{ "canonical_url": "https://lendb.ai/lang/fr/florida", "summary": "As of 2026-10-26, LenDb lists 4 loan officers licensed in or based in Florida whose lender pages say they speak French. The top-ranked are JJ Ellong (CrossCountry Mortgage, Orlando), Will Dukes (Summit Mortgage Corporation, Naples) and Marianna Gabriel (JPMorgan Chase Bank (Chase Home Lending), Boca Raton). Ranking is lender-neutral: a license in FL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "fr", "state": "FL", "total": 4, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 46.3, "loan_officer": { "nmls_id": 660192, "slug": "jean-jacques-ellong-660192", "full_name": "JJ Ellong", "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192", "json_url": "https://lendb.ai/lo/jean-jacques-ellong-660192.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Orlando", "state": "FL" }, "headshot_url": "https://thevault.ccm.com/asset/3ae83cbb-0d5b-4bfa-b73f-7790ac8b00be/Website/4323_Ellong_660192.jpg", "licensed_states": [ "FL", "TX", "DC", "MD", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "fr", "ru" ], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [ "condo-non-warrantable", "dscr", "first-time-buyer", "investor", "physician", "refinance", "reverse", "rural", "self-employed" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-08-25", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/orlando-fl-4323/jean-jacques-ellong/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks French (lender page, verified 2026-10-26)", "Office in Orlando, FL", "Licensed in FL: confirmed with the Florida regulator (license LO112468), verified 2026-10-15", "Earliest state license record: August 25, 2022 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO112468), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 2, "score": 43.8, "loan_officer": { "nmls_id": 211983, "slug": "william-dukes-211983", "full_name": "Will Dukes", "licensed_names": [ { "name": "William Dukes", "name_with_middle_initial": "William J. Dukes", "first_name": "William", "middle_initial": "J", "last_name": "Dukes", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/william-dukes-211983", "json_url": "https://lendb.ai/lo/william-dukes-211983.json", "lender": { "nmls_id": 1041, "name": "Summit Mortgage Corporation", "slug": "summit-mortgage-corporation-1041", "canonical_url": "https://lendb.ai/lender/summit-mortgage-corporation-1041", "type": "other" }, "branch": { "city": "Naples", "state": "FL" }, "headshot_url": "https://www.summit-mortgage.com/wp-content/uploads/WillDukes.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "fr" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2011-03-23", "state": "FL" }, "licensed_since": { "year": 2011, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.summit-mortgage.com/loan-officer/will-dukes/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks French (lender page, verified 2026-10-15)", "Office in Naples, FL", "Licensed in FL: confirmed with the Florida regulator (license LO4462), verified 2026-10-15", "Earliest state license record: March 23, 2011 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/william-dukes-211983", "license_check": { "state": "FL", "confidence": "confirmed", "eligible": true, "label": "Licensed in FL: confirmed with the Florida regulator (license LO4462), verified 2026-10-15", "verified_at": "2026-10-15", "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip" } }, { "rank": 3, "score": 39.5, "loan_officer": { "nmls_id": 2315456, "slug": "marianna-gabriel-2315456", "full_name": "Marianna Gabriel", "canonical_url": "https://lendb.ai/lo/marianna-gabriel-2315456", "json_url": "https://lendb.ai/lo/marianna-gabriel-2315456.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Boca Raton", "state": "FL" }, "headshot_url": "http://a.mktgcdn.com/p/fRQAQEwOgAyLHjdp3dG7aOqKrFk51j7bPWU3zP1OuEE/352x527.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ar", "fr", "it" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 17, "lender_profile_url": "https://homelendingadvisor.chase.com/fl/boca-raton/5950-glades-road-hla-2315456", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks French (lender page, verified 2026-10-19)", "Office in Boca Raton, FL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 17 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/marianna-gabriel-2315456", "license_check": { "state": "FL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 4, "score": 30.5, "loan_officer": { "nmls_id": 325113, "slug": "marc-francin-325113", "full_name": "Marc Francin", "canonical_url": "https://lendb.ai/lo/marc-francin-325113", "json_url": "https://lendb.ai/lo/marc-francin-325113.json", "lender": { "nmls_id": 399801, "name": "Wells Fargo Home Mortgage", "slug": "wells-fargo-399801", "canonical_url": "https://lendb.ai/lender/wells-fargo-399801", "type": "bank" }, "branch": { "city": "Palm Beach", "state": "FL" }, "headshot_url": "https://dynl.mktgcdn.com/p/ECiNIdgF-NoVwpOoh57i1S5XTtgiC8Y27E7NAEYT1pA/600x450.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "fr" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "jumbo", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/fl/palm-beach/marc-francin", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks French (lender page, verified 2026-10-19)", "Office in Palm Beach, FL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/marc-francin-325113", "license_check": { "state": "FL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } } ] }