{ "canonical_url": "https://lendb.ai/lang/es/indiana", "summary": "As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Indiana whose lender pages say they speak Spanish. The top-ranked are Peggy Loza (CME Lending Group LLC, Chesterton), Clarissa Lora (CrossCountry Mortgage, Mishawaka) and Elizabeth Vera (JPMorgan Chase Bank (Chase Home Lending), Goshen). Ranking is lender-neutral: a license in IN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "IN", "total": 25, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 40.8, "loan_officer": { "nmls_id": 586251, "slug": "peggy-loza-586251", "full_name": "Peggy Loza", "canonical_url": "https://lendb.ai/lo/peggy-loza-586251", "json_url": "https://lendb.ai/lo/peggy-loza-586251.json", "lender": { "nmls_id": 1248883, "name": "CME Lending Group LLC", "slug": "cme-lending-group-llc-1248883", "canonical_url": "https://lendb.ai/lender/cme-lending-group-llc-1248883", "type": "imb" }, "branch": { "city": "Chesterton", "state": "IN" }, "headshot_url": "https://themortgageexchange.com/clients/2915/uploads/2024/05/peggy-loza-headshot.jpg", "licensed_states": [ "IN", "MI" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "el", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 16, "lender_profile_url": "https://themortgageexchange.com/team-member/peggy-loza/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Chesterton, IN", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 16 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/peggy-loza-586251", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://themortgageexchange.com/team-member/peggy-loza/" } }, { "rank": 2, "score": 35.3, "loan_officer": { "nmls_id": 1896451, "slug": "clarissa-lora-1896451", "full_name": "Clarissa Lora", "licensed_names": [ { "name": "Clarissa Lora", "name_with_middle_initial": "Clarissa A. Lora", "first_name": "Clarissa", "middle_initial": "A", "last_name": "Lora", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/clarissa-lora-1896451", "json_url": "https://lendb.ai/lo/clarissa-lora-1896451.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Mishawaka", "state": "IN" }, "headshot_url": "https://thevault.ccm.com/asset/8f8f1b14-9137-42d2-9dc6-06cc0a7e2179/Website/4321_Lora_1896451.jpg", "licensed_states": [ "IN", "MI" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "dscr", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-05-13", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Mishawaka, IN", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 13, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/clarissa-lora-1896451", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/" } }, { "rank": 3, "score": 34.5, "loan_officer": { "nmls_id": 1664104, "slug": "elizabeth-vera-1664104", "full_name": "Elizabeth Vera", "canonical_url": "https://lendb.ai/lo/elizabeth-vera-1664104", "json_url": "https://lendb.ai/lo/elizabeth-vera-1664104.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Goshen", "state": "IN" }, "headshot_url": "http://a.mktgcdn.com/p/DUCIufJEQ-aVJjj6odPsEQ0uLANBwZdNGMYSmIyThlM/723x1083.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 7, "lender_profile_url": "https://homelendingadvisor.chase.com/in/goshen/401-s-main-st-hla-1664104", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in Goshen, IN", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 7 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/elizabeth-vera-1664104", "license_check": { "state": "IN", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 4, "score": 33.5, "loan_officer": { "nmls_id": 229776, "slug": "linda-callaghan-229776", "full_name": "Linda Callaghan", "canonical_url": "https://lendb.ai/lo/linda-callaghan-229776", "json_url": "https://lendb.ai/lo/linda-callaghan-229776.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Aurora", "state": "IL" }, "headshot_url": "https://branches.guildmortgage.com/_next/image/?url=https%3A%2F%2Fwww.guildmortgage.com%2Flib%2Fuploads%2Fofficers%2Fprofile-photos%2Fctlc-linda-callaghan.jpg&w=384&q=75", "licensed_states": [ "FL", "IL", "IN", "WI" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2009-06-15", "state": "IL" }, "licensed_since": { "year": 2009, "state": "IL" }, "years_experience": 30, "lender_profile_url": "https://branches.guildmortgage.com/il/aurora/linda-callaghan-119-ctlc.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 15, 2009 (Illinois), per state regulator", "States 30 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/linda-callaghan-229776", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://branches.guildmortgage.com/il/aurora/linda-callaghan-119-ctlc.html" } }, { "rank": 5, "score": 33.5, "loan_officer": { "nmls_id": 1831677, "slug": "wally-lopez-1831677", "full_name": "Wally Lopez", "canonical_url": "https://lendb.ai/lo/wally-lopez-1831677", "json_url": "https://lendb.ai/lo/wally-lopez-1831677.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "New Palestine", "state": "IN" }, "headshot_url": "https://img.fairway.com/images/head_shot/wally-lopez-1831677.jpg?fwy_Id=978b0a1d-e33f-4fdc-b3bb-f6166d8f1662", "licensed_states": [ "IN" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "renovation" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/wally-lopez-1831677", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-19)", "Office in New Palestine, IN", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/wally-lopez-1831677", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-19", "source_url": "https://www.fairway.com/lo/wally-lopez-1831677" } }, { "rank": 6, "score": 32.5, "loan_officer": { "nmls_id": 1006856, "slug": "monica-rodriguez-perez-1006856", "full_name": "Monica Rodriguez Perez", "canonical_url": "https://lendb.ai/lo/monica-rodriguez-perez-1006856", "json_url": "https://lendb.ai/lo/monica-rodriguez-perez-1006856.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "IN" }, "headshot_url": "https://lh3.googleusercontent.com/TzPpT3OdfRdN99Q2P4UkG2obUtkWUV0XXtQtq-OJQAVskdigizTp8RE8MSoMhp2V5yjCvnr5EU9lUJkQD5wTmtdqQULRA9--sUqW", "licensed_states": [ "IN" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/monica-rodriguez-perez-1006856", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Indiana", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/monica-rodriguez-perez-1006856", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/monica-rodriguez-perez-1006856" } }, { "rank": 7, "score": 32.3, "loan_officer": { "nmls_id": 2485041, "slug": "monica-proenza-2485041", "full_name": "Monica Proenza", "canonical_url": "https://lendb.ai/lo/monica-proenza-2485041", "json_url": "https://lendb.ai/lo/monica-proenza-2485041.json", "lender": { "nmls_id": 181106, "name": "Barrett Financial Group", "slug": "barrett-financial-181106", "canonical_url": "https://lendb.ai/lender/barrett-financial-181106", "type": "broker" }, "branch": { "city": "Chandler", "state": "AZ" }, "headshot_url": "https://di1v4rx98wr59.cloudfront.net/0a4e3d21ffa3b/b908ba0b5818d020dbbf2d28a3f59a86a6f467c2.png", "licensed_states": [ "IN" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "itin", "evidence": "lender_page_text" } ], "lender_offers": [ "fha", "heloc", "jumbo", "non-qm", "reverse", "usda", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 18, "lender_profile_url": "https://www.barrettfinancial.com/mproenza", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 18 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/monica-proenza-2485041", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.barrettfinancial.com/mproenza" } }, { "rank": 8, "score": 32, "loan_officer": { "nmls_id": 2462174, "slug": "francisco-javier-ramirez-2462174", "full_name": "Francisco Javier Ramirez", "canonical_url": "https://lendb.ai/lo/francisco-javier-ramirez-2462174", "json_url": "https://lendb.ai/lo/francisco-javier-ramirez-2462174.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/Cf6h8F6VZoz0u8h6YOx70XyfAdTS31lUKDd1hP_Vl2W1xbTSUje4Kd72HacYUvQEKQOJZrVB8kBNxh9GUg08xRBeg6xprtAdyetE", "licensed_states": [ "IN", "NC", "TX" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-04-24", "state": "TX" }, "licensed_since": { "year": 2023, "state": "TX" }, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 24, 2023 (Texas), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/francisco-javier-ramirez-2462174", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174" } }, { "rank": 9, "score": 31, "loan_officer": { "nmls_id": 1357323, "slug": "karen-konger-1357323", "full_name": "Karen Konger", "canonical_url": "https://lendb.ai/lo/karen-konger-1357323", "json_url": "https://lendb.ai/lo/karen-konger-1357323.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Fort Wayne", "state": "IN" }, "headshot_url": "http://a.mktgcdn.com/p/WpF4d1tlwhSN28EsToGIBZGsYyT0ZXmxI_eRT842Ga0/519x778.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/in/fort-wayne/6225-stellhorn-rd-hla-1357323", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Fort Wayne, IN", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/karen-konger-1357323", "license_check": { "state": "IN", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 10, "score": 29.3, "loan_officer": { "nmls_id": 983144, "slug": "oscar-padilla-983144", "full_name": "Oscar Padilla", "canonical_url": "https://lendb.ai/lo/oscar-padilla-983144", "json_url": "https://lendb.ai/lo/oscar-padilla-983144.json", "lender": { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_14909_Oscar_Padilla", "licensed_states": [ "IL", "IN", "WI" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" } ], "lender_offers": [ "fha", "heloc", "investor", "jumbo", "low-credit", "new-construction", "renovation", "reverse", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-06-05", "state": "IL" }, "licensed_since": { "year": 2023, "state": "IL" }, "years_experience": 12, "lender_profile_url": "https://www.cmghomeloans.com/mysite/oscar-padilla", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 5, 2023 (Illinois), per state regulator", "States 12 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/oscar-padilla-983144", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.cmghomeloans.com/mysite/oscar-padilla" } }, { "rank": 11, "score": 27.8, "loan_officer": { "nmls_id": 452242, "slug": "sergio-gomez-montoya-452242", "full_name": "Sergio Gomez", "licensed_names": [ { "name": "Sergio Gomez Montoya", "name_with_middle_initial": null, "first_name": "Sergio", "middle_initial": null, "last_name": "Gomez Montoya", "states": [ "FL", "IL" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242", "json_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Portage", "state": "MI" }, "headshot_url": "https://thevault.ccm.com/asset/9710d101-5f2b-4eac-a0fb-10f0d8afdde7/Website/4686_Gomez_452242.jpg", "licensed_states": [ "FL", "IL", "IN", "MI", "TN" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2026-02-27", "state": "FL" }, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 10, "lender_profile_url": "https://crosscountrymortgage.com/portage-mi-4686/sergio-gomez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 27, 2026 (Florida), per state regulator", "States 10 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/portage-mi-4686/sergio-gomez/" } }, { "rank": 12, "score": 27.8, "loan_officer": { "nmls_id": 1606309, "slug": "sandra-ortiz-1606309", "full_name": "Sandra Ortiz", "canonical_url": "https://lendb.ai/lo/sandra-ortiz-1606309", "json_url": "https://lendb.ai/lo/sandra-ortiz-1606309.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Hanover Park", "state": "IL" }, "headshot_url": "https://thevault.ccm.com/m/45bd04f5bc76df1a/Website-3016_Ortiz_1606309.jpg", "licensed_states": [ "TX", "WI", "IL", "IN" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-04-10", "state": "IL" }, "licensed_since": { "year": 2017, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/hanover-park-il-3016/sandra-ortiz/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-22)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 10, 2017 (Illinois), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sandra-ortiz-1606309", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-22", "source_url": "https://crosscountrymortgage.com/hanover-park-il-3016/sandra-ortiz/" } }, { "rank": 13, "score": 27.3, "loan_officer": { "nmls_id": 133914, "slug": "maribel-licea-133914", "full_name": "Maribel Licea", "canonical_url": "https://lendb.ai/lo/maribel-licea-133914", "json_url": "https://lendb.ai/lo/maribel-licea-133914.json", "lender": { "nmls_id": 1248883, "name": "CME Lending Group LLC", "slug": "cme-lending-group-llc-1248883", "canonical_url": "https://lendb.ai/lender/cme-lending-group-llc-1248883", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://themortgageexchange.com/clients/2915/uploads/2024/05/Maribel-Licea-headshot.jpg", "licensed_states": [ "WI", "IL", "IN" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-03-10", "state": "IL" }, "licensed_since": { "year": 2021, "state": "IL" }, "years_experience": 10, "lender_profile_url": "https://themortgageexchange.com/team-member/maribel-licea/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 10, 2021 (Illinois), per state regulator", "States 10 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/maribel-licea-133914", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://themortgageexchange.com/team-member/maribel-licea/" } }, { "rank": 14, "score": 26.5, "loan_officer": { "nmls_id": 1021326, "slug": "aaron-parks-1021326", "full_name": "Chris Parks", "canonical_url": "https://lendb.ai/lo/aaron-parks-1021326", "json_url": "https://lendb.ai/lo/aaron-parks-1021326.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "slug": "churchill-mortgage-1591", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Glen Allen", "state": "VA" }, "headshot_url": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/chris-parks-headshot.png", "licensed_states": [ "FL", "AL", "IN", "MD", "TN", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" } ], "lender_offers": [ "1099-income", "asset-based", "bank-statement", "condo-non-warrantable", "condotel", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "multi-family-2-4", "non-qm", "physician", "renovation", "reverse", "rural", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-08-24", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/chris-parks", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 24, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/aaron-parks-1021326", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.churchillmortgage.com/loan-officers/chris-parks" } }, { "rank": 15, "score": 25.3, "loan_officer": { "nmls_id": 2285087, "slug": "ariel-drotter-arguello-2285087", "full_name": "Ariel Drotter", "licensed_names": [ { "name": "Ariel Drotter Arguello", "name_with_middle_initial": null, "first_name": "Ariel", "middle_initial": null, "last_name": "Drotter Arguello", "states": [ "FL", "IA", "IL" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/ariel-drotter-arguello-2285087", "json_url": "https://lendb.ai/lo/ariel-drotter-arguello-2285087.json", "lender": { "nmls_id": 133739, "name": "Panorama Mortgage Group, LLC", "slug": "panorama-mortgage-group-llc-133739", "canonical_url": "https://lendb.ai/lender/panorama-mortgage-group-llc-133739", "type": "imb" }, "branch": { "city": "Las Vegas", "state": "NV" }, "headshot_url": "https://cdn.prod.website-files.com/643efd2c8341bea331c4cfc8/67e598223a38a04d3f873de4_Ariel%20Drotter%20sq.png", "licensed_states": [ "FL", "IL", "IN", "KY", "MI", "OH", "TN" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es", "fr", "it" ], "specialties": [ { "slug": "itin", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-01-27", "state": "IA" }, "licensed_since": { "year": 2022, "state": "IA" }, "years_experience": null, "lender_profile_url": "https://www.simplypmg.net/loan-originators/ariel-drotter", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 27, 2022 (Iowa), per state regulator" ], "canonical_url": "https://lendb.ai/lo/ariel-drotter-arguello-2285087", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.simplypmg.net/loan-originators/ariel-drotter" } }, { "rank": 16, "score": 24.8, "loan_officer": { "nmls_id": 2118002, "slug": "andi-bernal-2118002", "full_name": "Andi Bernal", "canonical_url": "https://lendb.ai/lo/andi-bernal-2118002", "json_url": "https://lendb.ai/lo/andi-bernal-2118002.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "slug": "churchill-mortgage-1591", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Brentwood", "state": "TN" }, "headshot_url": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/Andi%20Bernal%20(1)-1.jpeg", "licensed_states": [ "GA", "IN", "NC", "TN" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [ "1099-income", "asset-based", "bank-statement", "condo-non-warrantable", "condotel", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "multi-family-2-4", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-04-19", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/andi-bernal", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 19, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/andi-bernal-2118002", "license_check": { "state": "IN", "confidence": "lender_reported", "eligible": true, "label": "IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.churchillmortgage.com/loan-officers/andi-bernal" } }, { "rank": 17, "score": 24.8, "loan_officer": { "nmls_id": 2257359, "slug": "emmanuel-rodriguez-2257359", "full_name": "Manny Rodriguez", "canonical_url": "https://lendb.ai/lo/emmanuel-rodriguez-2257359", "json_url": "https://lendb.ai/lo/emmanuel-rodriguez-2257359.json", "lender": { "nmls_id": 1124061, "name": "Lower", "slug": "lower-1124061", "canonical_url": "https://lendb.ai/lender/lower-1124061", "type": "imb" }, "branch": { "city": "Downers Grove", "state": "IL" }, "headshot_url": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-manny-rodriguez.jpg?quality=80&format=webp&width=800&height=800&name=lo-manny-rodriguez.jpg", "licensed_states": [ "IN", "WI", "IL" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "es", "it" ], "specialties": [], "lender_offers": [ "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-08-15", "state": "IL" }, "licensed_since": { "year": 2022, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://www.lower.com/loan-officers/illinois/downers-grove/manny-rodriguez", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-10)", "IN listed on their lender page (not yet checked with the state regulator; 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