{ "canonical_url": "https://lendb.ai/lang/es/florida", "summary": "As of 2026-10-26, LenDb lists 141 loan officers licensed in or based in Florida whose lender pages say they speak Spanish. The top-ranked are Anthony Strickland (CrossCountry Mortgage, Orlando), George Voukitchevitch (SecurityNational Mortgage Company, Ft. Myers) and Luis Kercado (CrossCountry Mortgage, Tequesta). Ranking is lender-neutral: a license in FL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "FL", "total": 141, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 46.3, "loan_officer": { "nmls_id": 184529, "slug": "anthony-strickland-184529", "full_name": "Anthony Strickland", "licensed_names": [ { "name": "Anthony Strickland", "name_with_middle_initial": "Anthony F. Strickland", "first_name": "Anthony", "middle_initial": "F", "last_name": "Strickland", "states": [ "FL", "MD", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/anthony-strickland-184529", "json_url": "https://lendb.ai/lo/anthony-strickland-184529.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Orlando", "state": "FL" }, "headshot_url": "https://thevault.ccm.com/asset/a94b3b39-5861-4786-aba2-bdc04e426616/Website/4323_Strickland_184529.jpg", "licensed_states": [ "FL", "TX", "MD", "VA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-06-26", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/orlando-fl-4323/anthony-strickland/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Orlando, FL", "Licensed in FL: confirmed with the Florida regulator (license LO121061), verified 2026-10-15", "Earliest state license record: June 26, 2023 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/anthony-strickland-184529", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO121061), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip" } }, { "rank": 2, "score": 46.3, "loan_officer": { "nmls_id": 327111, "slug": "george-voukitchevitch-327111", "full_name": "George Voukitchevitch", "licensed_names": [ { "name": "George Voukitchevitch", "name_with_middle_initial": "George M. Voukitchevitch", "first_name": "George", "middle_initial": "M", "last_name": "Voukitchevitch", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/george-voukitchevitch-327111", "json_url": "https://lendb.ai/lo/george-voukitchevitch-327111.json", "lender": { "nmls_id": 3116, "name": "SecurityNational Mortgage Company", "slug": "securitynational-mortgage-company-3116", "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116", "type": "imb" }, "branch": { "city": "Ft. Myers", "state": "FL" }, "headshot_url": "https://rstatic.mortgage.snmc.com/locations/2257029_5001853_George_Voukitchevitch_Headshot_2026.png", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2011-04-24", "state": "FL" }, "licensed_since": { "year": 2011, "state": "FL" }, "years_experience": 23, "lender_profile_url": "https://mortgage.snmc.com/fl/ft-myers/george-voukitchevitch-327111.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Ft. Myers, FL", "Licensed in FL: confirmed with the Florida regulator (license LO5821), verified 2026-10-15", "Earliest state license record: April 24, 2011 (Florida), per state regulator", "States 23 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/george-voukitchevitch-327111", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO5821), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip" } }, { "rank": 3, "score": 46.3, "loan_officer": { "nmls_id": 661857, "slug": "luis-kercado-661857", "full_name": "Luis Kercado", "licensed_names": [ { "name": "Luis Kercado", "name_with_middle_initial": "Luis E. Kercado", "first_name": "Luis", "middle_initial": "E", "last_name": "Kercado", "states": [ "CO", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-12" } ], "canonical_url": "https://lendb.ai/lo/luis-kercado-661857", "json_url": "https://lendb.ai/lo/luis-kercado-661857.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Tequesta", "state": "FL" }, "headshot_url": "https://thevault.ccm.com/m/41c330a941961eee/Website-3939_Kercado_661857.jpg", "licensed_states": [ "FL", "CO", "TX", "WI", "GA", "KY", "MS", "NC", "SC", "VA" ], "licenses": [ { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "first-time-buyer", "jumbo", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-01-22", "state": "CO" }, "licensed_since": { "year": 2025, "state": "CO" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/tequesta-fl-3939/luis-kercado/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Tequesta, FL", "Licensed in FL: confirmed with the Florida regulator (license LO136368), verified 2026-10-15", "Earliest state license record: January 22, 2025 (Colorado), per state regulator", "States 20 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/luis-kercado-661857", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO136368), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip" } }, { "rank": 4, "score": 46.3, "loan_officer": { "nmls_id": 1013615, "slug": "susan-lazcano-1013615", "full_name": "Susan Lazcano", "canonical_url": "https://lendb.ai/lo/susan-lazcano-1013615", "json_url": "https://lendb.ai/lo/susan-lazcano-1013615.json", "lender": { "nmls_id": 1041, "name": "Summit Mortgage Corporation", "slug": "summit-mortgage-corporation-1041", "canonical_url": "https://lendb.ai/lender/summit-mortgage-corporation-1041", "type": "other" }, "branch": { "city": "Jacksonville", "state": "FL" }, "headshot_url": "https://www.summit-mortgage.com/wp-content/uploads/S_LazcanoC-1-400x400.png", "licensed_states": [ "FL", "GA", "SC" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2015-05-04", "state": "IA" }, "licensed_since": { "year": 2015, "state": "IA" }, "years_experience": 20, "lender_profile_url": "https://www.summit-mortgage.com/loan-officer/susan-lazcano/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Jacksonville, FL", "Licensed in FL: confirmed with the Florida regulator (license LO45856), verified 2026-10-15", "Earliest state license record: May 4, 2015 (Iowa), per state regulator", "States 20 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/susan-lazcano-1013615", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO45856), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip" } }, { "rank": 5, "score": 46, "loan_officer": { "nmls_id": 357522, "slug": "rick-almeida-357522", "full_name": "Rick Almeida", "canonical_url": "https://lendb.ai/lo/rick-almeida-357522", "json_url": "https://lendb.ai/lo/rick-almeida-357522.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Miami", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/8SLpDvec9WDGWe_OiqjMbQ40M836s2y9bPDaDkqWGxQ/834x1250.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2011-03-15", "state": "FL" }, "licensed_since": { "year": 2011, "state": "FL" }, "years_experience": 30, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Miami, FL", "Licensed in FL: confirmed with the Florida regulator (license LO3911), verified 2026-10-15", "Earliest state license record: March 15, 2011 (Florida), per state regulator", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/rick-almeida-357522", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO3911), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 6, "score": 46, "loan_officer": { "nmls_id": 598891, "slug": "jorge-l-corrales-rodriguez-598891", "full_name": "Jorge L Corrales Rodriguez", "canonical_url": "https://lendb.ai/lo/jorge-l-corrales-rodriguez-598891", "json_url": "https://lendb.ai/lo/jorge-l-corrales-rodriguez-598891.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Miami", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/I7F-1HmTEmonslnn3kxpD_Nf0cF3mGgc-AijSg0XHIU/435x652.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-02-28", "state": "FL" }, "licensed_since": { "year": 2017, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/miami/6800-biscayne-blvd-hla-598891", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Miami, FL", "Licensed in FL: confirmed with the Florida regulator (license LO40478), verified 2026-10-15", "Earliest state license record: February 28, 2017 (Florida), per state regulator", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jorge-l-corrales-rodriguez-598891", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO40478), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 7, "score": 46, "loan_officer": { "nmls_id": 815948, "slug": "charles-figueroa-815948", "full_name": "Charles Figueroa", "licensed_names": [ { "name": "Charles Figueroa", "name_with_middle_initial": "Charles J. Figueroa", "first_name": "Charles", "middle_initial": "J", "last_name": "Figueroa", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/charles-figueroa-815948", "json_url": "https://lendb.ai/lo/charles-figueroa-815948.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "FL" }, "headshot_url": "https://lh3.googleusercontent.com/9qQo1hT8Tw_Tn1mOD4Gi-dXl4-1dQ4nybTsNDdwDzMK2MheCvr3mLU0T8nC09AdeHZ8x56ALoKvJf_e4vc3RyVO-_DRZ-0uNCGzS", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2018-11-27", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/charles-figueroa-815948", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Florida", "Licensed in FL: confirmed with the Florida regulator (license LO57738), verified 2026-10-15", "Earliest state license record: November 27, 2018 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/charles-figueroa-815948", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO57738), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 8, "score": 45.8, "loan_officer": { "nmls_id": 281968, "slug": "javier-noriega-281968", "full_name": "Javier Noriega", "licensed_names": [ { "name": "Javier Noriega", "name_with_middle_initial": "Javier M. Noriega", "first_name": "Javier", "middle_initial": "M", "last_name": "Noriega", "states": [ "CA", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/javier-noriega-281968", "json_url": "https://lendb.ai/lo/javier-noriega-281968.json", "lender": { "nmls_id": 133739, "name": "Panorama Mortgage Group, LLC", "slug": "panorama-mortgage-group-llc-133739", "canonical_url": "https://lendb.ai/lender/panorama-mortgage-group-llc-133739", "type": "imb" }, "branch": { "city": "Miami", "state": "FL" }, "headshot_url": "https://cdn.prod.website-files.com/643efd2c8341bea331c4cfc8/659da10a8d6623e9284e57f8_656e6d76cf4f0d3c03c45026_Javier%2520Noriega%2520-%2520sq.png", "licensed_states": [ "FL", "TX", "CA", "IL" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2010-12-06", "state": "FL" }, "licensed_since": { "year": 2010, "state": "FL" }, "years_experience": 30, "lender_profile_url": "https://www.simplypmg.net/loan-originators/javier-noriega", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Miami, FL", "Licensed in FL: confirmed with the Florida regulator (license LO545), verified 2026-10-15", "Earliest state license record: December 6, 2010 (Florida), per state regulator", "States 30 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/javier-noriega-281968", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO545), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip" } }, { "rank": 9, "score": 45.5, "loan_officer": { "nmls_id": 371886, "slug": "tanya-bonilla-371886", "full_name": "Tanya Bonilla", "canonical_url": "https://lendb.ai/lo/tanya-bonilla-371886", "json_url": "https://lendb.ai/lo/tanya-bonilla-371886.json", "lender": { "nmls_id": 3116, "name": "SecurityNational Mortgage Company", "slug": "securitynational-mortgage-company-3116", "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116", "type": "imb" }, "branch": { "city": "Ft. Myers", "state": "FL" }, "headshot_url": null, "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2016-12-15", "state": "FL" }, "licensed_since": { "year": 2016, "state": "FL" }, "years_experience": 24, "lender_profile_url": "https://mortgage.snmc.com/fl/ft-myers/tanya-bonilla-371886.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Ft. Myers, FL", "Licensed in FL: confirmed with the Florida regulator (license LO37902), verified 2026-10-15", "Earliest state license record: December 15, 2016 (Florida), per state regulator", "States 24 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/tanya-bonilla-371886", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO37902), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 10, "score": 45.5, "loan_officer": { "nmls_id": 1642036, "slug": "luciano-defranca-1642036", "full_name": "Luciano DeFranca", "licensed_names": [ { "name": "Luciano Defranca", "name_with_middle_initial": "Luciano G. 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"https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip" } }, { "rank": 19, "score": 41.3, "loan_officer": { "nmls_id": 1050533, "slug": "emmanuel-gonzalez-1050533", "full_name": "Emmanuel Gonzalez", "canonical_url": "https://lendb.ai/lo/emmanuel-gonzalez-1050533", "json_url": "https://lendb.ai/lo/emmanuel-gonzalez-1050533.json", "lender": { "nmls_id": 1041, "name": "Summit Mortgage Corporation", "slug": "summit-mortgage-corporation-1041", "canonical_url": "https://lendb.ai/lender/summit-mortgage-corporation-1041", "type": "other" }, "branch": { "city": "Jacksonville", "state": "FL" }, "headshot_url": "https://www.summit-mortgage.com/wp-content/uploads/E_Gonzalez_C-400x400.png", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "jumbo", "usda", "va" ], "employer_program_approvals": [ { "program": 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"https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 20, "score": 41.3, "loan_officer": { "nmls_id": 1204342, "slug": "solomon-consuegra-1204342", "full_name": "Solomon Consuegra", "canonical_url": "https://lendb.ai/lo/solomon-consuegra-1204342", "json_url": "https://lendb.ai/lo/solomon-consuegra-1204342.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Miami", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/ALl7N-3zr37zqNjCQsXAa9rK_ejCZh95-Bgg8j30h9A/222x333.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2014-11-21", "state": "FL" }, "licensed_since": { "year": 2014, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/miami/9501-w-flagler-st-hla-1204342", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Miami, FL", "Licensed in FL: confirmed with the Florida regulator (license LO27505), verified 2026-10-15", "Earliest state license record: November 21, 2014 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/solomon-consuegra-1204342", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO27505), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 21, "score": 41.3, "loan_officer": { "nmls_id": 1238551, "slug": "samuel-ayala-1238551", "full_name": "Samuel Ayala", "canonical_url": "https://lendb.ai/lo/samuel-ayala-1238551", "json_url": "https://lendb.ai/lo/samuel-ayala-1238551.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Orlando", "state": "FL" }, "headshot_url": "https://thevault.ccm.com/asset/7a621310-447b-4c84-89ab-a4278687f2f1/Website/4323_Ayala_1238551.jpg", "licensed_states": [ "FL", "TX", "CA", "MD" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-05-27", "state": "CA" }, "licensed_since": { "year": 2025, "state": "CA" }, "years_experience": 10, "lender_profile_url": "https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Orlando, FL", "Licensed in FL: confirmed with the Florida regulator (license LO138626), verified 2026-10-15", "Earliest state license record: May 27, 2025 (California), per state regulator", "States 10 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/samuel-ayala-1238551", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO138626), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 22, "score": 41.3, "loan_officer": { "nmls_id": 1503443, "slug": "tony-corona-1503443", "full_name": "Tony Corona", "canonical_url": "https://lendb.ai/lo/tony-corona-1503443", "json_url": "https://lendb.ai/lo/tony-corona-1503443.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Miami", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/57rdMoXXkrGtdr7xNy7tpxqBfBV6uQwOzqdRNGvNhUg/731x1095.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 30, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/miami/1230-sw-2nd-ave-hla-1503443", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Miami, FL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/tony-corona-1503443", "license_check": { "state": "FL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 23, "score": 41, "loan_officer": { "nmls_id": 305676, "slug": "rolando-e-morales-305676", "full_name": "Rolando E Morales", "canonical_url": "https://lendb.ai/lo/rolando-e-morales-305676", "json_url": "https://lendb.ai/lo/rolando-e-morales-305676.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Coral Gables", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/6JyREP3Gbd0g46D7WQLEZ2ruVn2e_gbOi9XT9YcU25M/433x649.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2011-10-18", "state": "FL" }, "licensed_since": { "year": 2011, "state": "FL" }, "years_experience": 24, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/coral-gables/355-alhambra-cir-hla-305676", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Coral Gables, FL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: October 18, 2011 (Florida), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/rolando-e-morales-305676", "license_check": { "state": "FL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 24, "score": 41, "loan_officer": { "nmls_id": 659554, "slug": "marta-e-betancourt-659554", "full_name": "Marta E. Betancourt", "canonical_url": "https://lendb.ai/lo/marta-e-betancourt-659554", "json_url": "https://lendb.ai/lo/marta-e-betancourt-659554.json", "lender": { "nmls_id": 399803, "name": "Truist Bank", "slug": "truist-399803", "canonical_url": "https://lendb.ai/lender/truist-399803", "type": "bank" }, "branch": { "city": "Doral", "state": "FL" }, "headshot_url": "https://www.truist.com/content/dam/profiles/rep/B/Betancourt.Marta.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "en", "es" ], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "construction", "down-payment-assistance", "fha", "first-time-buyer", "heloc", "low-credit", "new-construction", "renovation", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://www.truist.com/finder/mortgage/marta-e-betancourt-mortgage-loan-officer-doral-fl-33166", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-21)", "Office in Doral, FL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/marta-e-betancourt-659554", "license_check": { "state": "FL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-21", "source_url": null } }, { "rank": 25, "score": 41, "loan_officer": { "nmls_id": 1052459, "slug": "edgard-gonzalez-1052459", "full_name": "Edgard Gonzalez", "licensed_names": [ { "name": "Edgard Gonzalez", "name_with_middle_initial": "Edgard J. Gonzalez", "first_name": "Edgard", "middle_initial": "J", "last_name": "Gonzalez", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/edgard-gonzalez-1052459", "json_url": "https://lendb.ai/lo/edgard-gonzalez-1052459.json", "lender": { "nmls_id": 1124061, "name": "Lower", "slug": "lower-1124061", "canonical_url": "https://lendb.ai/lender/lower-1124061", "type": "imb" }, "branch": { "city": "Fort Myers", "state": "FL" }, "headshot_url": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-edgard-gonzalez-2.jpg?quality=80&format=webp&width=800&height=800&name=lo-edgard-gonzalez-2.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-07-13", "state": "FL" }, "licensed_since": { "year": 2017, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.lower.com/loan-officers/florida/fort-myers/edgard-gonzalez", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-10)", "Office in Fort Myers, FL", "Licensed in FL: confirmed with the Florida regulator (license LO45115), verified 2026-10-15", "Earliest state license record: July 13, 2017 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/edgard-gonzalez-1052459", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO45115), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } } ] }