{
  "canonical_url": "https://lendb.ai/lang/es/oklahoma",
  "summary": "As of 2026-10-26, LenDb lists 27 loan officers licensed in or based in Oklahoma whose lender pages say they speak Spanish. The top-ranked are Sergio Bustillos (The Mortgage Link, Inc., Tulsa), Robert Nunez (Guild Mortgage, Dallas) and Jessika Streck (The Mortgage Link, Inc., Tulsa). Ranking is lender-neutral: a license in OK, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "es",
  "state": "OK",
  "total": 27,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 34.8,
      "loan_officer": {
        "nmls_id": 1601351,
        "slug": "sergio-bustillos-1601351",
        "full_name": "Sergio Bustillos",
        "canonical_url": "https://lendb.ai/lo/sergio-bustillos-1601351",
        "json_url": "https://lendb.ai/lo/sergio-bustillos-1601351.json",
        "lender": {
          "nmls_id": 113054,
          "name": "The Mortgage Link, Inc.",
          "slug": "the-mortgage-link-inc-113054",
          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Sergio%20Bustillos.png",
        "licensed_states": [
          "TX",
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-04-29",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/sergio-bustillos",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 29, 2022 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sergio-bustillos-1601351",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.themortgagelink.com/loan-officer/sergio-bustillos"
      }
    },
    {
      "rank": 2,
      "score": 33.5,
      "loan_officer": {
        "nmls_id": 307169,
        "slug": "robert-nunez-307169",
        "full_name": "Robert Nunez",
        "licensed_names": [
          {
            "name": "Robert Nunez",
            "name_with_middle_initial": "Robert C. Nunez",
            "first_name": "Robert",
            "middle_initial": "C",
            "last_name": "Nunez",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/robert-nunez-307169",
        "json_url": "https://lendb.ai/lo/robert-nunez-307169.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Dallas",
          "state": "TX"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/aprnu-robert-nunez.jpg",
        "licensed_states": [
          "TX",
          "LA",
          "OK"
        ],
        "licenses": [
          {
            "state": "LA",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "low-credit",
          "manufactured",
          "new-construction",
          "physician",
          "renovation",
          "usda",
          "va",
          "vacation-home"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2008-06-11",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2008,
          "state": "TX"
        },
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/tx/dallas/robert-nunez-890-aprnu.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-20)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: June 11, 2008 (Texas), per state regulator",
        "States 20 years of experience (lender page, 2026-10-20)"
      ],
      "canonical_url": "https://lendb.ai/lo/robert-nunez-307169",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://branches.guildmortgage.com/tx/dallas/robert-nunez-890-aprnu.html"
      }
    },
    {
      "rank": 3,
      "score": 33.5,
      "loan_officer": {
        "nmls_id": 2616864,
        "slug": "jessika-streck-2616864",
        "full_name": "Jessika Streck",
        "canonical_url": "https://lendb.ai/lo/jessika-streck-2616864",
        "json_url": "https://lendb.ai/lo/jessika-streck-2616864.json",
        "lender": {
          "nmls_id": 113054,
          "name": "The Mortgage Link, Inc.",
          "slug": "the-mortgage-link-inc-113054",
          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Jessika%20Streck.png",
        "licensed_states": [
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/jessika-streck",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/jessika-streck-2616864",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.themortgagelink.com/loan-officer/jessika-streck"
      }
    },
    {
      "rank": 4,
      "score": 33.3,
      "loan_officer": {
        "nmls_id": 1280113,
        "slug": "jaime-dejesus-1280113",
        "full_name": "Jaime Dejesus",
        "canonical_url": "https://lendb.ai/lo/jaime-dejesus-1280113",
        "json_url": "https://lendb.ai/lo/jaime-dejesus-1280113.json",
        "lender": {
          "nmls_id": 1820,
          "name": "CMG Home Loans",
          "slug": "cmg-home-loans-1820",
          "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
          "type": "imb"
        },
        "branch": {
          "city": "Grand Prairie",
          "state": "TX"
        },
        "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_5866_Jaime_Dejesus_1791468076",
        "licensed_states": [
          "FL",
          "CO",
          "LA",
          "TX",
          "AL",
          "AR",
          "CA",
          "IA",
          "KS",
          "KY",
          "MD",
          "MT",
          "OK",
          "TN"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IA",
            "confidence": "confirmed"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "jumbo",
          "low-credit",
          "new-construction",
          "renovation",
          "reverse",
          "usda"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2018-02-10",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2018,
          "state": "TX"
        },
        "years_experience": 25,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/jaime-dejesus",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-20)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 10, 2018 (Texas), per state regulator",
        "States 25 years of experience (lender page, 2026-10-20)"
      ],
      "canonical_url": "https://lendb.ai/lo/jaime-dejesus-1280113",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://www.cmghomeloans.com/mysite/jaime-dejesus"
      }
    },
    {
      "rank": 5,
      "score": 32.8,
      "loan_officer": {
        "nmls_id": 1308662,
        "slug": "elsa-vidales-1308662",
        "full_name": "Elsa Vidales",
        "canonical_url": "https://lendb.ai/lo/elsa-vidales-1308662",
        "json_url": "https://lendb.ai/lo/elsa-vidales-1308662.json",
        "lender": {
          "nmls_id": 40508,
          "name": "ALCOVA Mortgage",
          "slug": "alcova-mortgage-40508",
          "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://alcova.com/wp-content/uploads/2026/04/elsa-vidales.png",
        "licensed_states": [
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [
          "1099-income",
          "bank-statement",
          "dscr",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "jumbo",
          "reverse",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://alcova.com/loan-officer/evidales/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-21)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/elsa-vidales-1308662",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://alcova.com/loan-officer/evidales/"
      }
    },
    {
      "rank": 6,
      "score": 32.8,
      "loan_officer": {
        "nmls_id": 1417856,
        "slug": "william-gomez-1417856",
        "full_name": "William Gomez",
        "canonical_url": "https://lendb.ai/lo/william-gomez-1417856",
        "json_url": "https://lendb.ai/lo/william-gomez-1417856.json",
        "lender": {
          "nmls_id": 113054,
          "name": "The Mortgage Link, Inc.",
          "slug": "the-mortgage-link-inc-113054",
          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/William%20Gomez%20(4).png",
        "licensed_states": [
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/william-gomez",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/william-gomez-1417856",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.themortgagelink.com/loan-officer/william-gomez"
      }
    },
    {
      "rank": 7,
      "score": 32.8,
      "loan_officer": {
        "nmls_id": 2266014,
        "slug": "david-navas-2266014",
        "full_name": "David Navas",
        "canonical_url": "https://lendb.ai/lo/david-navas-2266014",
        "json_url": "https://lendb.ai/lo/david-navas-2266014.json",
        "lender": {
          "nmls_id": 113054,
          "name": "The Mortgage Link, Inc.",
          "slug": "the-mortgage-link-inc-113054",
          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/David%20Navas.png",
        "licensed_states": [
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "es"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/david-navas",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/david-navas-2266014",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.themortgagelink.com/loan-officer/david-navas"
      }
    },
    {
      "rank": 8,
      "score": 32.3,
      "loan_officer": {
        "nmls_id": 2709131,
        "slug": "nathanael-perez-2709131",
        "full_name": "Nate Perez",
        "canonical_url": "https://lendb.ai/lo/nathanael-perez-2709131",
        "json_url": "https://lendb.ai/lo/nathanael-perez-2709131.json",
        "lender": {
          "nmls_id": 182383,
          "name": "Associated Mortgage Corporation",
          "slug": "associated-mortgage-corporation-182383",
          "canonical_url": "https://lendb.ai/lender/associated-mortgage-corporation-182383",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Nate%20Perez.png",
        "licensed_states": [
          "TX",
          "AR",
          "OK"
        ],
        "licenses": [
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-09-16",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2025,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://amcmtg.com/nperez/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 16, 2025 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/nathanael-perez-2709131",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.themortgagelink.com/loan-officer/nate-perez"
      }
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      "rank": 9,
      "score": 31,
      "loan_officer": {
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        "slug": "mario-francisco-francisco-alonzo-212649",
        "full_name": "Mario Francisco Francisco Alonzo",
        "canonical_url": "https://lendb.ai/lo/mario-francisco-francisco-alonzo-212649",
        "json_url": "https://lendb.ai/lo/mario-francisco-francisco-alonzo-212649.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
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        "branch": {
          "city": "Owasso",
          "state": "OK"
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        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
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        "specialties": [
          {
            "slug": "fha",
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          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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            "source": "HUD",
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        "Speaks Spanish (lender page, verified 2026-10-19)",
        "Office in Owasso, OK",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/mario-francisco-francisco-alonzo-212649",
      "license_check": {
        "state": "OK",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
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      "score": 31,
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        "json_url": "https://lendb.ai/lo/joel-madrid-296788.json",
        "lender": {
          "nmls_id": 113054,
          "name": "The Mortgage Link, Inc.",
          "slug": "the-mortgage-link-inc-113054",
          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
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        "branch": {
          "city": "Corinth",
          "state": "TX"
        },
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          "CA",
          "OK"
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            "confidence": "confirmed"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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        "languages": [
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        "employer_program_approvals": [
          {
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            "as_of": "2026-08"
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        "earliest_license_record": {
          "date": "2015-01-06",
          "state": "TX"
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        "licensed_since": {
          "year": 2015,
          "state": "TX"
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        "years_experience": 15,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/joel-madrid",
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        "Speaks Spanish (lender page, verified 2026-10-15)",
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        "Earliest state license record: January 6, 2015 (Texas), per state regulator",
        "States 15 years of experience (lender page, 2026-10-15)"
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      "canonical_url": "https://lendb.ai/lo/joel-madrid-296788",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.themortgagelink.com/loan-officer/joel-madrid"
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            "source": "state_regulator",
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        "lender": {
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          "name": "The Mortgage Link, Inc.",
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          "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
          "type": "imb"
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          "state": "TX"
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          "OK",
          "UT"
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        "licenses": [
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            "confidence": "confirmed"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [
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        "lender_offers": [],
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        "earliest_license_record": {
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          "state": "TX"
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        "licensed_since": {
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          "state": "TX"
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        "years_experience": 16,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/jorge-madrid",
        "disciplinary_check": "not_checked"
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        "Speaks Spanish (lender page, verified 2026-10-15)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: October 24, 2010 (Texas), per state regulator",
        "States 16 years of experience (lender page, 2026-10-15)"
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      "canonical_url": "https://lendb.ai/lo/jorge-madrid-267553",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.themortgagelink.com/loan-officer/jorge-madrid"
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        "full_name": "David Rodriguez",
        "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052",
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          "name": "Integrity Home Mortgage Corporation",
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          "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
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          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "NC",
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          "NJ",
          "NM",
          "OH",
          "OK",
          "PA",
          "RI",
          "SC",
          "TN",
          "UT",
          "VA",
          "WV"
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        "licenses": [
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            "confidence": "lender_reported"
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            "state": "AR",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "lender_reported"
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            "state": "DC",
            "confidence": "lender_reported"
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          {
            "state": "DE",
            "confidence": "lender_reported"
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            "state": "FL",
            "confidence": "lender_reported"
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          {
            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "IA",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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          {
            "state": "LA",
            "confidence": "lender_reported"
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          {
            "state": "MA",
            "confidence": "lender_reported"
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          {
            "state": "MD",
            "confidence": "lender_reported"
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          {
            "state": "ME",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "NH",
            "confidence": "lender_reported"
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          {
            "state": "NJ",
            "confidence": "lender_reported"
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          {
            "state": "NM",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "lender_reported"
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          {
            "state": "RI",
            "confidence": "lender_reported"
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          {
            "state": "SC",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "UT",
            "confidence": "lender_reported"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "WV",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [
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        ],
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        "earliest_license_record": {
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          "state": "TX"
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        "licensed_since": {
          "year": 2010,
          "state": "TX"
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        "years_experience": null,
        "lender_profile_url": "https://ihmcloans.com/david-rodriguez/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 2, 2010 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/david-rodriguez-209052",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ihmcloans.com/david-rodriguez/"
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      "rank": 13,
      "score": 28.5,
      "loan_officer": {
        "nmls_id": 373055,
        "slug": "louis-rios-373055",
        "full_name": "Louis Rios",
        "canonical_url": "https://lendb.ai/lo/louis-rios-373055",
        "json_url": "https://lendb.ai/lo/louis-rios-373055.json",
        "lender": {
          "nmls_id": 208516,
          "name": "Integrity Home Mortgage Corporation",
          "slug": "integrity-home-mortgage-corporation-208516",
          "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
          "type": "imb"
        },
        "branch": {
          "city": "Plano",
          "state": "TX"
        },
        "headshot_url": null,
        "licensed_states": [
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          "TX",
          "LA",
          "AL",
          "GA",
          "OK",
          "VA",
          "AR"
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        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AR",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "LA",
            "confidence": "confirmed"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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        "languages": [
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        "specialties": [],
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        "years_licensed": null,
        "earliest_license_record": {
          "date": "2013-12-06",
          "state": "TX"
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        "licensed_since": {
          "year": 2013,
          "state": "TX"
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        "years_experience": null,
        "lender_profile_url": "https://ihmcloans.com/louis-rios/",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: December 6, 2013 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/louis-rios-373055",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ihmcloans.com/louis-rios/"
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      "score": 28,
      "loan_officer": {
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        "full_name": "Don Thomas",
        "licensed_names": [
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            "name": "Donald Thomas",
            "name_with_middle_initial": "Donald W. Thomas",
            "first_name": "Donald",
            "middle_initial": "W",
            "last_name": "Thomas",
            "states": [
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            "source": "state_regulator",
            "as_of": "2026-10-12"
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        ],
        "canonical_url": "https://lendb.ai/lo/donald-thomas-217626",
        "json_url": "https://lendb.ai/lo/donald-thomas-217626.json",
        "lender": {
          "nmls_id": 2421702,
          "name": "Utopia Mortgage LLC",
          "slug": "utopia-mortgage-llc-2421702",
          "canonical_url": "https://lendb.ai/lender/utopia-mortgage-llc-2421702",
          "type": "imb"
        },
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          "state": null
        },
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        "licensed_states": [
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            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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        "federal_registration_likely": false,
        "languages": [
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        "specialties": [],
        "lender_offers": [],
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        "earliest_license_record": {
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          "state": "TX"
        },
        "licensed_since": {
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          "state": "TX"
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        "years_experience": null,
        "lender_profile_url": "https://don.utopiamortgage.net/",
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      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-15)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 22, 2013 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/donald-thomas-217626",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://don.utopiamortgage.net/"
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    {
      "rank": 15,
      "score": 27.8,
      "loan_officer": {
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        "slug": "erik-patten-507517",
        "full_name": "Erik Patten",
        "licensed_names": [
          {
            "name": "Erik Patten",
            "name_with_middle_initial": "Erik J. Patten",
            "first_name": "Erik",
            "middle_initial": "J",
            "last_name": "Patten",
            "states": [
              "CA",
              "CO",
              "FL",
              "IA",
              "OR",
              "TX",
              "WY"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-27"
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        ],
        "canonical_url": "https://lendb.ai/lo/erik-patten-507517",
        "json_url": "https://lendb.ai/lo/erik-patten-507517.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Boulder",
          "state": "CO"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/hpep-erik-patten.jpg",
        "licensed_states": [
          "CO",
          "TX",
          "CA",
          "IA",
          "OR",
          "KS",
          "MN",
          "OK",
          "WY"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "IA",
            "confidence": "confirmed"
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          {
            "state": "KS",
            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "confirmed"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "WY",
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        ],
        "federal_registration_likely": false,
        "languages": [
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        "specialties": [
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            "evidence": "lender_page_text"
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        ],
        "lender_offers": [
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          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "low-credit",
          "manufactured",
          "new-construction",
          "physician",
          "renovation",
          "usda",
          "va",
          "vacation-home"
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        "employer_program_approvals": [
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        },
        "licensed_since": {
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        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/co/boulder/erik-patten-852-hpep.html",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-26)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 24, 2017 (Colorado), per state regulator"
      ],
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}