{
  "canonical_url": "https://lendb.ai/lang/fr/colorado",
  "summary": "As of 2026-10-19, LenDb lists 1 loan officer licensed in or based in Colorado whose lender pages say they speak French. The top-ranked is Jeana Haynes (JPMorgan Chase Bank (Chase Home Lending), Highlands Ranch). Ranking is lender-neutral: a license in CO, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "fr",
  "state": "CO",
  "total": 1,
  "last_verified": "2026-10-19",
  "results": [
    {
      "rank": 1,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 694612,
        "slug": "jeana-haynes-694612",
        "full_name": "Jeana Haynes",
        "canonical_url": "https://lendb.ai/lo/jeana-haynes-694612",
        "json_url": "https://lendb.ai/lo/jeana-haynes-694612.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Highlands Ranch",
          "state": "CO"
        },
        "headshot_url": "http://a.mktgcdn.com/p/BFWCQ-9bd-gRcRUnYL61Z2L7QDaYGPSRkgJenjuYVVY/834x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "fr"
        ],
        "specialties": [
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://homelendingadvisor.chase.com/co/highlands-ranch/1605-mayberry-dr-hla-694612",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks French (lender page, verified 2026-10-19)",
        "Office in Highlands Ranch, CO",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/jeana-haynes-694612",
      "license_check": {
        "state": "CO",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}