{ "canonical_url": "https://lendb.ai/lang/es/district-of-columbia", "summary": "As of 2026-10-26, LenDb lists 21 loan officers licensed in or based in District of Columbia whose lender pages say they speak Spanish. The top-ranked are Francoise Gonzales (CrossCountry Mortgage, Columbia), Jorge Posada (The Mortgage Link, Inc., Rockville) and Gina Myers (CrossCountry Mortgage, Fairfax). Ranking is lender-neutral: a license in DC, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "DC", "total": 21, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 34, "loan_officer": { "nmls_id": 314050, "slug": "francoise-gonzales-314050", "full_name": "Francoise Gonzales", "licensed_names": [ { "name": "Francoise Gonzales", "name_with_middle_initial": "Francoise B. Gonzales", "first_name": "Francoise", "middle_initial": "B", "last_name": "Gonzales", "states": [ "FL", "MD" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/francoise-gonzales-314050", "json_url": "https://lendb.ai/lo/francoise-gonzales-314050.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Columbia", "state": "MD" }, "headshot_url": "https://thevault.ccm.com/asset/e8313c96-ba21-4392-ac66-5353c4c197a9/Website/2724_Gonzales_314050.jpg", "licensed_states": [ "FL", "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "dscr", "heloc", "investor", "jumbo", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-03-06", "state": "FL" }, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/columbia-md-2724/francoise-gonzales/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 6, 2025 (Florida), per state regulator", "States 25 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/francoise-gonzales-314050", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/columbia-md-2724/francoise-gonzales/" } }, { "rank": 2, "score": 33.3, "loan_officer": { "nmls_id": 206531, "slug": "jorge-posada-206531", "full_name": "Jorge Posada", "licensed_names": [ { "name": "Jorge Posada", "name_with_middle_initial": "Jorge F. Posada", "first_name": "Jorge", "middle_initial": "F", "last_name": "Posada", "states": [ "FL", "MD", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/jorge-posada-206531", "json_url": "https://lendb.ai/lo/jorge-posada-206531.json", "lender": { "nmls_id": 113054, "name": "The Mortgage Link, Inc.", "slug": "the-mortgage-link-inc-113054", "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054", "type": "imb" }, "branch": { "city": "Rockville", "state": "MD" }, "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Jorge%20Posada.png", "licensed_states": [ "FL", "TX", "PA", "DC", "MD", "NC", "TN", "VA", "WV" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-05-31", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 21, "lender_profile_url": "https://www.themortgagelink.com/loan-officer/jorge-posada", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 31, 2018 (Florida), per state regulator", "States 21 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/jorge-posada-206531", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.themortgagelink.com/loan-officer/jorge-posada" } }, { "rank": 3, "score": 33.3, "loan_officer": { "nmls_id": 898712, "slug": "gina-myers-898712", "full_name": "Gina Myers", "canonical_url": "https://lendb.ai/lo/gina-myers-898712", "json_url": "https://lendb.ai/lo/gina-myers-898712.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Fairfax", "state": "VA" }, "headshot_url": "https://thevault.ccm.com/asset/73d9fd0e-1b67-422f-a9fc-7f29c681c447/Website/2618_Myers_898712-jpg.jpg", "licensed_states": [ "DC", "DE", "MD", "NC", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "heloc", "investor", "jumbo", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/fairfax-va-2618/gina-myers/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/gina-myers-898712", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/fairfax-va-2618/gina-myers/" } }, { "rank": 4, "score": 31, "loan_officer": { "nmls_id": 1050712, "slug": "fabiola-copa-montes-1050712", "full_name": "Fabiola Copa Montes", "canonical_url": "https://lendb.ai/lo/fabiola-copa-montes-1050712", "json_url": "https://lendb.ai/lo/fabiola-copa-montes-1050712.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Washington", "state": "DC" }, "headshot_url": "http://a.mktgcdn.com/p/BIwNBCc0tl-Nc5mrGLZqPxUtB2ph_RA2ydEKncSItSs/695x1041.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/dc/washington/3100-14th-st-nw-hla-1050712", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Washington, DC", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/fabiola-copa-montes-1050712", "license_check": { "state": "DC", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 5, "score": 30, "loan_officer": { "nmls_id": 209052, "slug": "david-rodriguez-209052", "full_name": "David Rodriguez", "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052", "json_url": "https://lendb.ai/lo/david-rodriguez-209052.json", "lender": { "nmls_id": 208516, "name": "Integrity Home Mortgage Corporation", "slug": "integrity-home-mortgage-corporation-208516", "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516", "type": "imb" }, "branch": { "city": "Jersey Village", "state": "TX" }, "headshot_url": null, "licensed_states": [ "TX", "AL", "AR", "CO", "DC", "DE", "FL", "GA", "IA", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "NC", "NH", "NJ", "NM", "OH", "OK", "PA", "RI", "SC", "TN", "UT", "VA", "WV" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2010-09-02", "state": "TX" }, "licensed_since": { "year": 2010, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ihmcloans.com/david-rodriguez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 2, 2010 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ihmcloans.com/david-rodriguez/" } }, { "rank": 6, "score": 29, "loan_officer": { "nmls_id": 1587532, "slug": "gustavo-gus-suarez-1587532", "full_name": "Gustavo \"Gus\" Suarez", "canonical_url": "https://lendb.ai/lo/gustavo-gus-suarez-1587532", "json_url": "https://lendb.ai/lo/gustavo-gus-suarez-1587532.json", "lender": { "nmls_id": 1124970, "name": "Buckingham Mortgage LLC", "slug": "buckingham-mortgage-llc-1124970", "canonical_url": "https://lendb.ai/lender/buckingham-mortgage-llc-1124970", "type": "other" }, "branch": { "city": null, "state": "VA" }, "headshot_url": null, "licensed_states": [ "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 15, "lender_profile_url": "https://www.bfgusa.com/team-member/gustavo-suarez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 15 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/gustavo-gus-suarez-1587532", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.bfgusa.com/team-member/gustavo-suarez/" } }, { "rank": 7, "score": 27.8, "loan_officer": { "nmls_id": 205466, "slug": "benjamin-robles-jr-205466", "full_name": "Benjamin Robles, Jr.", "canonical_url": "https://lendb.ai/lo/benjamin-robles-jr-205466", "json_url": "https://lendb.ai/lo/benjamin-robles-jr-205466.json", "lender": { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://fhmtg.com/wp-content/uploads/2025/11/First-Heritage-Mortgage-Bethesda-Ben-Robles.png", "licensed_states": [ "DE", "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "bank-statement", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "investor", "jumbo", "non-qm", "renovation", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 12, "lender_profile_url": "https://fhmtg.com/officers/benjamin-robles/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 12 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/benjamin-robles-jr-205466", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://fhmtg.com/officers/benjamin-robles/" } }, { "rank": 8, "score": 25.8, "loan_officer": { "nmls_id": 1436145, "slug": "angela-garcia-1436145", "full_name": "Angie Garcia", "licensed_names": [ { "name": "Angela Garcia", "name_with_middle_initial": null, "first_name": "Angela", "middle_initial": null, "last_name": "Garcia", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/angela-garcia-1436145", "json_url": "https://lendb.ai/lo/angela-garcia-1436145.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Reston", "state": "VA" }, "headshot_url": "https://thevault.ccm.com/m/1581c7a567d34132/Website-3246_Garcia_1436145.jpg", "licensed_states": [ "FL", "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "heloc", "jumbo", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-09-16", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": 5, "lender_profile_url": "https://crosscountrymortgage.com/reston-va-3246/angelica-garcia/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-21)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 16, 2021 (Florida), per state regulator", "States 5 years of experience (lender page, 2026-10-21)" ], "canonical_url": "https://lendb.ai/lo/angela-garcia-1436145", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-21", "source_url": "https://crosscountrymortgage.com/reston-va-3246/angelica-garcia/" } }, { "rank": 9, "score": 24.8, "loan_officer": { "nmls_id": 1153538, "slug": "ryan-waters-1153538", "full_name": "Alex Waters", "canonical_url": "https://lendb.ai/lo/ryan-waters-1153538", "json_url": "https://lendb.ai/lo/ryan-waters-1153538.json", "lender": { "nmls_id": 71603, "name": "First Home Mortgage", "slug": "first-home-mortgage-71603", "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603", "type": "imb" }, "branch": { "city": "Baltimore", "state": "MD" }, "headshot_url": "https://firsthome.com/wp-content/uploads/2026/03/Waters-Alex.jpg", "licensed_states": [ "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es", "pt" ], "specialties": [], "lender_offers": [ "construction", "down-payment-assistance", "fha", "first-time-buyer", "jumbo", "renovation", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-02-08", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://firsthome.com/loan-officers/alex-waters/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 8, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/ryan-waters-1153538", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://firsthome.com/loan-officers/alex-waters/" } }, { "rank": 10, "score": 24.8, "loan_officer": { "nmls_id": 1692530, "slug": "milton-zuniga-1692530", "full_name": "Milton Zuniga", "licensed_names": [ { "name": "Milton Zuniga", "name_with_middle_initial": "Milton E. 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Inga", "first_name": "Katty", "middle_initial": "R", "last_name": "Inga", "states": [ "FL", "MD" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/katty-inga-1434924", "json_url": "https://lendb.ai/lo/katty-inga-1434924.json", "lender": { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://fhmtg.com/wp-content/uploads/2025/11/Katty-Inga-e1721243978222.png", "licensed_states": [ "FL", "DC", "MD", "NC", "SC", "VA", "WV" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "bank-statement", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "investor", "jumbo", "non-qm", "renovation", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-11-24", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://fhmtg.com/officers/katty-inga/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 24, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/katty-inga-1434924", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://fhmtg.com/officers/katty-inga/" } }, { "rank": 13, "score": 24.3, "loan_officer": { "nmls_id": 2012727, "slug": "sean-shingler-2012727", "full_name": "Sean Shingler", "licensed_names": [ { "name": "Sean Shingler", "name_with_middle_initial": "Sean E. Shingler", "first_name": "Sean", "middle_initial": "E", "last_name": "Shingler", "states": [ "FL", "MD", "PA" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/sean-shingler-2012727", "json_url": "https://lendb.ai/lo/sean-shingler-2012727.json", "lender": { "nmls_id": 40508, "name": "ALCOVA Mortgage", "slug": "alcova-mortgage-40508", "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508", "type": "imb" }, "branch": { "city": "Chantilly", "state": "VA" }, "headshot_url": "https://alcova.com/wp-content/uploads/2024/09/sean-shingler.png", "licensed_states": [ "FL", "PA", "DC", "MD", "SC", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "1099-income", "bank-statement", "dscr", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "reverse", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-04-26", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://alcova.com/loan-officer/sshingler/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-21)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 26, 2023 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sean-shingler-2012727", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-21", "source_url": "https://alcova.com/loan-officer/sshingler/" } }, { "rank": 14, "score": 23.3, "loan_officer": { "nmls_id": 1760174, "slug": "hesler-reyes-1760174", "full_name": "Hesler Reyes", "licensed_names": [ { "name": "Hesler Reyes", "name_with_middle_initial": "Hesler J. Reyes", "first_name": "Hesler", "middle_initial": "J", "last_name": "Reyes", "states": [ "MD" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/hesler-reyes-1760174", "json_url": "https://lendb.ai/lo/hesler-reyes-1760174.json", "lender": { "nmls_id": 113054, "name": "The Mortgage Link, Inc.", "slug": "the-mortgage-link-inc-113054", "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054", "type": "imb" }, "branch": { "city": "Rockville", "state": "MD" }, "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Hesler%20Reyes%20-%20web.png", "licensed_states": [ "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.themortgagelink.com/loan-officer/hesler-reyes", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/hesler-reyes-1760174", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.themortgagelink.com/loan-officer/hesler-reyes" } }, { "rank": 15, "score": 23, "loan_officer": { "nmls_id": 203030, "slug": "hector-centeno-cedeno-203030", "full_name": "Hector Centeno-Cedeno", "canonical_url": "https://lendb.ai/lo/hector-centeno-cedeno-203030", "json_url": "https://lendb.ai/lo/hector-centeno-cedeno-203030.json", "lender": { "nmls_id": 1124970, "name": "Buckingham Mortgage LLC", "slug": "buckingham-mortgage-llc-1124970", "canonical_url": "https://lendb.ai/lender/buckingham-mortgage-llc-1124970", "type": "other" }, "branch": { "city": null, "state": "VA" }, "headshot_url": null, "licensed_states": [ "FL", "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-08-10", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.bfgusa.com/team-member/hector-centeno-cedeno/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 10, 2023 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/hector-centeno-cedeno-203030", "license_check": { "state": "DC", "confidence": "lender_reported", "eligible": true, "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.bfgusa.com/team-member/hector-centeno-cedeno/" } }, { "rank": 16, "score": 22.8, "loan_officer": { "nmls_id": 193793, "slug": "victor-salmon-193793", "full_name": "Victor Salmon", "licensed_names": [ { "name": "Victor Salmon", "name_with_middle_initial": "Victor A. 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