--- canonical_url: https://lendb.ai/lang/es/california last_verified: 2026-10-26 --- # Spanish-speaking loan officers in California As of 2026-10-26, LenDb lists 226 loan officers licensed in or based in California whose lender pages say they speak Spanish. The top-ranked are Delmy Steward (CMG Home Loans, Brentwood), Jean Adams (CrossCountry Mortgage, Santa Cruz) and Diana Gudino-Criswell (CrossCountry Mortgage, Manteca). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Delmy Steward](https://lendb.ai/lo/delmy-steward-231410)** (NMLS 231410), CMG Home Loans, Brentwood, CA - Speaks Spanish (lender page, verified 2026-10-20) - Office in Brentwood, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC231410), verified 2026-10-24 - Earliest state license record: June 9, 2010 (California), per state regulator - States 24 years of experience (lender page, 2026-10-20) 2. **[Jean Adams](https://lendb.ai/lo/jean-adams-254384)** (NMLS 254384), CrossCountry Mortgage, Santa Cruz, CA - Speaks Spanish (lender page, verified 2026-10-22) - Office in Santa Cruz, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC254384), verified 2026-10-24 - Earliest state license record: February 20, 2013 (California), per state regulator - States 30 years of experience (lender page, 2026-10-22) 3. **[Diana Gudino-Criswell](https://lendb.ai/lo/diana-gudino-criswell-1112409)** (NMLS 1112409), CrossCountry Mortgage, Manteca, CA - Speaks Spanish (lender page, verified 2026-10-26) - Office in Manteca, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1112409), verified 2026-10-24 - Earliest state license record: April 8, 2016 (California), per state regulator - States 25 years of experience (lender page, 2026-10-26) 4. **[Patty Grissom](https://lendb.ai/lo/patty-grissom-350159)** (NMLS 350159), Guild Mortgage, Fresno, CA - Speaks Spanish (lender page, verified 2026-10-19) - Office in Fresno, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO350159), verified 2026-10-24 - Earliest state license record: February 10, 2017 (California), per state regulator - States 18 years of experience (lender page, 2026-10-19) 5. **[Irma Arteaga](https://lendb.ai/lo/irma-arteaga-1526909)** (NMLS 1526909), Lower, Valencia, CA - Speaks Spanish (lender page, verified 2026-10-10) - Office in Valencia, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1526909), verified 2026-10-24 - Earliest state license record: July 25, 2023 (California), per state regulator - States 25 years of experience (lender page, 2026-10-10) 6. **[Esperanza Alvarez](https://lendb.ai/lo/esperanza-alvarez-1987734)** (NMLS 1987734), Loan Factory, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01073604), verified 2026-10-24 - States 30 years of experience (lender page, 2026-10-09) 7. **[Ivonne Jimenez Ocampo](https://lendb.ai/lo/ivonne-jimenez-ocampo-288519)** (NMLS 288519), Guild Mortgage, San Diego, CA - Speaks Spanish (lender page, verified 2026-10-19) - Office in San Diego, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO288519), verified 2026-10-24 - Earliest state license record: May 30, 2018 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 8. **[Marco Guerra](https://lendb.ai/lo/marco-guerra-453621)** (NMLS 453621), Guild Mortgage, Santa Rosa, CA - Speaks Spanish (lender page, verified 2026-10-19) - Office in Santa Rosa, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO453621), verified 2026-10-24 - Earliest state license record: December 8, 2014 (California), per state regulator - States 32 years of experience (lender page, 2026-10-19) 9. **[Alberto Martinez](https://lendb.ai/lo/alberto-martinez-1559660)** (NMLS 1559660), Lendwise Mortgage, Inc., Woodland Hills, CA - Speaks Spanish (lender page, verified 2026-10-26) - Office in Woodland Hills, CA - Licensed in CA: confirmed with the California Department of Real Estate (license 02030360), verified 2026-10-24 - Earliest state license record: March 24, 2026 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-26) 10. **[George Marrero](https://lendb.ai/lo/george-marrero-321598)** (NMLS 321598), Loan Factory, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01092509), verified 2026-10-24 - States 30 years of experience (lender page, 2026-10-09) 11. **[Isabel Soria](https://lendb.ai/lo/isabel-soria-939891)** (NMLS 939891), Lendwise Mortgage, Inc., Woodland Hills, CA - Speaks Spanish (lender page, verified 2026-10-26) - Office in Woodland Hills, CA - Licensed in CA: confirmed with the California Department of Real Estate (license 01915394), verified 2026-10-24 - States 21 years of experience (lender page, 2026-10-26) 12. **[Liz Maldonado](https://lendb.ai/lo/liz-maldonado-291463)** (NMLS 291463), Loan Factory, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI291463), verified 2026-10-24 - Earliest state license record: May 28, 2014 (California), per state regulator - States 19 years of experience (lender page, 2026-10-09) 13. **[Veronica Huizar](https://lendb.ai/lo/veronica-huizar-453578)** (NMLS 453578), CMG Home Loans, Camarillo, CA - Speaks Spanish (lender page, verified 2026-10-20) - Office in Camarillo, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI453578), verified 2026-10-24 - Earliest state license record: March 13, 2023 (California), per state regulator - States 18 years of experience (lender page, 2026-10-20) 14. **[Luz Vega](https://lendb.ai/lo/luz-vega-1402719)** (NMLS 1402719), Loan Factory, Orange County, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in Orange County, CA - Licensed in CA: confirmed with the California Department of Real Estate (license 01732297), verified 2026-10-24 - States 18 years of experience (lender page, 2026-10-09) 15. **[Ana Raquel Rodriguez](https://lendb.ai/lo/ana-raquel-rodriguez-1908606)** (NMLS 1908606), Loan Factory, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1908606), verified 2026-10-24 - Earliest state license record: November 8, 2024 (California), per state regulator - States 19 years of experience (lender page, 2026-10-09) 16. **[Carlos Flores](https://lendb.ai/lo/carlos-flores-238306)** (NMLS 238306), CrossCountry Mortgage, West Covina, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in West Covina, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC238306), verified 2026-10-24 - Earliest state license record: September 20, 2010 (California), per state regulator 17. **[Lucia Maya-Solis](https://lendb.ai/lo/lucia-solis-260848)** (NMLS 260848), Guaranteed Rate Affinity, LLC, Laguna Niguel, CA - Speaks Spanish (lender page, verified 2026-10-21) - Office in Laguna Niguel, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC260848), verified 2026-10-24 - Earliest state license record: May 24, 2010 (California), per state regulator 18. **[Dilza Herrod](https://lendb.ai/lo/dilza-herrod-1494202)** (NMLS 1494202), Lower, Seal Beach, CA - Speaks Spanish (lender page, verified 2026-10-10) - Office in Seal Beach, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1494202), verified 2026-10-24 - Earliest state license record: July 29, 2019 (California), per state regulator - States 16 years of experience (lender page, 2026-10-10) 19. **[Liz Olvera](https://lendb.ai/lo/liz-olvera-19207)** (NMLS 19207), Guaranteed Rate Affinity, LLC, Pasadena, CA - Speaks Spanish (lender page, verified 2026-10-21) - Office in Pasadena, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI19207), verified 2026-10-24 - Earliest state license record: February 15, 2021 (California), per state regulator - States 15 years of experience (lender page, 2026-10-21) 20. **[Nicole Donn](https://lendb.ai/lo/nicole-donn-246511)** (NMLS 246511), Golden Empire Mortgage, Inc., El Sobrante, CA - Speaks Spanish (lender page, verified 2026-10-15) - Office in El Sobrante, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC246511), verified 2026-10-24 - Earliest state license record: July 16, 2010 (California), per state regulator 21. **[Anali Gonzalez](https://lendb.ai/lo/anali-gonzalez-255735)** (NMLS 255735), CMG Home Loans, Torrance, CA - Speaks Spanish (lender page, verified 2026-10-20) - Office in Torrance, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC255735), verified 2026-10-24 - Earliest state license record: July 12, 2010 (California), per state regulator - States 15 years of experience (lender page, 2026-10-20) 22. **[Steve Bendshadler](https://lendb.ai/lo/steve-bendshadler-233439)** (NMLS 233439), Loan Factory, CA - Speaks Spanish (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC233439), verified 2026-10-24 - Earliest state license record: June 25, 2010 (California), per state regulator 23. **[Grisel Rodriguez](https://lendb.ai/lo/grisel-castillo-rodriguez-1073211)** (NMLS 1073211), Guild Mortgage, Long Beach, CA - Speaks Spanish (lender page, verified 2026-10-19) - Office in Long Beach, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1073211), verified 2026-10-24 - Earliest state license record: February 7, 2014 (California), per state regulator 24. **[Oscar Campa](https://lendb.ai/lo/oscar-campa-1410235)** (NMLS 1410235), Guild Mortgage, West Covina, CA - Speaks Spanish (lender page, verified 2026-10-26) - Office in West Covina, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1410235), verified 2026-10-24 - Earliest state license record: March 17, 2016 (California), per state regulator - States 13 years of experience (lender page, 2026-10-26) 25. **[Louis Constantino](https://lendb.ai/lo/louis-constantino-37123)** (NMLS 37123), JPMorgan Chase Bank (Chase Home Lending), Pasadena, CA - Speaks Spanish (lender page, verified 2026-10-19) - Office in Pasadena, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 23 years of experience (lender page, 2026-10-09) Cite as: LenDb.ai, https://lendb.ai/lang/es/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._