{
  "canonical_url": "https://lendb.ai/lang/fr/alabama",
  "summary": "As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Alabama whose lender pages say they speak French. The top-ranked is Richardson Noel (Loan Factory). Ranking is lender-neutral: a license in AL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "fr",
  "state": "AL",
  "total": 1,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 21.8,
      "loan_officer": {
        "nmls_id": 2606759,
        "slug": "richardson-noel-2606759",
        "full_name": "Richardson Noel",
        "canonical_url": "https://lendb.ai/lo/richardson-noel-2606759",
        "json_url": "https://lendb.ai/lo/richardson-noel-2606759.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/7rCuPyxjbB-0_ebrJq5ejbkaWGiG8-XKEoHY_FskM77vtLDOmtOr7JEBDkk-uiw1EGAdcygR-KluxMjOqV6_pca-57eko4C4LX7G",
        "licensed_states": [
          "FL",
          "AL",
          "IL",
          "MN",
          "MO"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "fr",
          "ht"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-05-27",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/richardson-noel-2606759",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks French (lender page, verified 2026-10-09)",
        "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 27, 2025 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/richardson-noel-2606759",
      "license_check": {
        "state": "AL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/richardson-noel-2606759"
      }
    }
  ]
}