--- canonical_url: https://lendb.ai/lang/es/oregon last_verified: 2026-10-26 --- # Spanish-speaking loan officers in Oregon As of 2026-10-26, LenDb lists 21 loan officers licensed in or based in Oregon whose lender pages say they speak Spanish. The top-ranked are Steven Hernandez (CrossCountry Mortgage, Salem), Holly Smith (Guild Mortgage, Albany) and Trina Fangon (Union Home Mortgage, Tigard). Ranking is lender-neutral: a license in OR, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Steven Hernandez](https://lendb.ai/lo/steven-hernandez-404540)** (NMLS 404540), CrossCountry Mortgage, Salem, OR - Speaks Spanish (lender page, verified 2026-10-22) - Office in Salem, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: April 10, 2018 (Oregon), per state regulator - States 27 years of experience (lender page, 2026-10-22) 2. **[Holly Smith](https://lendb.ai/lo/holly-smith-211163)** (NMLS 211163), Guild Mortgage, Albany, OR - Speaks Spanish (lender page, verified 2026-10-26) - Office in Albany, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: July 31, 2010 (Oregon), per state regulator - States 20 years of experience (lender page, 2026-10-26) 3. **[Trina Fangon](https://lendb.ai/lo/trina-fangon-442520)** (NMLS 442520), Union Home Mortgage, Tigard, OR - Speaks Spanish (lender page, verified 2026-10-14) - Office in Tigard, OR - Licensed in OR: confirmed with the Oregon regulator (license 442520), verified 2026-10-20 - Earliest state license record: January 4, 2023 (Oregon), per state regulator - States 25 years of experience (lender page, 2026-10-14) 4. **[Claudia Chapman](https://lendb.ai/lo/claudia-chapman-302526)** (NMLS 302526), Advantage Mortgage, Inc., Salem, OR - Speaks Spanish (lender page, verified 2026-10-26) - Office in Salem, OR - Licensed in OR: confirmed with the Oregon regulator (license 302526), verified 2026-10-20 - Earliest state license record: August 6, 2010 (Oregon), per state regulator - States 19 years of experience (lender page, 2026-10-26) 5. **[Eunice Parham](https://lendb.ai/lo/eunice-parham-1395986)** (NMLS 1395986), CMG Home Loans, Eugene, OR - Speaks Spanish (lender page, verified 2026-10-20) - Office in Eugene, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: January 6, 2021 (Texas), per state regulator - States 12 years of experience (lender page, 2026-10-20) 6. **[Steven Martinez](https://lendb.ai/lo/steven-martinez-1539506)** (NMLS 1539506), Banner Bank, Portland, OR - Speaks Spanish (lender page, verified 2026-10-16) - Office in Portland, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-16) 7. **[Rox Baltazar](https://lendb.ai/lo/rox-baltazar-1635613)** (NMLS 1635613), Evergreen Home Loans, Portland, OR - Speaks Spanish (lender page, verified 2026-10-21) - Office in Portland, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: June 29, 2017 (Oregon), per state regulator 8. **[Joe Martinez](https://lendb.ai/lo/joe-martinez-593089)** (NMLS 593089), Mortgage Solutions of Colorado, LLC, Oregon City, OR - Speaks Spanish (lender page, verified 2026-10-21) - Office in Oregon City, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: January 18, 2018 (Oregon), per state regulator 9. **[Ricky Guadarrama](https://lendb.ai/lo/jose-eslava-guadarrama-445583)** (NMLS 445583), American Pacific Mortgage, Portland, OR - Speaks Spanish (lender page, verified 2026-10-20) - Office in Portland, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: April 5, 2018 (Oregon), per state regulator 10. **[Joseph Portillo](https://lendb.ai/lo/joseph-portillo-498755)** (NMLS 498755), Washington Trust Bank, Portland, OR - Speaks Spanish (lender page, verified 2026-10-16) - Office in Portland, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 17 years of experience (lender page, 2026-10-16) 11. **[Adam Van De Bovenkamp](https://lendb.ai/lo/adam-van-de-bovenkamp-2485317)** (NMLS 2485317), GoPrime Mortgage, Inc., Roseburg, OR - Speaks Spanish (lender page, verified 2026-10-15) - Office in Roseburg, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: December 12, 2023 (Oregon), per state regulator - States 5 years of experience (lender page, 2026-10-15) 12. **[Ana Flores](https://lendb.ai/lo/ana-flores-2313932)** (NMLS 2313932), Directors Mortgage, Hood River, OR - Speaks Spanish (lender page, verified 2026-10-21) - Office in Hood River, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: November 1, 2022 (Oregon), per state regulator 13. **[Jose Garibay](https://lendb.ai/lo/jose-garibay-2582708)** (NMLS 2582708), Advantage Mortgage, Inc., Salem, OR - Speaks Spanish (lender page, verified 2026-10-15) - Office in Salem, OR - Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20 - Earliest state license record: July 1, 2024 (Oregon), per state regulator 14. **[Josh Alexander](https://lendb.ai/lo/josh-alexander-400418)** (NMLS 400418), U.S. Bank, Bend, OR - Speaks Spanish (lender page, verified 2026-10-21) - Office in Bend, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **["PG" A Garcia](https://lendb.ai/lo/pg-a-garcia-453558)** (NMLS 453558), JPMorgan Chase Bank (Chase Home Lending), Portland, OR - Speaks Spanish (lender page, verified 2026-10-19) - Office in Portland, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Alejandra Barbosa Bonola](https://lendb.ai/lo/alejandra-barbosa-bonola-2641718)** (NMLS 2641718), JPMorgan Chase Bank (Chase Home Lending), Hillsboro, OR - Speaks Spanish (lender page, verified 2026-10-26) - Office in Hillsboro, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: March 27, 2025 (Oregon), per state regulator 17. **[Rocio Solis](https://lendb.ai/lo/rocio-solis-1575003)** (NMLS 1575003), Banner Bank, Medford, OR - Speaks Spanish (lender page, verified 2026-10-16) - Office in Medford, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Luz Garcia](https://lendb.ai/lo/luz-garcia-2805448)** (NMLS 2805448), Bank of America, Hillsboro, OR - Speaks Spanish (lender page, verified 2026-10-19) - Office in Hillsboro, OR - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Heidy Perez Phillip](https://lendb.ai/lo/heidy-perez-phillip-862396)** (NMLS 862396), Zero Point Mortgage Services - Speaks Spanish (lender page, verified 2026-10-15) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 27, 2012 (Colorado), per state regulator - States 15 years of experience (lender page, 2026-10-15) 20. **[Santiago Estrada](https://lendb.ai/lo/santiago-estrada-298619)** (NMLS 298619), Lifetime Home Loans, LLC - Speaks Spanish (lender page, verified 2026-10-15) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) Cite as: LenDb.ai, https://lendb.ai/lang/es/oregon. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._