{ "canonical_url": "https://lendb.ai/lang/es/georgia", "summary": "As of 2026-10-26, LenDb lists 61 loan officers licensed in or based in Georgia whose lender pages say they speak Spanish. The top-ranked are Adair Martin (American Pacific Mortgage, Duluth), Veronica Pitts (JPMorgan Chase Bank (Chase Home Lending), Marietta) and Patricia Boezio (CrossCountry Mortgage, Alpharetta). Ranking is lender-neutral: a license in GA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "GA", "total": 61, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 42, "loan_officer": { "nmls_id": 450799, "slug": "adair-martin-450799", "full_name": "Adair Martin", "licensed_names": [ { "name": "Adair Martin", "name_with_middle_initial": "Adair A. Martin", "first_name": "Adair", "middle_initial": "A", "last_name": "Martin", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/adair-martin-450799", "json_url": "https://lendb.ai/lo/adair-martin-450799.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": null, "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "bank-statement", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "non-qm", "physician", "renovation", "reverse", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-07-10", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 28, "lender_profile_url": "https://www.apmortgage.com/adair-martin", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "Office in Duluth, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 10, 2018 (Florida), per state regulator", "States 28 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/adair-martin-450799", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.apmortgage.com/adair-martin" } }, { "rank": 2, "score": 41, "loan_officer": { "nmls_id": 625639, "slug": "veronica-pitts-625639", "full_name": "Veronica Pitts", "canonical_url": "https://lendb.ai/lo/veronica-pitts-625639", "json_url": "https://lendb.ai/lo/veronica-pitts-625639.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Marietta", "state": "GA" }, "headshot_url": "http://a.mktgcdn.com/p/k4QZTDTupgJJaueEaG-Km9_PbHqrT99VIgFxXrdEzXQ/427x640.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-02-19", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://homelendingadvisor.chase.com/ga/marietta/2989-delk-rd-se-hla-625639", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Marietta, GA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: February 19, 2021 (Florida), per state regulator", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/veronica-pitts-625639", "license_check": { "state": "GA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 3, "score": 37.8, "loan_officer": { "nmls_id": 215540, "slug": "patricia-boezio-215540", "full_name": "Patricia Boezio", "licensed_names": [ { "name": "Patricia Boezio", "name_with_middle_initial": "Patricia E. Boezio", "first_name": "Patricia", "middle_initial": "E", "last_name": "Boezio", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/patricia-boezio-215540", "json_url": "https://lendb.ai/lo/patricia-boezio-215540.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Alpharetta", "state": "GA" }, "headshot_url": "https://thevault.ccm.com/asset/55ee9224-789e-471c-af42-eac0b1be704e/Website/5089_Boezio_215540.jpg", "licensed_states": [ "FL", "GA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es", "pt" ], "specialties": [ { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "heloc", "investor", "jumbo", "non-qm", "physician", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-05-24", "state": "FL" }, "licensed_since": { "year": 2017, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/alpharetta-ga-5089/patricia-boezio/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Alpharetta, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 24, 2017 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/patricia-boezio-215540", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/alpharetta-ga-5089/patricia-boezio/" } }, { "rank": 4, "score": 36.3, "loan_officer": { "nmls_id": 1365534, "slug": "daleydis-calvo-terry-1365534", "full_name": "Daleydis Calvo", "licensed_names": [ { "name": "Daleydis Calvo - Terry", "name_with_middle_initial": null, "first_name": "Daleydis", "middle_initial": null, "last_name": "Calvo - Terry", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/daleydis-calvo-terry-1365534", "json_url": "https://lendb.ai/lo/daleydis-calvo-terry-1365534.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": "https://thevault.ccm.com/m/2cc7909fcf6090f4/Website-3965_Calvo_.jpg", "licensed_states": [ "FL", "GA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "jumbo", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2020-03-05", "state": "FL" }, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/duluth-ga-3965/daleydis-calvo-terry/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Duluth, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 5, 2020 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/daleydis-calvo-terry-1365534", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/duluth-ga-3965/daleydis-calvo-terry/" } }, { "rank": 5, "score": 36, "loan_officer": { "nmls_id": 216609, "slug": "ana-campa-216609", "full_name": "Ana Campa", "licensed_names": [ { "name": "Ana Campa", "name_with_middle_initial": "Ana R. Campa", "first_name": "Ana", "middle_initial": "R", "last_name": "Campa", "states": [ "CA", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/ana-campa-216609", "json_url": "https://lendb.ai/lo/ana-campa-216609.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Gainesville", "state": "GA" }, "headshot_url": null, "licensed_states": [ "FL", "TX", "AL", "CA", "GA", "NC", "SC", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "bank-statement", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "non-qm", "physician", "renovation", "reverse", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-06-18", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/ana-campa", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "Office in Gainesville, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 18, 2018 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/ana-campa-216609", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.apmortgage.com/ana-campa" } }, { "rank": 6, "score": 35.8, "loan_officer": { "nmls_id": 1666390, "slug": "nicaudy-lopez-1666390", "full_name": "Nicky Lopez", "canonical_url": "https://lendb.ai/lo/nicaudy-lopez-1666390", "json_url": "https://lendb.ai/lo/nicaudy-lopez-1666390.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": "https://thevault.ccm.com/asset/6089accc-a562-4abb-a366-6522db35a525/Website/3965_Lopez_1666390.jpg", "licensed_states": [ "FL", "GA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-12-09", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/duluth-ga-3965/nicaudy-lopez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Duluth, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 9, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/nicaudy-lopez-1666390", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/duluth-ga-3965/nicaudy-lopez/" } }, { "rank": 7, "score": 33.5, "loan_officer": { "nmls_id": 2316586, "slug": "gustavo-hidalgo-2316586", "full_name": "Gustavo Hidalgo", "licensed_names": [ { "name": "Gustavo Hidalgo Cuervo", "name_with_middle_initial": "Gustavo D. Hidalgo Cuervo", "first_name": "Gustavo", "middle_initial": "D", "last_name": "Hidalgo Cuervo", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/gustavo-hidalgo-2316586", "json_url": "https://lendb.ai/lo/gustavo-hidalgo-2316586.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Norcross", "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/iyZKUCUEt2Awxhbl-kQsZZClT-m5JlwPo271Bt_KoTiLXcidKN_vk9hyAc1I_8RwwbdZ56c86sDzQVWpH1VjcUKbJmL_KngMaVA", "licensed_states": [ "FL", "AL", "GA", "NC", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-02-10", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/gustavo-hidalgo-2316586", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Norcross, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 10, 2023 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/gustavo-hidalgo-2316586", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/gustavo-hidalgo-2316586" } }, { "rank": 8, "score": 33.5, "loan_officer": { "nmls_id": 2637222, "slug": "gabriela-medina-2637222", "full_name": "Gabriela Medina", "canonical_url": "https://lendb.ai/lo/gabriela-medina-2637222", "json_url": "https://lendb.ai/lo/gabriela-medina-2637222.json", "lender": { "nmls_id": 61602, "name": "Mortgage Solutions of Colorado, LLC", "slug": "mortgage-solutions-of-colorado-llc-61602", "canonical_url": "https://lendb.ai/lender/mortgage-solutions-of-colorado-llc-61602", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "headshot_url": "https://mortgagesolutions.net/wp-content/uploads/2026/01/gabriela-medina-msf-headshot.jpeg", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgagesolutions.net/loan-officers/gabriela-medina/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-21)", "Office in Atlanta, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/gabriela-medina-2637222", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-21", "source_url": "https://mortgagesolutions.net/loan-officers/gabriela-medina/" } }, { "rank": 9, "score": 33.3, "loan_officer": { "nmls_id": 257511, "slug": "diego-luque-257511", "full_name": "Diego Luque", "licensed_names": [ { "name": "Diego Luque", "name_with_middle_initial": "Diego A. Luque", "first_name": "Diego", "middle_initial": "A", "last_name": "Luque", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/diego-luque-257511", "json_url": "https://lendb.ai/lo/diego-luque-257511.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Smyrna", "state": "GA" }, "headshot_url": null, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": { "date": "2018-02-09", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/diego-luque", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Smyrna, GA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: February 9, 2018 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/diego-luque-257511", "license_check": { "state": "GA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 10, "score": 33.3, "loan_officer": { "nmls_id": 661857, "slug": "luis-kercado-661857", "full_name": "Luis Kercado", "licensed_names": [ { "name": "Luis Kercado", "name_with_middle_initial": "Luis E. 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verify at NMLS)", "Earliest state license record: January 22, 2025 (Colorado), per state regulator", "States 20 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/luis-kercado-661857", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/tequesta-fl-3939/luis-kercado/" } }, { "rank": 11, "score": 33.3, "loan_officer": { "nmls_id": 1013615, "slug": "susan-lazcano-1013615", "full_name": "Susan Lazcano", "canonical_url": "https://lendb.ai/lo/susan-lazcano-1013615", "json_url": "https://lendb.ai/lo/susan-lazcano-1013615.json", "lender": { "nmls_id": 1041, "name": "Summit Mortgage Corporation", "slug": "summit-mortgage-corporation-1041", "canonical_url": "https://lendb.ai/lender/summit-mortgage-corporation-1041", "type": "other" }, "branch": { "city": "Jacksonville", "state": "FL" }, "headshot_url": "https://www.summit-mortgage.com/wp-content/uploads/S_LazcanoC-1-400x400.png", "licensed_states": [ "FL", "GA", "SC" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2015-05-04", "state": "IA" }, "licensed_since": { "year": 2015, "state": "IA" }, "years_experience": 20, "lender_profile_url": "https://www.summit-mortgage.com/loan-officer/susan-lazcano/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 4, 2015 (Iowa), per state regulator", "States 20 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/susan-lazcano-1013615", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.summit-mortgage.com/loan-officer/susan-lazcano/" } }, { "rank": 12, "score": 33.3, "loan_officer": { "nmls_id": 1398321, "slug": "christina-mccollum-1398321", "full_name": "Christina McCollum", "licensed_names": [ { "name": "Christina McCollum", "name_with_middle_initial": "Christina R. McCollum", "first_name": "Christina", "middle_initial": "R", "last_name": "McCollum", "states": [ "CA", "FL", "MA", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "slug": "churchill-mortgage-1591", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Kennewick", "state": "WA" }, "headshot_url": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/Christina%20McCollum3.jpeg", "licensed_states": [ "FL", "MO", "TX", "AK", "AL", "AZ", "CA", "GA", "ID", "IL", "MA", "MI", "MT", "NC", "NE", "OH", "OR", "SC", "TN", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "lender_offers": [ "1099-income", "asset-based", "bank-statement", "condo-non-warrantable", "condotel", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "multi-family-2-4", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-02-06", "state": "OR" }, "licensed_since": { "year": 2017, "state": "OR" }, "years_experience": 20, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 6, 2017 (Oregon), per state regulator", "States 20 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum" } }, { "rank": 13, "score": 33.3, "loan_officer": { "nmls_id": 1460979, "slug": "mahuampy-parra-1460979", "full_name": "Maui Parra", "canonical_url": "https://lendb.ai/lo/mahuampy-parra-1460979", "json_url": "https://lendb.ai/lo/mahuampy-parra-1460979.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": "https://thevault.ccm.com/m/7f0364c73cf1c5dd/Website-3965_Parra_1460979.jpg", "licensed_states": [ "FL", "AL", "GA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2026-01-23", "state": "FL" }, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/duluth-ga-3965/mahuampy-parra-beltran/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Duluth, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 23, 2026 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/mahuampy-parra-1460979", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/duluth-ga-3965/mahuampy-parra-beltran/" } }, { "rank": 14, "score": 33.3, "loan_officer": { "nmls_id": 2576476, "slug": "daniela-rhein-2576476", "full_name": "Daniela Rhein", "canonical_url": "https://lendb.ai/lo/daniela-rhein-2576476", "json_url": "https://lendb.ai/lo/daniela-rhein-2576476.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Evans", "state": "GA" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/atdr-daniela-rhein.jpg", "licensed_states": [ "GA", "SC" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/ga/evans/daniela-rhein-762-atdr.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Evans, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/daniela-rhein-2576476", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://branches.guildmortgage.com/ga/evans/daniela-rhein-762-atdr.html" } }, { "rank": 15, "score": 33.3, "loan_officer": { "nmls_id": 2825528, "slug": "carina-figueroa-2825528", "full_name": "Carina Figueroa", "canonical_url": "https://lendb.ai/lo/carina-figueroa-2825528", "json_url": "https://lendb.ai/lo/carina-figueroa-2825528.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Marietta", "state": "GA" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/hpcfi-carina-figueroa.jpg", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/ga/marietta/carina-figueroa-781-hpcfi.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Marietta, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/carina-figueroa-2825528", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://branches.guildmortgage.com/ga/marietta/carina-figueroa-781-hpcfi.html" } }, { "rank": 16, "score": 32.8, "loan_officer": { "nmls_id": 453621, "slug": "marco-guerra-453621", "full_name": "Marco Guerra", "licensed_names": [ { "name": "Marco Guerra", "name_with_middle_initial": "Marco A. 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verify at NMLS)", "Earliest state license record: October 18, 2022 (Florida), per state regulator", "States 27 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/alexander-cardoso-363184", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184" } }, { "rank": 18, "score": 32, "loan_officer": { "nmls_id": 1622922, "slug": "adrian-moreno-1622922", "full_name": "Adrian Moreno", "licensed_names": [ { "name": "Adrian Moreno", "name_with_middle_initial": "Adrian K. 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