--- canonical_url: https://lendb.ai/lang/es/arizona last_verified: 2026-10-26 --- # Spanish-speaking loan officers in Arizona As of 2026-10-26, LenDb lists 94 loan officers licensed in or based in Arizona whose lender pages say they speak Spanish. The top-ranked are Silvia Estrada (Guild Mortgage, Chandler), Vernon Loree (Guild Mortgage, Tucson) and Steven Lines (Lender Express Mortgage LLC, Mesa). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Silvia Estrada](https://lendb.ai/lo/silvia-estrada-203538)** (NMLS 203538), Guild Mortgage, Chandler, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Chandler, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-19) 2. **[Vernon Loree](https://lendb.ai/lo/vernon-celis-loree-jr-344427)** (NMLS 344427), Guild Mortgage, Tucson, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Tucson, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-19) 3. **[Steven Lines](https://lendb.ai/lo/steven-lines-204035)** (NMLS 204035), Lender Express Mortgage LLC, Mesa, AZ - Speaks Spanish (lender page, verified 2026-10-15) - Office in Mesa, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 8, 2020 (Iowa), per state regulator - States 25 years of experience (lender page, 2026-10-15) 4. **[Jose A Perez](https://lendb.ai/lo/jose-perez-lopez-1176984)** (NMLS 1176984), Panorama Mortgage Group, LLC, Phoenix, AZ - Speaks Spanish (lender page, verified 2026-10-15) - Office in Phoenix, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 10, 2024 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-15) 5. **[Frank R Salazar](https://lendb.ai/lo/frank-r-salazar-413553)** (NMLS 413553), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ - Speaks Spanish (lender page, verified 2026-10-26) - Office in Phoenix, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 25 years of experience (lender page, 2026-10-09) 6. **[Manny Nunez](https://lendb.ai/lo/manny-nunez-230289)** (NMLS 230289), Bell Bank, Goodyear, AZ - Speaks Spanish (lender page, verified 2026-10-16) - Office in Goodyear, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-16) 7. **[Luz Mady](https://lendb.ai/lo/luz-mady-230053)** (NMLS 230053), Moria Development, Inc., Tempe, AZ - Speaks Spanish (lender page, verified 2026-10-21) - Office in Tempe, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-21) 8. **[Dylan Santos, MBA](https://lendb.ai/lo/dylan-santos-mba-2047199)** (NMLS 2047199), CrossCountry Mortgage, Scottsdale, AZ - Speaks Spanish (lender page, verified 2026-10-22) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 13, 2022 (Iowa), per state regulator 9. **[Lunna Velasco](https://lendb.ai/lo/lunna-velasco-1021273)** (NMLS 1021273), JPMorgan Chase Bank (Chase Home Lending), Nogales, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Nogales, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 8 years of experience (lender page, 2026-10-09) 10. **[Robert Rodriguez](https://lendb.ai/lo/robert-rodriguez-1783236)** (NMLS 1783236), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ - Speaks Spanish (lender page, verified 2026-10-26) - Office in Phoenix, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: October 23, 2018 (California), per state regulator 11. **[Anthony Castelo](https://lendb.ai/lo/anthony-castelo-yanez-2016974)** (NMLS 2016974), Loan Factory, AZ - Speaks Spanish (lender page, verified 2026-10-09) - Office in Arizona - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 11, 2023 (Florida), per state regulator 12. **[Omar Villa](https://lendb.ai/lo/omar-villa-669016)** (NMLS 669016), JPMorgan Chase Bank (Chase Home Lending), Glendale, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Glendale, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 6 years of experience (lender page, 2026-10-09) 13. **[Jacqueline Martinez](https://lendb.ai/lo/jacqueline-martinez-204747)** (NMLS 204747), Homeowners Financial Group, Scottsdale, AZ - Speaks Spanish (lender page, verified 2026-10-20) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Diane Reyes](https://lendb.ai/lo/diane-reyes-221930)** (NMLS 221930), Guild Mortgage, Aurora, IL - Speaks Spanish (lender page, verified 2026-10-19) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 7, 2005 (Illinois), per state regulator - States 30 years of experience (lender page, 2026-10-19) 15. **[Christina McCollum](https://lendb.ai/lo/christina-mccollum-1398321)** (NMLS 1398321), Churchill Mortgage, Kennewick, WA - Speaks Spanish (lender page, verified 2026-10-20) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 6, 2017 (Oregon), per state regulator - States 20 years of experience (lender page, 2026-10-20) 16. **[Beatriz Villalobos](https://lendb.ai/lo/beatriz-villalobos-2175864)** (NMLS 2175864), CrossCountry Mortgage, Sierra Vista, AZ - Speaks Spanish (lender page, verified 2026-10-21) - Office in Sierra Vista, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 24, 2026 (Texas), per state regulator 17. **[Ernesto Silva](https://lendb.ai/lo/ernesto-silva-1869557)** (NMLS 1869557), Lender Express Mortgage LLC, Glendale, AZ - Speaks Spanish (lender page, verified 2026-10-15) - Office in Glendale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Joe Mendivil](https://lendb.ai/lo/joseph-mendivil-758979)** (NMLS 758979), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 5, 2018 (Wisconsin), per state regulator - States 30 years of experience (lender page, 2026-10-09) 19. **[Emmett Colon](https://lendb.ai/lo/emmett-colon-1370263)** (NMLS 1370263), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 20. **[Servando Vazquez](https://lendb.ai/lo/servando-vazquez-1920969)** (NMLS 1920969), Bank of America, Phoenix, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Phoenix, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 5 years of experience (lender page, 2026-10-19) 21. **[Jeremy Coccimiglio](https://lendb.ai/lo/jeremy-coccimiglio-268654)** (NMLS 268654), Lifetime Home Loans, LLC - Speaks Spanish (lender page, verified 2026-10-26) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 5, 2024 (Oregon), per state regulator - States 20 years of experience (lender page, 2026-10-26) 22. **[Stephen J. Chaidez](https://lendb.ai/lo/stephen-j-chaidez-297456)** (NMLS 297456), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 8, 2021 (California), per state regulator - States 20 years of experience (lender page, 2026-10-09) 23. **[Mindy Dirksen](https://lendb.ai/lo/mindy-dirksen-1417192)** (NMLS 1417192), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 4, 2019 (Iowa), per state regulator - States 25 years of experience (lender page, 2026-10-09) 24. **[Denise Abarca](https://lendb.ai/lo/denise-abarca-1634455)** (NMLS 1634455), Barrett Financial Group, Glendale, AZ - Speaks Spanish (lender page, verified 2026-10-26) - Office in Glendale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 2, 2026 (California), per state regulator 25. **[Marilyn Burgos](https://lendb.ai/lo/marilyn-burgos-1836049)** (NMLS 1836049), Bank of America, Tucson, AZ - Speaks Spanish (lender page, verified 2026-10-19) - Office in Tucson, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 4 years of experience (lender page, 2026-10-19) Cite as: LenDb.ai, https://lendb.ai/lang/es/arizona. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._