--- canonical_url: https://lendb.ai/lang/es/tennessee last_verified: 2026-10-26 --- # Spanish-speaking loan officers in Tennessee As of 2026-10-26, LenDb lists 36 loan officers licensed in or based in Tennessee whose lender pages say they speak Spanish. The top-ranked are Tim Simko (Loan Factory), Andi Bernal (Churchill Mortgage, Brentwood) and Jonathan Salinas (CrossCountry Mortgage, Memphis). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Tim Simko](https://lendb.ai/lo/timothy-simko-269367)** (NMLS 269367), Loan Factory, TN - Speaks Spanish (lender page, verified 2026-10-09) - Office in Tennessee - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 11, 2000 (Texas), per state regulator 2. **[Andi Bernal](https://lendb.ai/lo/andi-bernal-2118002)** (NMLS 2118002), Churchill Mortgage, Brentwood, TN - Speaks Spanish (lender page, verified 2026-10-20) - Office in Brentwood, TN - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 19, 2022 (Florida), per state regulator 3. **[Jonathan Salinas](https://lendb.ai/lo/jonathan-salinas-2451140)** (NMLS 2451140), CrossCountry Mortgage, Memphis, TN - Speaks Spanish (lender page, verified 2026-10-21) - Office in Memphis, TN - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 24, 2023 (Illinois), per state regulator 4. **[Jorge Posada](https://lendb.ai/lo/jorge-posada-206531)** (NMLS 206531), The Mortgage Link, Inc., Rockville, MD - Speaks Spanish (lender page, verified 2026-10-15) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 31, 2018 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-15) 5. **[John Harrison](https://lendb.ai/lo/john-harrison-310820)** (NMLS 310820), Guaranteed Rate Affinity, LLC, Murray, UT - Speaks Spanish (lender page, verified 2026-10-15) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 3, 2026 (Florida), per state regulator - States 29 years of experience (lender page, 2026-10-15) 6. **[Jaime Dejesus](https://lendb.ai/lo/jaime-dejesus-1280113)** (NMLS 1280113), CMG Home Loans, Grand Prairie, TX - Speaks Spanish (lender page, verified 2026-10-20) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 10, 2018 (Texas), per state regulator - States 25 years of experience (lender page, 2026-10-20) 7. **[Christina McCollum](https://lendb.ai/lo/christina-mccollum-1398321)** (NMLS 1398321), Churchill Mortgage, Kennewick, WA - Speaks Spanish (lender page, verified 2026-10-20) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 6, 2017 (Oregon), per state regulator - States 20 years of experience (lender page, 2026-10-20) 8. **[Sucy Nieves-Perry](https://lendb.ai/lo/sucy-nieves-perry-1580286)** (NMLS 1580286), Churchill Mortgage, Brentwood, TN - Speaks Spanish (lender page, verified 2026-10-20) - Office in Brentwood, TN - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Lucia Wester Pacheco](https://lendb.ai/lo/lucia-wester-pacheco-2540341)** (NMLS 2540341), CrossCountry Mortgage, Chattanooga, TN - Speaks Spanish (lender page, verified 2026-10-26) - Office in Chattanooga, TN - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[Edgar Ibarra](https://lendb.ai/lo/edgar-ibarra-1988813)** (NMLS 1988813), Bank of America, Franklin, TN - Speaks Spanish (lender page, verified 2026-10-19) - Office in Franklin, TN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: September 24, 2021 (Wisconsin), per state regulator 11. **[Derek Latta](https://lendb.ai/lo/derek-latta-2031480)** (NMLS 2031480), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 11, 2020 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 12. **[Carlos Flores](https://lendb.ai/lo/carlos-flores-238306)** (NMLS 238306), CrossCountry Mortgage, West Covina, CA - Speaks Spanish (lender page, verified 2026-10-09) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 20, 2010 (California), per state regulator 13. **[Charles Schubert](https://lendb.ai/lo/charles-schubert-1686176)** (NMLS 1686176), U.S. Bank, Franklin, TN - Speaks Spanish (lender page, verified 2026-10-21) - Office in Franklin, TN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[David Rodriguez](https://lendb.ai/lo/david-rodriguez-209052)** (NMLS 209052), Integrity Home Mortgage Corporation, Jersey Village, TX - Speaks Spanish (lender page, verified 2026-10-15) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 2, 2010 (Texas), per state regulator 15. **[Cinthia Leon](https://lendb.ai/lo/cinthia-leon-2005551)** (NMLS 2005551), Bank of America, Gallatin, TN - Speaks Spanish (lender page, verified 2026-10-19) - Office in Gallatin, TN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Mike Fernandez](https://lendb.ai/lo/miguel-fernandez-516256)** (NMLS 516256), Barrett Financial Group, Gilbert, AZ - Speaks Spanish (lender page, verified 2026-10-20) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 15, 2017 (Florida), per state regulator 17. **[Sergio Gomez](https://lendb.ai/lo/sergio-gomez-montoya-452242)** (NMLS 452242), CrossCountry Mortgage, Portage, MI - Speaks Spanish (lender page, verified 2026-10-26) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 27, 2026 (Florida), per state regulator - States 10 years of experience (lender page, 2026-10-26) 18. **[David Demarchena](https://lendb.ai/lo/david-demarchena-1216034)** (NMLS 1216034), CrossCountry Mortgage, Miami, FL - Speaks Spanish (lender page, verified 2026-10-22) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 24, 2017 (Florida), per state regulator 19. **[Tony Bardawil](https://lendb.ai/lo/antonio-bardawil-1638874)** (NMLS 1638874), CrossCountry Mortgage, Cleveland, OH - Speaks Spanish (lender page, verified 2026-10-26) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 20, 2017 (California), per state regulator 20. **[Chris Parks](https://lendb.ai/lo/aaron-parks-1021326)** (NMLS 1021326), Churchill Mortgage, Glen Allen, VA - Speaks Spanish (lender page, verified 2026-10-20) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 24, 2021 (Florida), per state regulator 21. **[Ana Campa](https://lendb.ai/lo/ana-campa-216609)** (NMLS 216609), American Pacific Mortgage, Gainesville, GA - Speaks Spanish (lender page, verified 2026-10-20) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 18, 2018 (Florida), per state regulator 22. **[Max Leaman](https://lendb.ai/lo/max-leaman-151263)** (NMLS 151263), LoanPeople, Austin, TX - Speaks Spanish (lender page, verified 2026-10-21) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 11, 2017 (Texas), per state regulator 23. **[Wendy Gilstrap](https://lendb.ai/lo/wendy-gilstrap-1469791)** (NMLS 1469791), Fairway Independent Mortgage Corporation, Cartersville, GA - Speaks Spanish (lender page, verified 2026-10-19) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 25, 2022 (Florida), per state regulator 24. **[Antonio Cordero](https://lendb.ai/lo/antonio-cordero-1707724)** (NMLS 1707724), Loan Factory - Speaks Spanish (lender page, verified 2026-10-09) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 20, 2018 (California), per state regulator 25. **[Ariel Drotter](https://lendb.ai/lo/ariel-drotter-arguello-2285087)** (NMLS 2285087), Panorama Mortgage Group, LLC, Las Vegas, NV - Speaks Spanish (lender page, verified 2026-10-15) - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 27, 2022 (Iowa), per state regulator Cite as: LenDb.ai, https://lendb.ai/lang/es/tennessee. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._