{
  "canonical_url": "https://lendb.ai/lang/es/mississippi",
  "summary": "As of 2026-10-26, LenDb lists 6 loan officers licensed in or based in Mississippi whose lender pages say they speak Spanish. The top-ranked are Luis Kercado (CrossCountry Mortgage, Tequesta), Ana Resendiz (Mortgage Solutions of Colorado, LLC, Tupelo) and Max Leaman (LoanPeople, Austin). Ranking is lender-neutral: a license in MS, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "es",
  "state": "MS",
  "total": 6,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 33.3,
      "loan_officer": {
        "nmls_id": 661857,
        "slug": "luis-kercado-661857",
        "full_name": "Luis Kercado",
        "licensed_names": [
          {
            "name": "Luis Kercado",
            "name_with_middle_initial": "Luis E. Kercado",
            "first_name": "Luis",
            "middle_initial": "E",
            "last_name": "Kercado",
            "states": [
              "CO",
              "FL",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/luis-kercado-661857",
        "json_url": "https://lendb.ai/lo/luis-kercado-661857.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Tequesta",
          "state": "FL"
        },
        "headshot_url": "https://thevault.ccm.com/m/41c330a941961eee/Website-3939_Kercado_661857.jpg",
        "licensed_states": [
          "FL",
          "CO",
          "TX",
          "WI",
          "GA",
          "KY",
          "MS",
          "NC",
          "SC",
          "VA"
        ],
        "licenses": [
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "es"
        ],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo",
          "condo-non-warrantable",
          "construction",
          "down-payment-assistance",
          "dscr",
          "first-time-buyer",
          "jumbo",
          "non-qm",
          "physician",
          "renovation",
          "reverse",
          "rural",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-01-22",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2025,
          "state": "CO"
        },
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/tequesta-fl-3939/luis-kercado/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-26)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 22, 2025 (Colorado), per state regulator",
        "States 20 years of experience (lender page, 2026-10-26)"
      ],
      "canonical_url": "https://lendb.ai/lo/luis-kercado-661857",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-26",
        "source_url": "https://crosscountrymortgage.com/tequesta-fl-3939/luis-kercado/"
      }
    },
    {
      "rank": 2,
      "score": 32.8,
      "loan_officer": {
        "nmls_id": 2553333,
        "slug": "ana-resendiz-2553333",
        "full_name": "Ana Resendiz",
        "canonical_url": "https://lendb.ai/lo/ana-resendiz-2553333",
        "json_url": "https://lendb.ai/lo/ana-resendiz-2553333.json",
        "lender": {
          "nmls_id": 61602,
          "name": "Mortgage Solutions of Colorado, LLC",
          "slug": "mortgage-solutions-of-colorado-llc-61602",
          "canonical_url": "https://lendb.ai/lender/mortgage-solutions-of-colorado-llc-61602",
          "type": "imb"
        },
        "branch": {
          "city": "Tupelo",
          "state": "MS"
        },
        "headshot_url": "https://mortgagesolutions.net/wp-content/uploads/2024/10/Ana-Resendiz-MSF2.jpg",
        "licensed_states": [
          "MS",
          "TN"
        ],
        "licenses": [
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgagesolutions.net/loan-officers/ana-resendiz/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-21)",
        "Office in Tupelo, MS",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/ana-resendiz-2553333",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://mortgagesolutions.net/loan-officers/ana-resendiz/"
      }
    },
    {
      "rank": 3,
      "score": 25.5,
      "loan_officer": {
        "nmls_id": 151263,
        "slug": "max-leaman-151263",
        "full_name": "Max Leaman",
        "licensed_names": [
          {
            "name": "Max Leaman",
            "name_with_middle_initial": "Max A. Leaman",
            "first_name": "Max",
            "middle_initial": "A",
            "last_name": "Leaman",
            "states": [
              "AR",
              "CA",
              "CO",
              "FL",
              "IA",
              "LA",
              "MD",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-26"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/max-leaman-151263",
        "json_url": "https://lendb.ai/lo/max-leaman-151263.json",
        "lender": {
          "nmls_id": 1886352,
          "name": "LoanPeople",
          "slug": "loanpeople-1886352",
          "canonical_url": "https://lendb.ai/lender/loanpeople-1886352",
          "type": "imb"
        },
        "branch": {
          "city": "Austin",
          "state": "TX"
        },
        "headshot_url": null,
        "licensed_states": [
          "FL",
          "AR",
          "CO",
          "LA",
          "TX",
          "IA",
          "AL",
          "GA",
          "KY",
          "MD",
          "MI",
          "MS",
          "NM",
          "OK",
          "TN",
          "VA",
          "WA",
          "CA",
          "IL"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [
          "physician"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2017-12-11",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2017,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://loanpeople.com/loan-officers/max-leaman/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-21)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: December 11, 2017 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/max-leaman-151263",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://loanpeople.com/loan-officers/max-leaman/"
      }
    },
    {
      "rank": 4,
      "score": 24.8,
      "loan_officer": {
        "nmls_id": 2451140,
        "slug": "jonathan-salinas-2451140",
        "full_name": "Jonathan Salinas",
        "canonical_url": "https://lendb.ai/lo/jonathan-salinas-2451140",
        "json_url": "https://lendb.ai/lo/jonathan-salinas-2451140.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Memphis",
          "state": "TN"
        },
        "headshot_url": "https://thevault.ccm.com/m/15b633e613ccfe59/Website-3590_Salinas_2451140.jpg",
        "licensed_states": [
          "CO",
          "AR",
          "IL",
          "MI",
          "MS",
          "TN"
        ],
        "licenses": [
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "itin",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo",
          "condo-non-warrantable",
          "construction",
          "fha",
          "heloc",
          "jumbo",
          "physician",
          "refinance",
          "renovation",
          "reverse",
          "rural",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-01-24",
          "state": "IL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "IL"
        },
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-21)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 24, 2023 (Illinois), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/jonathan-salinas-2451140",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/"
      }
    },
    {
      "rank": 5,
      "score": 24.3,
      "loan_officer": {
        "nmls_id": 1680348,
        "slug": "james-hair-1680348",
        "full_name": "James Hair",
        "licensed_names": [
          {
            "name": "James Hair",
            "name_with_middle_initial": "James J. Hair",
            "first_name": "James",
            "middle_initial": "J",
            "last_name": "Hair",
            "states": [
              "AR",
              "CA",
              "FL",
              "LA",
              "MO",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/james-hair-1680348",
        "json_url": "https://lendb.ai/lo/james-hair-1680348.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "headshot_url": "https://thevault.ccm.com/asset/fe56476e-be98-44fd-80c7-5a443e33c167/Website/5245_Hair_1680348.jpg",
        "licensed_states": [
          "FL",
          "LA",
          "TX",
          "AR",
          "AZ",
          "CA",
          "MI",
          "MO",
          "MS",
          "NC",
          "TN",
          "VA"
        ],
        "licenses": [
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "es"
        ],
        "specialties": [
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo",
          "condo-non-warrantable",
          "construction",
          "down-payment-assistance",
          "dscr",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "jumbo",
          "non-qm",
          "physician",
          "refinance",
          "renovation",
          "reverse",
          "rural",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-11-22",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-5245/james-hair/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-09)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 22, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/james-hair-1680348",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/houston-tx-5245/james-hair/"
      }
    },
    {
      "rank": 6,
      "score": 24.3,
      "loan_officer": {
        "nmls_id": 2478021,
        "slug": "isa-bryant-2478021",
        "full_name": "Isa Bryant",
        "licensed_names": [
          {
            "name": "Isa Bryant",
            "name_with_middle_initial": "Isa G. Bryant",
            "first_name": "Isa",
            "middle_initial": "G",
            "last_name": "Bryant",
            "states": [
              "AR",
              "CO",
              "DE",
              "FL",
              "LA",
              "PA",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-30"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/isa-bryant-2478021",
        "json_url": "https://lendb.ai/lo/isa-bryant-2478021.json",
        "lender": {
          "nmls_id": 61602,
          "name": "Mortgage Solutions of Colorado, LLC",
          "slug": "mortgage-solutions-of-colorado-llc-61602",
          "canonical_url": "https://lendb.ai/lender/mortgage-solutions-of-colorado-llc-61602",
          "type": "imb"
        },
        "branch": {
          "city": "Colorado Springs",
          "state": "CO"
        },
        "headshot_url": "https://mortgagesolutions.net/wp-content/uploads/2023/06/Isa-Bryant-MSF.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "AR",
          "CO",
          "DE",
          "LA",
          "PA",
          "AL",
          "GA",
          "ME",
          "MS",
          "NH",
          "NM",
          "OK"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "DE",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "ME",
            "confidence": "lender_reported"
          },
          {
            "state": "MS",
            "confidence": "lender_reported"
          },
          {
            "state": "NH",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es",
          "pt"
        ],
        "specialties": [],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-05-03",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://mortgagesolutions.net/loan-officers/isa-bryant/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-21)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 3, 2023 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/isa-bryant-2478021",
      "license_check": {
        "state": "MS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://mortgagesolutions.net/loan-officers/isa-bryant/"
      }
    }
  ]
}