{
  "canonical_url": "https://lendb.ai/lang/es/wisconsin",
  "summary": "As of 2026-10-21, LenDb lists 4 loan officers licensed in or based in Wisconsin whose lender pages say they speak Spanish. The top-ranked are Lupe Dymale (Bank Five Nine, Milwaukee), Leonardo Bermeo (Guild Mortgage, Antigo) and Ana Munoz (JPMorgan Chase Bank (Chase Home Lending), Kenosha). Ranking is lender-neutral: a license in WI, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "es",
  "state": "WI",
  "total": 4,
  "last_verified": "2026-10-21",
  "results": [
    {
      "rank": 1,
      "score": 40.5,
      "loan_officer": {
        "nmls_id": 1990965,
        "slug": "lupe-dymale-1990965",
        "full_name": "Lupe Dymale",
        "canonical_url": "https://lendb.ai/lo/lupe-dymale-1990965",
        "json_url": "https://lendb.ai/lo/lupe-dymale-1990965.json",
        "lender": {
          "nmls_id": 410817,
          "name": "Bank Five Nine",
          "slug": "bank-five-nine-410817",
          "canonical_url": "https://lendb.ai/lender/bank-five-nine-410817",
          "type": "bank"
        },
        "branch": {
          "city": "Milwaukee",
          "state": "WI"
        },
        "headshot_url": "https://www.bankfivenine.com/wp-content/uploads/2023/04/Bank59-Lupe-Dymale-0423-websquare-removebg-preview.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "en",
          "es"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://www.bankfivenine.com/banker/mortgage-lenders/lupe-dymale/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-16)",
        "Office in Milwaukee, WI",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 20 years of experience (lender page, 2026-10-16)"
      ],
      "canonical_url": "https://lendb.ai/lo/lupe-dymale-1990965",
      "license_check": {
        "state": "WI",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-16",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 37.5,
      "loan_officer": {
        "nmls_id": 2387962,
        "slug": "leonardo-bermeo-2387962",
        "full_name": "Leonardo Bermeo",
        "licensed_names": [
          {
            "name": "Leonardo Bermeo Fittante",
            "name_with_middle_initial": null,
            "first_name": "Leonardo",
            "middle_initial": null,
            "last_name": "Bermeo Fittante",
            "states": [
              "WI"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-21"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/leonardo-bermeo-2387962",
        "json_url": "https://lendb.ai/lo/leonardo-bermeo-2387962.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Antigo",
          "state": "WI"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/umlber-leonardo-bermeo.jpg",
        "licensed_states": [
          "MN",
          "WI"
        ],
        "licenses": [
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "es"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "low-credit",
          "manufactured",
          "new-construction",
          "physician",
          "renovation",
          "usda",
          "va",
          "vacation-home"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-11-25",
          "state": "WI"
        },
        "licensed_since": {
          "year": 2024,
          "state": "WI"
        },
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/wi/antigo/leonardo-bermeo-667-umlber.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-20)",
        "Office in Antigo, WI",
        "Licensed in WI: confirmed with the Wisconsin regulator (license 2387962), verified 2026-10-21",
        "Earliest state license record: November 25, 2024 (Wisconsin), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/leonardo-bermeo-2387962",
      "license_check": {
        "state": "WI",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in WI: confirmed with the Wisconsin regulator (license 2387962), verified 2026-10-21",
        "verified_at": "2026-10-21",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/"
      }
    },
    {
      "rank": 3,
      "score": 33,
      "loan_officer": {
        "nmls_id": 1657973,
        "slug": "ana-munoz-1657973",
        "full_name": "Ana Munoz",
        "canonical_url": "https://lendb.ai/lo/ana-munoz-1657973",
        "json_url": "https://lendb.ai/lo/ana-munoz-1657973.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Kenosha",
          "state": "WI"
        },
        "headshot_url": "http://a.mktgcdn.com/p/pYtCmo-2b7UF8OQsYVbJ2EHCrgre8CwX_z5XOMS5Ei8/834x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 4,
        "lender_profile_url": "https://homelendingadvisor.chase.com/wi/kenosha/3611-80th-st-hla-1657973",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-19)",
        "Office in Kenosha, WI",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 4 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/ana-munoz-1657973",
      "license_check": {
        "state": "WI",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 4,
      "score": 30.3,
      "loan_officer": {
        "nmls_id": 447074,
        "slug": "sandra-benitez-447074",
        "full_name": "Sandra Benitez",
        "canonical_url": "https://lendb.ai/lo/sandra-benitez-447074",
        "json_url": "https://lendb.ai/lo/sandra-benitez-447074.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Milwaukee",
          "state": "WI"
        },
        "headshot_url": "http://a.mktgcdn.com/p/CPkdu__9PxJDpfOBEPLcScE9JmOmBP2Tw9imQkLJnaE/723x1083.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/wi/milwaukee/1337-s-cesar-e-chavez-dr-hla-447074",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Spanish (lender page, verified 2026-10-19)",
        "Office in Milwaukee, WI",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/sandra-benitez-447074",
      "license_check": {
        "state": "WI",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}