{ "canonical_url": "https://lendb.ai/lang/es/michigan", "summary": "As of 2026-10-26, LenDb lists 16 loan officers licensed in or based in Michigan whose lender pages say they speak Spanish. The top-ranked are Tony Cheslick (The Mortgage Link, Inc., Trenton), Anna Castillo-Martin (JPMorgan Chase Bank (Chase Home Lending), Wyoming) and Sergio Gomez (CrossCountry Mortgage, Portage). Ranking is lender-neutral: a license in MI, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "es", "state": "MI", "total": 16, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 42.8, "loan_officer": { "nmls_id": 2763959, "slug": "tony-cheslick-2763959", "full_name": "Tony Cheslick", "canonical_url": "https://lendb.ai/lo/tony-cheslick-2763959", "json_url": "https://lendb.ai/lo/tony-cheslick-2763959.json", "lender": { "nmls_id": 113054, "name": "The Mortgage Link, Inc.", "slug": "the-mortgage-link-inc-113054", "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054", "type": "imb" }, "branch": { "city": "Trenton", "state": "MI" }, "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Tony%20Cheslick%20-%20New%20Website%20headshot%20(1).png", "licensed_states": [ "MI" ], "licenses": [ { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 30, "lender_profile_url": "https://www.themortgagelink.com/loan-officer/tony-cheslick", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "Office in Trenton, MI", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 30 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/tony-cheslick-2763959", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.themortgagelink.com/loan-officer/tony-cheslick" } }, { "rank": 2, "score": 41, "loan_officer": { "nmls_id": 1091036, "slug": "anna-castillo-martin-1091036", "full_name": "Anna Castillo-Martin", "canonical_url": "https://lendb.ai/lo/anna-castillo-martin-1091036", "json_url": "https://lendb.ai/lo/anna-castillo-martin-1091036.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Wyoming", "state": "MI" }, "headshot_url": "http://a.mktgcdn.com/p/38E9NFSccRwlIxcArrUSc-5nsTKSvh7WowxJaL2HnUU/512x512.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://homelendingadvisor.chase.com/mi/wyoming/1825-44th-st-sw-hla-1091036", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Wyoming, MI", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/anna-castillo-martin-1091036", "license_check": { "state": "MI", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 3, "score": 37.8, "loan_officer": { "nmls_id": 452242, "slug": "sergio-gomez-montoya-452242", "full_name": "Sergio Gomez", "licensed_names": [ { "name": "Sergio Gomez Montoya", "name_with_middle_initial": null, "first_name": "Sergio", "middle_initial": null, "last_name": "Gomez Montoya", "states": [ "FL", "IL" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242", "json_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Portage", "state": "MI" }, "headshot_url": "https://thevault.ccm.com/asset/9710d101-5f2b-4eac-a0fb-10f0d8afdde7/Website/4686_Gomez_452242.jpg", "licensed_states": [ "FL", "IL", "IN", "MI", "TN" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "investor", "jumbo", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2026-02-27", "state": "FL" }, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 10, "lender_profile_url": "https://crosscountrymortgage.com/portage-mi-4686/sergio-gomez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "Office in Portage, MI", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 27, 2026 (Florida), per state regulator", "States 10 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/sergio-gomez-montoya-452242", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/portage-mi-4686/sergio-gomez/" } }, { "rank": 4, "score": 33.3, "loan_officer": { "nmls_id": 1398321, "slug": "christina-mccollum-1398321", "full_name": "Christina McCollum", "licensed_names": [ { "name": "Christina McCollum", "name_with_middle_initial": "Christina R. McCollum", "first_name": "Christina", "middle_initial": "R", "last_name": "McCollum", "states": [ "CA", "FL", "MA", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "slug": "churchill-mortgage-1591", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Kennewick", "state": "WA" }, "headshot_url": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/Christina%20McCollum3.jpeg", "licensed_states": [ "FL", "MO", "TX", "AK", "AL", "AZ", "CA", "GA", "ID", "IL", "MA", "MI", "MT", "NC", "NE", "OH", "OR", "SC", "TN", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "lender_offers": [ "1099-income", "asset-based", "bank-statement", "condo-non-warrantable", "condotel", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "foreign-national", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "multi-family-2-4", "non-qm", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-02-06", "state": "OR" }, "licensed_since": { "year": 2017, "state": "OR" }, "years_experience": 20, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-20)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 6, 2017 (Oregon), per state regulator", "States 20 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum" } }, { "rank": 5, "score": 31.8, "loan_officer": { "nmls_id": 2800985, "slug": "ajay-das-2800985", "full_name": "Ajay Das", "canonical_url": "https://lendb.ai/lo/ajay-das-2800985", "json_url": "https://lendb.ai/lo/ajay-das-2800985.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "MI" }, "headshot_url": "https://lh3.googleusercontent.com/vrmciHcRAnkCvJEovBwKfaHjUTXwmZnEFvejuYNexWv6C87oVXxY2JoHdmvlnwILgj1BsstBw2iyLL43K4A5_2aKubsdbBBVXGbU", "licensed_states": [ "MI" ], "licenses": [ { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "bn", "en", "es" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ajay-das-2800985", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-09)", "Office in Michigan", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/ajay-das-2800985", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/ajay-das-2800985" } }, { "rank": 6, "score": 30.8, "loan_officer": { "nmls_id": 586251, "slug": "peggy-loza-586251", "full_name": "Peggy Loza", "canonical_url": "https://lendb.ai/lo/peggy-loza-586251", "json_url": "https://lendb.ai/lo/peggy-loza-586251.json", "lender": { "nmls_id": 1248883, "name": "CME Lending Group LLC", "slug": "cme-lending-group-llc-1248883", "canonical_url": "https://lendb.ai/lender/cme-lending-group-llc-1248883", "type": "imb" }, "branch": { "city": "Chesterton", "state": "IN" }, "headshot_url": "https://themortgageexchange.com/clients/2915/uploads/2024/05/peggy-loza-headshot.jpg", "licensed_states": [ "IN", "MI" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "el", "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 16, "lender_profile_url": "https://themortgageexchange.com/team-member/peggy-loza/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 16 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/peggy-loza-586251", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://themortgageexchange.com/team-member/peggy-loza/" } }, { "rank": 7, "score": 30, "loan_officer": { "nmls_id": 209052, "slug": "david-rodriguez-209052", "full_name": "David Rodriguez", "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052", "json_url": "https://lendb.ai/lo/david-rodriguez-209052.json", "lender": { "nmls_id": 208516, "name": "Integrity Home Mortgage Corporation", "slug": "integrity-home-mortgage-corporation-208516", "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516", "type": "imb" }, "branch": { "city": "Jersey Village", "state": "TX" }, "headshot_url": null, "licensed_states": [ "TX", "AL", "AR", "CO", "DC", "DE", "FL", "GA", "IA", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "NC", "NH", "NJ", "NM", "OH", "OK", "PA", "RI", "SC", "TN", "UT", "VA", "WV" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2010-09-02", "state": "TX" }, "licensed_since": { "year": 2010, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ihmcloans.com/david-rodriguez/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-15)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 2, 2010 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ihmcloans.com/david-rodriguez/" } }, { "rank": 8, "score": 27.8, "loan_officer": { "nmls_id": 1638874, "slug": "antonio-bardawil-1638874", "full_name": "Tony Bardawil", "licensed_names": [ { "name": "Antonio Bardawil", "name_with_middle_initial": "Antonio V. Bardawil", "first_name": "Antonio", "middle_initial": "V", "last_name": "Bardawil", "states": [ "CA", "DE", "FL", "MD", "NY", "OR", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-30" }, { "name": "Antonio Bardawil", "name_with_middle_initial": null, "first_name": "Antonio", "middle_initial": null, "last_name": "Bardawil", "states": [ "IL" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/antonio-bardawil-1638874", "json_url": "https://lendb.ai/lo/antonio-bardawil-1638874.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "headshot_url": "https://thevault.ccm.com/asset/48afe514-a8b1-493f-9c5c-09d5c1ac4f6a/Website/4467_Bardawil_1638874.jpg", "licensed_states": [ "FL", "PA", "TX", "CA", "OR", "AL", "AZ", "DE", "GA", "IL", "KS", "MD", "MI", "MN", "NC", "NM", "OK", "TN", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "condo-non-warrantable", "construction", "down-payment-assistance", "dscr", "fha", "first-time-buyer", "heloc", "investor", "physician", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-07-20", "state": "CA" }, "licensed_since": { "year": 2017, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-4467/antonio-bardawil/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Spanish (lender page, verified 2026-10-26)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 20, 2017 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/antonio-bardawil-1638874", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/cleveland-oh-4467/antonio-bardawil/" } }, { "rank": 9, "score": 26.8, "loan_officer": { "nmls_id": 437553, "slug": "jessica-belmontes-437553", "full_name": "Jessica Belmontes", "licensed_names": [ { "name": "Jessica Belmontes", "name_with_middle_initial": "Jessica L. 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