--- canonical_url: https://lendb.ai/lang/es/maryland last_verified: 2026-10-26 --- # Spanish-speaking loan officers in Maryland As of 2026-10-26, LenDb lists 19 loan officers licensed in or based in Maryland whose lender pages say they speak Spanish. The top-ranked are Francoise Gonzales (CrossCountry Mortgage, Columbia), Jorge Posada (The Mortgage Link, Inc., Rockville) and Ricardo Cardenas (The Mortgage Link, Inc., Rockville). Ranking is lender-neutral: a license in MD, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Francoise Gonzales](https://lendb.ai/lo/francoise-gonzales-314050)** (NMLS 314050), CrossCountry Mortgage, Columbia, MD - Speaks Spanish (lender page, verified 2026-10-26) - Office in Columbia, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 - Earliest state license record: March 6, 2025 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-26) 2. **[Jorge Posada](https://lendb.ai/lo/jorge-posada-206531)** (NMLS 206531), The Mortgage Link, Inc., Rockville, MD - Speaks Spanish (lender page, verified 2026-10-15) - Office in Rockville, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 - Earliest state license record: May 31, 2018 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-15) 3. **[Ricardo Cardenas](https://lendb.ai/lo/ricardo-cardenas-229611)** (NMLS 229611), The Mortgage Link, Inc., Rockville, MD - Speaks Spanish (lender page, verified 2026-10-15) - Office in Rockville, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 - Earliest state license record: August 10, 2026 (California), per state regulator - States 25 years of experience (lender page, 2026-10-15) 4. **[Paul Barrios](https://lendb.ai/lo/paul-barrios-2232934)** (NMLS 2232934), Envoy Mortgage, Frederick, MD - Speaks Spanish (lender page, verified 2026-10-09) - Office in Frederick, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 - States 4 years of experience (lender page, 2026-10-09) 5. **[Alex Waters](https://lendb.ai/lo/ryan-waters-1153538)** (NMLS 1153538), First Home Mortgage, Baltimore, MD - Speaks Spanish (lender page, verified 2026-10-20) - Office in Baltimore, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 - Earliest state license record: February 8, 2022 (Florida), per state regulator 6. **[Dan Porto](https://lendb.ai/lo/daniel-porto-1491814)** (NMLS 1491814), JPMorgan Chase Bank (Chase Home Lending), Potomac, MD - Speaks Spanish (lender page, verified 2026-10-19) - Office in Potomac, MD - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: February 23, 2017 (Florida), per state regulator - States 13 years of experience (lender page, 2026-10-09) 7. **[Hesler Reyes](https://lendb.ai/lo/hesler-reyes-1760174)** (NMLS 1760174), The Mortgage Link, Inc., Rockville, MD - Speaks Spanish (lender page, verified 2026-10-15) - Office in Rockville, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 8. **[Susana Rudd](https://lendb.ai/lo/susana-rudd-197371)** (NMLS 197371), NFM Lending, Annapolis, MD - Speaks Spanish (lender page, verified 2026-10-20) - Office in Annapolis, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 9. **[Eliel Banegas](https://lendb.ai/lo/eliel-banegas-1967263)** (NMLS 1967263), American Pacific Mortgage, Gaithersburg, MD - Speaks Spanish (lender page, verified 2026-10-20) - Office in Gaithersburg, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 10. **[Alex Cardenas](https://lendb.ai/lo/alex-cardenas-1787412)** (NMLS 1787412), The Mortgage Link, Inc., Rockville, MD - Speaks Spanish (lender page, verified 2026-10-15) - Office in Rockville, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 11. **[Claudia Gomez](https://lendb.ai/lo/claudia-gomez-2298266)** (NMLS 2298266), American Pacific Mortgage, Gaithersburg, MD - Speaks Spanish (lender page, verified 2026-10-20) - Office in Gaithersburg, MD - Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26 12. **[Erika Copeland](https://lendb.ai/lo/erika-copeland-2116314)** (NMLS 2116314), JPMorgan Chase Bank (Chase Home Lending), Bel Air, MD - Speaks Spanish (lender page, verified 2026-10-26) - Office in Bel Air, MD - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: August 2, 2021 (Florida), per state regulator 13. **[Jorge Jiménez](https://lendb.ai/lo/jorge-jimenez-277746)** (NMLS 277746), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 2, 2021 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 14. **[Lisbeth Cordon-Thomas](https://lendb.ai/lo/lisbeth-cordon-thomas-186833)** (NMLS 186833), Bank of America, Beltsville, MD - Speaks Spanish (lender page, verified 2026-10-19) - Office in Beltsville, MD - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[David Rodriguez](https://lendb.ai/lo/david-rodriguez-209052)** (NMLS 209052), Integrity Home Mortgage Corporation, Jersey Village, TX - Speaks Spanish (lender page, verified 2026-10-15) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 2, 2010 (Texas), per state regulator 16. **[Nicolas Quinones](https://lendb.ai/lo/nicolas-quinones-1062175)** (NMLS 1062175), Bank of America, Olney, MD - Speaks Spanish (lender page, verified 2026-10-19) - Office in Olney, MD - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Christhian Lopez](https://lendb.ai/lo/christhian-lopez-2805379)** (NMLS 2805379), Bank of America, Laurel, MD - Speaks Spanish (lender page, verified 2026-10-19) - Office in Laurel, MD - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Gustavo "Gus" Suarez](https://lendb.ai/lo/gustavo-gus-suarez-1587532)** (NMLS 1587532), Buckingham Mortgage LLC, VA - Speaks Spanish (lender page, verified 2026-10-15) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-15) 19. **[Vinay Swali](https://lendb.ai/lo/vinay-swali-247682)** (NMLS 247682), ENSURE HOME LOANS LLC - Speaks Spanish (lender page, verified 2026-10-15) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) Cite as: LenDb.ai, https://lendb.ai/lang/es/maryland. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._