_name": "Carlos Flores", "licensed_names": [ { "name": "Carlos Flores", "name_with_middle_initial": "Carlos M. Flores", "first_name": "Carlos", "middle_initial": "M", "last_name": "Flores", "states": [ "AR", "CA", "FL", "MO", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/carlos-flores-238306", "json_url": "https://lendb.ai/lo/carlos-flores-238306.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "West Covina", "state": "CA" }, "headshot_url": "https://thevault.ccm.com/asset/68d5f5ef-b27d-4d33-ad78-b76c923ac87e/Website/8004_Flores_238306.jpg", "licensed_states": [ "FL", "TX", "AL", "AR", "AZ", "CA", "MO", "NV", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2010-09-20", "state": "CA" }, "licensed_since": { "year": 2010, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 20, 2010 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/carlos-flores-238306", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/" } }, { "rank": 7, "score": 30.8, "loan_officer": { "nmls_id": 1494202, "slug": "dilza-herrod-1494202", "full_name": "Dilza Herrod", "licensed_names": [ { "name": "Dilza Herrod", "name_with_middle_initial": "Dilza H. Herrod", "first_name": "Dilza", "middle_initial": "H", "last_name": "Herrod", "states": [ "CA", "FL" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/dilza-herrod-1494202", "json_url": "https://lendb.ai/lo/dilza-herrod-1494202.json", "lender": { "nmls_id": 1124061, "name": "Lower", "slug": "lower-1124061", "canonical_url": "https://lendb.ai/lender/lower-1124061", "type": "imb" }, "branch": { "city": "Seal Beach", "state": "CA" }, "headshot_url": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-dilza-herrod.png?quality=80&format=webp&width=800&height=800&name=lo-dilza-herrod.png", "licensed_states": [ "FL", "AL", "AZ", "CA", "GA", "NV", "OH", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2019-07-29", "state": "CA" }, "licensed_since": { "year": 2019, "state": "CA" }, "years_experience": 16, "lender_profile_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-10)", "AL listed on their lender page (not yet checked with the state regulator; 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