--- canonical_url: https://lendb.ai/lang/es/new-york last_verified: 2026-10-26 --- # Spanish-speaking loan officers in New York As of 2026-10-26, LenDb lists 37 loan officers licensed in or based in New York whose lender pages say they speak Spanish. The top-ranked are Albert Diaz (Guaranteed Rate Affinity, LLC, New York), Andrea Jimenez Kullman (Homestead Funding, Albany) and Matthew T Konecni (JPMorgan Chase Bank (Chase Home Lending), Valley Cottage). Ranking is lender-neutral: a license in NY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Albert Diaz](https://lendb.ai/lo/adalberto-diaz-704326)** (NMLS 704326), Guaranteed Rate Affinity, LLC, New York, NY - Speaks Spanish (lender page, verified 2026-10-21) - Office in New York, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: December 1, 2025 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-21) 2. **[Andrea Jimenez Kullman](https://lendb.ai/lo/andrea-kullman-65157)** (NMLS 65157), Homestead Funding, Albany, NY - Speaks Spanish (lender page, verified 2026-10-21) - Office in Albany, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: July 7, 2017 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-21) 3. **[Matthew T Konecni](https://lendb.ai/lo/matthew-t-konecni-945265)** (NMLS 945265), JPMorgan Chase Bank (Chase Home Lending), Valley Cottage, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Valley Cottage, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 22 years of experience (lender page, 2026-10-09) 4. **[Candria Posso](https://lendb.ai/lo/candria-posso-392725)** (NMLS 392725), JPMorgan Chase Bank (Chase Home Lending), Ridgewood, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Ridgewood, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 28 years of experience (lender page, 2026-10-09) 5. **[Joel Anthony Fana](https://lendb.ai/lo/joel-anthony-fana-483869)** (NMLS 483869), JPMorgan Chase Bank (Chase Home Lending), Bayside, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Bayside, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 21 years of experience (lender page, 2026-10-09) 6. **[Sandra Torres](https://lendb.ai/lo/sandra-torres-625767)** (NMLS 625767), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 18 years of experience (lender page, 2026-10-09) 7. **[Jessica Coen](https://lendb.ai/lo/jessica-coen-68055)** (NMLS 68055), US Mortgage Corporation, Bronx, NY - Speaks Spanish (lender page, verified 2026-10-21) - Office in Bronx, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: September 17, 2019 (Florida), per state regulator 8. **[Roberto Ribadeneyra](https://lendb.ai/lo/roberto-ribadeneyra-47312)** (NMLS 47312), United Nations Federal Credit Union, Long Island City, NY - Speaks Spanish (lender page, verified 2026-10-16) - Office in Long Island City, NY - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS - States 17 years of experience (lender page, 2026-10-16) 9. **[Edward Correa](https://lendb.ai/lo/edward-correa-493493)** (NMLS 493493), JPMorgan Chase Bank (Chase Home Lending), East Rockaway, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in East Rockaway, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: March 7, 2023 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 10. **[Laura Arias](https://lendb.ai/lo/laura-arias-2011833)** (NMLS 2011833), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: November 12, 2020 (Florida), per state regulator - States 16 years of experience (lender page, 2026-10-09) 11. **[Judelka Diaz](https://lendb.ai/lo/judelka-diaz-2253012)** (NMLS 2253012), Embrace Home Loans, Amityville, NY - Speaks Spanish (lender page, verified 2026-10-26) - Office in Amityville, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: August 31, 2023 (Texas), per state regulator 12. **[Melvin Medrano](https://lendb.ai/lo/melvin-medrano-1196042)** (NMLS 1196042), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 12 years of experience (lender page, 2026-10-09) 13. **[Javier Kato, CMA](https://lendb.ai/lo/javier-kato-cma-2230547)** (NMLS 2230547), CrossCountry Mortgage, Brooklyn, NY - Speaks Spanish (lender page, verified 2026-10-26) - Office in Brooklyn, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 14. **[Julia Lascano](https://lendb.ai/lo/julia-lascano-2036103)** (NMLS 2036103), CrossCountry Mortgage, White Plains, NY - Speaks Spanish (lender page, verified 2026-10-22) - Office in White Plains, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 15. **[Raymond Garcia](https://lendb.ai/lo/raymond-garcia-calvo-2559091)** (NMLS 2559091), Cliffco, Inc., Uniondale, NY - Speaks Spanish (lender page, verified 2026-10-15) - Office in Uniondale, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 16. **[Mario Peralta](https://lendb.ai/lo/mario-peralta-1209827)** (NMLS 1209827), JPMorgan Chase Bank (Chase Home Lending), Staten Island, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Staten Island, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 10 years of experience (lender page, 2026-10-09) 17. **[Brenda Castellon Perez](https://lendb.ai/lo/brenda-castellon-perez-2424581)** (NMLS 2424581), United Mortgage Corp., Melville, NY - Speaks Spanish (lender page, verified 2026-10-21) - Office in Melville, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 18. **[Gabriella Metzing](https://lendb.ai/lo/gabriella-metzing-2594540)** (NMLS 2594540), think one mortgage inc, Staten Island, NY - Speaks Spanish (lender page, verified 2026-10-15) - Office in Staten Island, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: March 6, 2026 (Florida), per state regulator 19. **[Fabrizio Alosa](https://lendb.ai/lo/fabrizio-alosa-2631382)** (NMLS 2631382), Cliffco, Inc., Uniondale, NY - Speaks Spanish (lender page, verified 2026-10-15) - Office in Uniondale, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 20. **[Michael Albert Quiroz](https://lendb.ai/lo/michael-quiroz-249004)** (NMLS 249004), Meadowbrook Financial Mortgage Bankers Corp., Hicksville, NY - Speaks Spanish (lender page, verified 2026-10-15) - Office in Hicksville, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 21. **[Kenneth Lemus](https://lendb.ai/lo/kenneth-lemus-1330793)** (NMLS 1330793), Bank of America, White Plains, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in White Plains, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 11 years of experience (lender page, 2026-10-19) 22. **[Fulvio R. Chaljub](https://lendb.ai/lo/fulvio-r-chaljub-1882036)** (NMLS 1882036), Quontic Bank, Suffolk & Nassau Counties, NYC, NY - Speaks Spanish (lender page, verified 2026-10-16) - Office in Suffolk & Nassau Counties, NYC, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 7 years of experience (lender page, 2026-10-16) 23. **[Jacob Ragusa](https://lendb.ai/lo/jacob-ragusa-1732693)** (NMLS 1732693), JPMorgan Chase Bank (Chase Home Lending), Sunnyside, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Sunnyside, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: January 6, 2025 (Florida), per state regulator - States 5 years of experience (lender page, 2026-10-09) 24. **[Jose Becerra](https://lendb.ai/lo/jose-becerra-56087)** (NMLS 56087), JPMorgan Chase Bank (Chase Home Lending), Middle Village, NY - Speaks Spanish (lender page, verified 2026-10-19) - Office in Middle Village, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Roger Rojas](https://lendb.ai/lo/roger-rojas-1224304)** (NMLS 1224304), U.S. Bank, New York, NY - Speaks Spanish (lender page, verified 2026-10-21) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS Cite as: LenDb.ai, https://lendb.ai/lang/es/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._